Virtuous Payments
Virtuous Payments is a leading payment provider in North America, offering transparent pricing and tailored payment processing solutions for businesses across Canada. We provide a variety of smart terminal solutions, including the full suite of Clover terminals, which offer numerous apps alongside full-service and quick-service point-of-sale systems. Their services encompass in-person payment options, smart terminal payment options, and cryptocurrency payment terminals, simplifying the acceptance of payment cards through smart payment terminals. Virtuous Payments is committed to transparent rates, honoring cost-plus pricing by using the pass-through from Visa and Mastercard and adding a small surcharge on top of the whole cost of credit cards. They do not charge setup fees, disagreeing with other providers that impose hefty fees to start a merchant account. With extensive experience, Virtuous Payments serves as a premier provider of merchant services.
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buyline
Buyline is a retail point-of-sale (POS) finance solution that lets small and medium-sized enterprises give their customers flexible payment options, including interest-free credit and regulated finance plans with varied terms and interest rates, to make purchases more affordable and boost conversion and revenue. It supports businesses across sectors such as retail, healthcare, dental, education, aesthetics, sporting goods, and veterinary, and removes typical barriers by not requiring minimum trading periods or turnover for partners to participate. Buyline enables quick onboarding, automated or underwriter-reviewed applications, and technology-driven affordability checks that reduce the need for bank statements, helping merchants offer finance at the point of sale in store, online, or via phone. It includes tools like an online training suite to help staff discuss financing options and an analytics suite to tailor offerings to customer needs.
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Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax.
Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.
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EVO Payments
EVO differentiates itself through our four distinct business channels, each with sales and operations teams delivering expert payment solutions and services. ISV and reseller partnerships that accelerate technology solutions at the point of sale. Payment solutions for large merchants with A/R automation and ERP integrations. Merchant relationships focused predominantly on the internet to conduct business. Small- to medium-sized businesses that sell primarily in brick and mortar storefronts. Countertop terminals that accept all payment methods, including EMV, chip and PIN, magstripe, and NFC/Contactless. The fastest way for POS developers to integrate advanced security, features, and functionality into their payment solutions. EVO Payments offers a range of semi-integrated solutions that allow merchants to accept EMV payments easily and affordably. Secure mobile payment solutions that include PCI-compliant wireless terminals, handheld devices, and tablet solutions.
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