Ember

​Ownify is a fractional homeownership program designed to make homeownership achievable for first-time buyers. By partnering with investors, Ownify enables buyers to purchase a home with as little as a 2% down payment, granting them a 2% equity stake upon closing. This approach transforms buyers into cash purchasers, covering additional upfront costs like due diligence fees and earnest money, thereby strengthening their position in competitive markets. Participants, referred to as "Ownis," make fixed monthly payments that are divided into two components: one portion acquires additional equity in the home, while the other covers occupancy costs, including maintenance, repairs, insurance, and taxes. This structure allows Ownis to incrementally increase their ownership over time. After five years, Ownis typically own approximately 10% of their home's equity and have the option to purchase the remaining equity at fair market value or cash out and walk away.

The First of it’s Kind Luxury Property Crowdfunding Platform built to provide an easy to use system that allows users to secure Fractional Shares in Luxury Property at a fraction of the cost. This provides the buyer with more Freedom to use his/hers capital in Titled Real Estate in multiple properties and in multiple countries. All Share Ownership Positions are calculated and valued based on the vacation market trends. All Shareholders share the rights of use, based on the amount of ownership bought. Once purchased via our secure platform the funds are held in escrow until the buyer receives the share agreement and his/her ownership is placed into the relative US corporation by top US Fractional Attorney’s that hold the ownership of that specific property.