Alternatives to EFICYENT
Compare EFICYENT alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to EFICYENT in 2026. Compare features, ratings, user reviews, pricing, and more from EFICYENT competitors and alternatives in order to make an informed decision for your business.
-
1
Tremendous
Tremendous
Tremendous is the global payouts platform for businesses sending gift cards and money at scale. Trusted by 20,000+ leading organizations, Tremendous has delivered billions of rewards and enables businesses to reach recipients across 230+ countries and regions. Recipients have 2,500+ payout options to choose from, including gift cards, prepaid cards, cash transfers, and charitable donations. From research incentives to marketing and sales rewards to employee recognition programs, the free-to-use platform makes it easy to send thousands of payouts quickly. Getting started is simple: add a funding method and place your first order in minutes. Teams can send rewards via bulk upload, integration, or API. Tremendous automates language translation, currency conversion, tracking, and reporting, and includes built-in fraud controls. The result? Teams can focus on the work that matters most while Tremendous handles all the payout details. -
2
Tipalti
Tipalti
The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.Starting Price: $129 USD, £119 GBP, €129 EUR -
3
Convera
Convera
Convera provides cross-border payments built to accelerate business, helping organizations simplify commercial payments with a complete suite of cross-currency products, specialized industry solutions, and deep expertise in managing foreign exchange risk. Businesses can send and receive international payments quickly and easily, with the ability to send single or batch payments in over 140 currencies to more than 200 countries and territories. Convera also helps organizations collect payments in more than 100 currencies through payment methods such as wire, check, credit and debit cards, and alternative payment methods, depending on country availability. Its multi-currency holding balance helps businesses avoid the hassle and cost of foreign bank accounts while managing global payment needs in one place. Convera supports companies that want to help protect their business from currency fluctuations by locking in an exchange rate, making future cash flow more predictable. -
4
Payment Labs
Payment Labs
Effortlessly managing cross-border payments with the ability to transact in 150+ currencies across 180 countries, with minimal returns of less than 1%. Automating tax and financial regulations, Payment Labs empowers businesses to pay anyone, anywhere. Payment Labs is a financial technology platform offering fast, secure, and compliant payment solutions tailored to industries such as esports, sports, content creators, and business services. It provides low, flat-rate fees for global payins and payouts, supporting multi-currency transactions across over 180 countries. The platform simplifies payments to athletes, student athletes, gamers, artists, and contractors with automated tax form collection and KYC/AML compliance. Payment Labs integrates with various payment methods including bank transfers, digital wallets, and prepaid debit cards to offer flexible payout options.Starting Price: $500/month -
5
Payall
Payall
Payall Payment Systems delivers purpose-built banking infrastructure to address every aspect of the cross-border payments ecosystem for regulated financial institutions. Their single-shared, global platform automates compliance, risk management, and operating workflows like KYC, KYT (“Know Your Transaction”), sanctions screening, and document collection ahead of transaction execution. The system is backward-compatible with existing core banking systems and offers payment-orchestration across multiple currencies, rails, and payout options, including bank transfers, mobile money, prepaid cards, cash pickup, and name-/email-based payouts. Organizations can process both one-to-one and mass global disbursements via API or spreadsheet uploads, supporting business-to-business, person-to-person, and government payments. Payall promises real-time or near-instant settlement, improved audit transparency, lower costs, and access for populations lacking bank accounts. -
6
ReadyRemit
Brightwell
ReadyRemit is a complete cross-border payment solution with integrated compliance and fraud prevention for financial institutions. It offers easy integration, global reach, and multiple payout options, enabling businesses to securely disburse funds to over 90% of the world's population. ReadyRemit connects to over 180 user countries, 8.5 billion cards and accounts, and 290,000 cash-out locations across 160 currencies. Credit unions, banks, program managers, and fintechs need a comprehensive payment solution tailored for today’s consumers with global needs. The platform addresses challenges such as global connectivity, macroeconomic trends, compliance and regulation requirements, experienced integrations, ongoing resource commitments, and partner integrations. By leveraging ReadyRemit, businesses can streamline their cross-border payment processes, ensuring efficient and compliant transactions worldwide. -
7
Transpay
Transfast
Transpay specializes in sending funds directly to your recipient's local bank account, in their local currency, reaching over 90% of bank accounts worldwide. Our bank deposits are typically delivered within 24 hours or less in most major markets, with over 60% of payments received in the recipient’s bank account within one hour and over 95% within 24 hours. Our network is versatile. Aside from our expertise in sending bank deposits, we also give you the option to have funds delivered to a mobile wallet or made available for cash payout. Some payout providers claim to reach hundreds of countries, but very few can match Transpay's coverage in challenging markets with volatile currencies and complex banking and regulatory environments. Transpay's direct integrations with leading payout partners worldwide mean you can expand your business globally and pay out your cross-border recipients as if you were operating locally. -
8
IFX Payments
IFX Payments
IFX Payments delivers a comprehensive global payments and foreign exchange platform built around its ibanq service, designed to help businesses send, receive, hold, and manage funds in multiple currencies through a single intuitive interface, reducing the need for multiple overseas accounts and simplifying international cash flow management. It supports multi-currency accounts that enable users to transact in 40+ currencies from one account and execute high-volume mass payments across 60+ currencies for suppliers, payroll, and partners without maintaining local accounts, centralizing control and automating bulk transfers. With robust API connectivity, businesses can integrate core features like cross-border payments, beneficiary management, real-time payment status updates, reporting, and currency exchange into their own systems for enhanced visibility and streamlined workflows. IFX also pairs its technology with expert foreign exchange services. -
9
Freemarket
Freemarket
Freemarket is a business-to-business global payments software that simplifies cross-border money movement by combining payments, foreign exchange, multi-currency accounts, liquidity solutions, and powerful APIs into one secure interface. It enables businesses to hold and move funds in more than 30 currencies, send and receive payments worldwide, and access same-day transfers, live FX pricing, and stablecoin and USD/EUR liquidity tools, all through a web banking portal or developer-friendly API integration. It is designed to help users build and launch tailored cross-border payment solutions, streamline treasury and operational processes, and unlock new markets with fewer intermediaries and faster execution. With integrated risk and compliance controls, expert support, and connections to a global banking network, Freemarket aims to reduce complexity and increase efficiency for high-stakes industries like iGaming, digital asset providers, and money service businesses. -
10
OpenFX
OpenFX
OpenFX is a next-generation cross-border payment infrastructure platform designed to enable institutions to move money globally with near-instant settlement, deep liquidity, and high cost efficiency. It provides a unified API that connects traditional financial systems with modern blockchain-based rails, allowing businesses to execute foreign exchange transactions and international payments in minutes instead of days. It operates 24/7, removing limitations of banking hours and enabling continuous global money movement across currencies and regions. By bypassing traditional correspondent banking networks and reducing intermediaries, OpenFX significantly lowers transaction costs and increases transparency, offering clear pricing and full visibility from quote to settlement. Its infrastructure supports real-time FX conversion and automated treasury operations, helping fintechs, payment service providers, and enterprises manage liquidity and scale cross-border operations. -
11
StoneX
StoneX
StoneX Payments is a global cross-border payment platform that streamlines international B2B fund transfers with transparent, reliable, and scalable infrastructure, supporting over 140 currencies and 180+ countries. It delivers fast, compliant, and flexible foreign exchange and payment execution by connecting clients to local markets through a network of correspondent banks and integrations like SWIFT, host-to-host feeds, and a programmable B2B payments API. The service supports sector-tailored solutions, such as for international development organizations, financial institutions (including white-label deployment), corporations, and higher education, enabling mass disbursements, tuition remittances, treasury optimization, and enhanced client experience. Brand-ready payments offers a customizable, white-label payment stack with control over roles, permissions, workflows, margins, real-time status visibility, IBAN validation, GPI tracking, investigation, and resolution tools. -
12
UnionPay
UnionPay
UnionPay International (UPI) is a subsidiary of China UnionPay focused on the growth and support of UnionPay’s global business. In partnership with more than 2400 institutions worldwide, UnionPay International has enabled card acceptance in 180 countries and regions with issuance in 70 countries and regions. UnionPay International provides high quality, cost effective and secure cross-border payment services to the world’s largest cardholder base and ensures convenient local services to a growing number of global UnionPay cardholders and merchants. At present, more than 10 million overseas online merchants accept UnionPay Online Payment. These merchants are based in 200 countries and regions, including Hong Kong, Macau, Europe, the US, Japan, South Korea, covering fields of retail, online travel booking, tuition payment, airline reservation etc. UnionPay online payment is designed to ensure the safety of cross-border online payment. -
13
Almond
Almond FinTech
Almond is part of a new breed of cross-border financial innovations that move money in nimble new ways. By seamlessly bridging the worlds of fiat and digital currency, the Almond API suite is able to reduce settlement time, slash costs, and optimize settlements, while offering new levels of transparency. When you’re leaping from one ecosystem to another as you are with any cross-border payment, there’s a tremendous amount of friction to overcome. The Almond Transfer Protocol expands coverage by standardizing cross-border communications between financial institutions, then optimizing the conversion between fiat and digital currency. A transaction starts with a deposit in fiat currency at the sending financial institution. It’s then transferred cross-border in the form of a digital currency through a network of digital currency exchanges. Finally, it’s transferred back from digital currency to fiat currency at the beneficiary financial institution. -
14
Waffo
Waffo.ai
Waffo.ai is a global payment and monetization platform designed for AI developers expanding internationally, growth-stage companies, and enterprise clients. It provides an all-in-one solution for payments, tax compliance (MOR model), and regulatory approvals, enabling AI products to achieve secure, rapid subscription-based monetization worldwide. - Global Payment Infrastructure: Single API integration for global subscriptions and one-time payments, supporting Apple Pay, Google Pay, Visa/Mastercard, PIX, 430+ local payment methods worldwide, and USDC stablecoin payments. - Global Tax Compliance (MOR): As Merchant of Record, Waffo handles all tax filings and VAT/GST/DST compliance across all countries and regions, eliminating the need for developers to navigate complex tax systems. - Compliance Review Support: Provides website assessments, content optimization recommendations, and risk alerts to avoid account suspension, freezing, or refund issues caused by overly aggressive policiStarting Price: $0 -
15
Ivy
Ivy
Ivy is a unified financial infrastructure platform designed to move money at internet speed by combining payments and banking in one solution that lets businesses receive, hold, send, and convert funds across fiat and stablecoins with a single API. It supports real-time account-to-account payments so merchants can collect funds directly from customers’ bank accounts instantly and reduce reliance on cards, wallets, or intermediaries while improving margins and eliminating chargebacks. Ivy includes products for instant payments, multi-currency accounts with local IBANs, stablecoin settlements, and real-time payouts that send funds directly to customer bank accounts. Ivy’s infrastructure connects local and cross-border fiat rails with major blockchains to enable seamless on- and off-ramps between fiat and stablecoins, empowering global and crypto businesses to manage deposits, withdrawals, settlement, and conversion in a compliant way. -
16
Airwallex
Airwallex
Airwallex is the business account built for global businesses. Your account comes standard with features like multi-currency business accounts, so you can collect and hold money in over 11 currencies while avoiding double conversions. Issue virtual debit cards for you and your team in seconds. Transfer money internationally in up to 23 different currencies, without the excessive fees and transfer wait times. Integrate with our API to improve your platform product offering and scale your business. Invoice and accept payments from international customers in their preferred currency. Seamlessly connect your business accounts with popular platforms like Amazon, eBay, Shopify and PayPal. Pay out in the same currency, or convert and withdraw in USD using outstanding FX rates. Issue new virtual payment cards in seconds. Change spend limits and revoke access, all from our online platform. -
17
Currencycloud
Currencycloud
Currencycloud provides the global expertise to back you up, so you can leap boldly into tomorrow. Everything you need to move money around the world is covered; from virtual wallets and named accounts to the ability to send, receive and manage your multi-currency payments. We’re simplifying business in a multi-currency world. Use Currencycloud to quickly access virtual named accounts for your customers and collect, convert, pay and manage multiple currencies simultaneously, anywhere in the world. Cross-border and multi-currency payment infrastructure that empowers developers to innovate. Built by developers, for developers on a stable platform. Currencycloud makes it easier for entrepreneurs to launch new financial services, we lend a hand to traditional banks who want to innovate, and Currencycloud is behind the scenes of today’s biggest digital challengers. Join the long list of clients that are powered by Currencycloud. -
18
PayAgo
PingPong Global Solutions
The Trusted Global Payments Partner! Take Control Of Your Profit And Make The Most Of Your Money. We Give You the Power to Sell Anywhere in the World – With Ease! By offering seamless and affordable cross-border payments, VAT services, and a robust Supplier. Pay option, you can focus on building your business and let US do the hard work. Tens of Thousands of E-Commerce Sellers have chosen PingPong to reduce their fees and build their business. Are you next? FundsGrabr. Marketplace Payouts like a Boss! Getting your marketplace payouts easily and at low fees can be tough. pingpong Who’s going to save you from cross-border payment fees? PayAgo is here to make paying your overseas suppliers cheap & lightning-fast! A Better Way To Make Overseas Supplier Payments. Our service helps sellers make payments to suppliers, vendors, or employees. By using the funds in your PingPong account, transfers can be made between accounts instantly. Sending payments domestically or international -
19
Alipay Plus
Alipay
A suite of cross-border mobile payment and digitalization technology solutions connecting global brands with mobile-savvy consumers worldwide. Access multiple e-wallets and payment methods worldwide on a single platform. Cross-border payments and digitalized solutions from Alipay+ enable consumers to pay like a local, using their preferred digital wallets and banking apps with millions of businesses. A one-time integration with Alipay+ aggregates mobile payment apps serving over 1 billion users, bringing your merchants more benefits. Alipay+ removes the hassle of negotiation and individual contract signing with each mobile payment method, as well as separate integrations each time a new method is introduced. With Alipay+, there's no need to worry about different specifications, currencies, and terms. Online and in-store checkout acceptance. A single integration for multiple payment methods.Starting Price: Free -
20
Trolley
Trolley
Pay your recipients, anywhere. Fast, efficient, automated payouts. Trolley is a modern payouts platform designed for the internet economy. One set of integrated tools offering end-to-end payouts automation. Enabling payouts worldwide to 210+ countries and territories. Automate recipient onboarding, payments, and tax compliance through one payouts system that delivers a seamless experience to your recipients. Verify identity and build a best-in-class recipient experience. Streamline onboarding, KYC compliance, and automate communication to recipients with a self-service, white-label solution. Gain access to one of the broadest global payment networks, offering flexible payout options to recipients, and making payouts faster than ever.Starting Price: $49/month -
21
Banking Circle
Banking Circle
Banking Circle is a fully licensed bank that provides mission-critical financial infrastructure to businesses, banks, and marketplaces. Their services include cross-border payments in 24 currencies, access to 11 local clearing schemes, and a comprehensive suite of solutions across accounts, payments, and foreign exchange. Since its launch in 2016, Banking Circle has achieved a 108% compound annual growth rate in payment volumes settled on behalf of its clients. Banking Circle's infrastructure enables clients to move liquidity in real-time for all major currencies securely and compliantly, facilitating global reach and access to markets where their customers trade. Effortlessly manage your payments and FX conversions with our intuitive, PSD2-compliant client portal. access instantly. No integration is required. Tap into multiple domestic markets through a single integration point, without the need for local banking relationships. -
22
Gigapay
Gigapay
Gigapay is a payment solution enabling businesses to pay creators anywhere, on demand while offloading onboarding and procurement obligations. It offers a streamlined payment infrastructure that allows businesses to save time, mitigate risks, and operate more efficiently. Key features include compliance with local regulations in over 40 markets, the ability to work with individual creators, and easy self-onboarding for creators. Gigapay also facilitates global payments by allowing businesses to generate batch payments, simplify bookkeeping, and pay vendors in accordance with local regulations. It supports local payout options for vendors, consolidates invoices per payout currency, and offers multi-currency pay-in options. Additionally, Gigapay provides tax management services, assisting businesses in complying with local regulations, including KU14 reporting of transactions, DAC7 reporting, and support with withholding and image rights policies.Starting Price: €279 per month -
23
Revolut
Revolut
One place to manage all things business. Get more from your business account with powerful tools that give you total control over your finances. Spend less time on admin and more time focused on what’s important – your business. Join the 500,000+ customers on Revolut Business. Send and receive international payments, with no hidden fees. Multi-currency accounts allow you to hold, exchange, send and receive funds in 28+ currencies - always at the real (interbank) exchange rate. Free international and local payments within your plan allowance, and free transfers between Revolut Business accounts. Stay organized with multiple accounts for your business needs. Spend in over 150 currencies at the real (Interbank) exchange rate. Stay in control – issue physical and virtual cards, track spending in real-time for your entire team. Automate your expenses and capture receipts in the app instantly.Starting Price: $32.00/month -
24
Tenpay
Tenpay
Creating a new, open, diverse, and inclusive borderless payment network together. Tenpay Global harnesses Tencent's Financial Technology (FiT) ecosystem, technology, risk management, compliance, and big data capabilities to assist global financial institutions and partners in connecting with users and businesses. Together, we create secure, convenient, and inclusive financial products and services, comprehensively addressing the cross-border capital needs of users and businesses. Tenpay Global, your gateway to seamless cross-border payments and personal remittances, bridges the world’s payment networks with Weixin's ecosystem in China. We’re reshaping the global payment network to be more innovative, open, diverse, and inclusive, elevating global services for users and businesses. Tenpay Global is dedicated to providing cross-border end-to-end payment solutions, we help our partners thrive in the long term. -
25
Thunes
Thunes
Thunes is building a global payment infrastructure for a better payment experience. With a single, simple connection to Thunes APIs, your business and customers can send payments to – and accept payments in – every corner of the world. No intermediaries. No endless delays. Just fast, transparent and reliable payments. We’ve built a well-established, reliable and far-reaching network, founded on strong and direct relationships. Our payment flow is optimized for each market, with deep local insight across the challenging last mile. Access the world’s fastest growing and biggest economies, across 130 countries. One integration with Thunes makes cross-border payments and collections as simple as local money transfers. -
26
TransferMate
TransferMate
TransferMate is a leading, global B2B-payments technology solution, processing billions in international payments for the world’s most trusted brands. We have attracted major strategic investments from leading banks including ING Group N.V and Allied Irish Bank. Whether you are a bank, business or university, TransferMate can save you time and money with our innovative payments solutions. Easy to use, no set up costs, and back-end integration with our global banking network. Same-day payments and receipt confirmation. Receive the correct amount every time, eliminating expensive wire fees. End-to-end transparency on a fully regulated network. We transfer your local currency directly to your recipient’s local account in their currency. Lock in FX rates, eliminate wire fees, and reduce admin workload. Embed TransferMate global payments directly into your current workflow. Give your existing users smarter payment options on one platform. -
27
SwooshTransfer
SwooshTransfer
The mission of SwooshTransfer is to make cross-border payments and collections easy, secure, fast, and cost-effective. We bring integrity and security. Aim to increase conversion rates at every step of the payment process Smart payment solutions that automatically reduce fraud and non-payment through machine learning. Developed to make the collection and reconciliation of payments from anyone, anywhere in the world, a straightforward and cost-effective process for both institutions and students. Dedicated to removing the pain points of both patients and healthcare providers by streamlining the cross-border payment process and improving customer experience. SwooshTransfer Ltd is an FCA-regulated FinTech that provides secure, convenient, and inclusive cross-border payment services to users worldwide. We provide the ability of upgraded technical capabilities such as blockchain and AI risk control. We can provide lower cost, faster, more secure global payment services. -
28
Walcy
Walcy
Walcy is a Neobank that allows businesses and individuals to easily open global accounts from anywhere in the world and save costs on cross-border transactions. It provides the best rates for foreign currency exchange using the Midmarket rate. ‘Walcy’ offers both major and emerging global currency accounts that enable clients to send and receive payments online. Clients can hold, manage, and convert currencies in one place, making international transactions more accessible and reducing foreign exchange risk. Moreover, it facilitates fast, secure, and cost-effective international payments for clients. The platform supports payments in numerous currencies, allowing businesses and individuals to send and receive funds across borders with ease. -
29
PayQuicker
PayQuicker
The PayQuicker global payout platform enables companies to grow faster by providing their participants with instant payment and purchasing power, immediately funding more business building and spending activity. Reduce cost with seamless cross-border payouts made in local currency. PayQuicker empowers businesses to payout as frequently as desired at no charge per transaction. Each payee is issued an individual insured bank account and branded debit card, allowing payments in local currency, bank transfers, and multiple spend options. Reduce data breaches, money laundering, fraud, and other business risks with our comprehensive 24/7 oversight. Reduce staffing requirements for handling payment questions and inquiries with our dedicated support via phone, live chat, and email. Efficiently verify identity and onboard payees with end-to-end secure business accounts, shifting the burden for KYC, security, and compliance to our team of experts. -
30
Tranglo
Tranglo
We simplify cross-border payments so you can focus on keeping your customers happy. Transform your foreign remittance, business and mobile payments today. Money service businesses can connect customers with more countries and let them send money home quickly. Single platform for corporates to send and receive cross-border payments easily. International airtime top-up, mobile recharge and bill payment solutions. The largest telco in the Middle East gets a massive boost to its mobile and airtime network to benefit over 7 million active users instantly. Our foreign remittance solution for you to start letting your customers send money home quickly, safely and reliably. If you have a mobile app or an internal payment system, choose our intelligent API with real-time monitoring. Access everything: technical specification, source codes and more. Use our intuitive live test to get a feel of our API. -
31
Credain
Credain
The element that fuel the cross-border payments. Supercharging working capital efficiency for businesses operating in global economy. Procuring education on consulted assurance in do. We are a fintech company with aspirations to change the world of global commerce. We plan to bring the best of technology innovations to create an unparalleled user experience for our customers. Our founding team has spent years helping businesses navigate and optimize global banking. With over a decade at big banks helping build out the future of Corporate Treasury creating the algorithms and platform that drove cross-border liquidity management at largest corporates that include FANG and other global businesses, we are on a mission to help streamline global commerce. -
32
XTransfer
XTransfer
One-stop multi-currency account to help you receive, pay and exchange foreign exchange globally. Security and compliance, 7*24 seconds to fund transfer, preferential exchange rates, ultra-low costs, online operations, all can be easily achieved with one account! The safe choice for 550,000 import and export companies to trade efficiently. No longer worry about fund security. With the Money Service Operator (MSO) license, we cooperate with large domestic and foreign banks, have a complete anti-money laundering and anti-fraud risk control system, and an artificial intelligence risk control system to help suppliers complete anti-money laundering reviews and cross-border currency declarations, and remit funds to the mainland through legal channels. -
33
Rapyd
Rapyd
Rapyd does for fintech what the cloud did for IT. By connecting companies to all the ways the world likes to pay, we power frictionless global commerce and create new opportunities for businesses and people. We built the world’s largest local payments network so you can focus on creating great customer experiences and unlocking new markets. Rapyd does for fintech what the cloud did for IT. Our Global Payments Network connects your company to all the ways the world likes to pay and the infrastructure to create your own fintech solutions, like ewallets, cards and financial services. With Rapyd, digital sellers in Latin America can accept cash. Online shoppers in Asia can pay with their favorite ewallet. And businesses can make payouts to companies and individuals anywhere in the world. With 900+ payment methods in 100 countries, you can open new markets, reach new customers, and create new opportunities anywhere. -
34
Worldpay
FIS
Connected consumers are always on. And so are you. From POS systems to integrated card payments to cross-border payments, online or off, it's time for simple and secure solutions that advance your customer experiences and your business. Access the most advanced payments solutions from one global company, eliminating the need for fragmented payment capabilities. Our cloud-based solutions integrate with any enterprise payment system to deliver seamless experiences across multiple channels and platforms. Accept new payment types, convert more sales, reduce costs and proactively respond to customer concerns and industry changes. Simplify payment acceptance, increase your competitive advantage, and improve your bottom line by accepting customer payments anywhere, any time, on any device and across channels. -
35
Tazapay
Tazapay
Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.Starting Price: $2 per month -
36
Lightspark
Lightspark
Lightspark is the easiest, low-cost, most reliable, enterprise-grade way to send and receive payments globally, enabling money to move just like bits and bytes do on the Internet. We're delivering open payments for the Internet at scale, using the Lightning Network. We aim to help businesses around the world benefit from real time payments and build amazing new experiences for themselves and their customers. Lightspark Connect makes it easy to access the Lightning Network by providing seamless integration, automated routing, and efficient liquidity management for enterprise customers. Connect facilitates real-time, secure, and cost-effective transactions, allowing your business to be at the forefront of digital payments. Real-time cross-border payment solutions compatible with traditional banking systems. Extend makes traditional banking systems compatible with Lightning, enabling a fully fiat payment experience for your customers. -
37
NomuPay
NomuPay
NomuPay's unified payments platform enables local omnichannel payment acceptance and payout disbursements across Southeast Asia, Europe, and Turkey through a single integration. This unified approach allows organizations to scale efficiently by offering high-penetration alternative payment methods, real-time enabled payouts, and compliant, end-to-end marketplace funds management. The platform's adaptable technology stack accommodates various payment use cases, providing a unified gateway for robust acceptance and disbursement capabilities, and a unified balance for sophisticated funds management. NomuPay's modern REST APIs facilitate seamless integration, enabling businesses to offer popular local payment methods and expand their reach across multiple countries and demographics. By consolidating payment processes, NomuPay helps organizations future-proof their operations against continued fragmentation in high-growth markets. -
38
Jeeves
Jeeves
Pay for anything, anywhere, in your local currency. No fees, no interest, no personal guarantees. Mobile-first, built with your team in mind. Coordinating payments between your global team has never been an easy task, until now. We've created the perfect all-in-one expense management solution for international startups. Jeeves is an all-in-one expense management platform, built from the ground up, for fast-growing global companies. With Jeeves you can run both credit card and noncard payments directly within our blazing-fast mobile app. We know how stressful running a business is. We built Jeeves so you can rest easy knowing we have your back. Jeeves is powered by cutting-edge technology because we take your security and privacy very seriously. Pay any invoice electronically. We handle your expense reconciliation and you can pay us back in your local currency. We're here to help grow your business. -
39
Songhai Exchange
Fincode Limited
Songhai Exchange (SHE) is a cross-border payment network that facilitates payments - such as bank transfer, cash pick-up, mobile money, and bill payments - into and within Africa through a single touchpoint. SHE facilitates the movement of money from all parts of the globe into Africa and from one African country to another. The SHE network comprises banks, payment service providers, money service businesses and other partners scattered across Africa, Europe, Middle East and the United States. As the most reliable and cost-efficient Africa-centric payment switch, SHE reduces the cost of remittance and payments by cutting away payment aggregators, connecting your organization directly to banks and SHE equally grants payment service providers on our network exposure to international money transfer operators and financial institutions for easy access. The Songhai Exchange platform is a partnership between FinCode and CSL Capital Limited (CSL). -
40
Routefusion
Routefusion
Through our global banking APIs, fintech expertise, and customer support, decrease your time to market, reduce the cost of global payments and expand your products and services internationally. Opening up international bank accounts is challenging. We'll do it for you - making direct debiting, global reconciliation, and a unified global banking experience simple. Do international business like a local. Pay international vendors and customers with ACH, SPEI, SEPA, SWIFT wires, and more. Our global payment and FX institutions network gives your customers access to rates that have traditionally only been reserved for the largest corporations. With our new approach to cross-border payments, no one gets left behind. We believe in tearing down financial barriers to growth so that every business has the opportunity to thrive. -
41
Payment Rails
Payment Rails
Payment Rails is a Global Mass Payments automation system. Payment Rails provides end-to-end support for your AP process that includes white-labeled collection of supplier and partner banking/W9/W8 details, a simple API and dashboard to send payments to anyone in over 200 countries in their local currency with an approval process, and 1099/1042 tax-file preparation.Starting Price: $49.00/month -
42
Inswitch
Inswitch
Inswitch Platform is a cloud-native, modular embedded-finance platform that enables any company to integrate banking, payments, wallet, card-issuing, and cross-border money-services capabilities via a single API. It supports core banking and digital wallets (top-ups, bill payments), pay-in/pay-out and alternative payments, virtual and physical card programs (with real-time authorization controls and white-label branding), and multi-currency transactions with global reach across Latin America, the U.S., and beyond. Included in-platform features are built-in compliance and security (KYC/KYB, AML, fraud management), real-time settlement and reconciliation, business-intelligence dashboards, smart orchestration of financial flows, and a business portal for managing branded channels, bank rules, and analytics. -
43
FLEXIS HK
Flexis Limited
FLEXIS HK is a global payment platform designed to automate freelancer payouts while ensuring full compliance. It enables businesses to pay contractors in over 180 countries with ease. The platform handles currency conversion automatically, allowing payments in multiple currencies. FLEXIS HK simplifies compliance by managing KYC, AML, and tax verification processes. It offers a universal agreement that supports freelancers of any tax status. Businesses can integrate the platform into existing systems using its API. Overall, FLEXIS HK streamlines global payments while reducing administrative and legal complexity. -
44
Peach Payments
Peach Payments
Peach Payments is a comprehensive payments platform designed to enable businesses to accept and manage payments online, in-store, and globally, offering solutions such as online payments, point-of-sale, recurring/subscription payments, payouts, payment links, and multi-currency sales. It supports a wide range of payment methods, including credit and debit cards, EFT/bank-payments, buy-now-pay-later, QR-codes, digital wallets, mobile-money, vouchers, cryptocurrency, and alternative credit methods. The platform offers mobile-optimized checkout widgets, embedded checkout experiences, branded payment pages, and a developer-friendly API/SDK framework, plus plugins for ecommerce platforms like Shopify, WooCommerce, Wix, Magento, and OpenCart. Built for growth, Peach Payments layers payment-orchestration capabilities to streamline routing, improve approval rates, enable real-time payouts, and manage global & multi-currency transactions. -
45
Ivno
Ivno
Ivno is a modern payment gateway that enables businesses to accept global payments via cards, Apple Pay, and Google Pay while receiving instant payouts in USDC. It bridges traditional finance and crypto by combining fiat on-ramp infrastructure with blockchain settlement. The platform offers a seamless checkout experience, fast onboarding, and tools for merchants to manage transactions, payments, and payouts from a unified dashboard. Ivno supports WooCommerce and Shopify integrations, API access for developers, and flexible payment configurations. Designed for global businesses, Ivno helps reduce chargeback risks, improve cross-border payments, and unlock new revenue streams through crypto-enabled payouts. Payouts are typically processed instantly. -
46
VaultLeap
Klydo Inc.
VaultLeap gives businesses and freelancers instant access to virtual USD, EUR, and MXN accounts with stablecoin settlement under the hood. Send and receive cross-border payments at 60-80% less than traditional banks. Self-custodial wallets, compliance-first architecture. Built on Bridge (Stripe).Starting Price: $249/month -
47
Latitude
Brightwell
Safeguard your brand and keep customers coming back with fast, secure payouts and refunds. Traditional refund methods such as paper checks are manual and time-consuming, disrupting the ability to resolve customer issues quickly. A recent Emplifi report indicates that over 80% of customers would abandon a brand after only two poor experiences, highlighting the need for seamless business-to-consumer payments. Quick and hassle-free refunds, reimbursements, and other owed payouts are essential to maintaining customer satisfaction and upholding your brand's reputation. Latitude is a leading-edge software solution designed to expedite complex refunds, corporate disbursements, reimbursements, and other payouts. Our innovative full-service workflow solution streamlines the entire B2C payments process and eliminates manual inefficiencies. This not only accelerates the refund experience but also offers significant cost advantages. -
48
iPeakoin
iPeakoin
We help teams across webs, industries, stages, and business scales to achieve success in a sustainable way. Global pay-ins and pay-outs. Multi-currency bank accounts in compliance with local regulations. Manage your corporate cards and expenses on one intelligent platform. Can be used wherever Visa and Mastercard payments are accepted. Unrivaled earnings yield for idle funds compared with a traditional savings account. Invest in USD via bank transfer or USDC via on-chain transfer. A complete set of banking components that can be assembled to create pretty much any use-case needing banking functionality that is seamlessly embedded into your customer experience. iPeakoin provides fiat and crypto accounts for the advertising industry, enabling instant payments and easy global fund transfers. iPeakoin addresses your compliance challenges, covering fund pathways, contracts, and audits, reducing pressure on your risk management team. -
49
Félix
Félix
Félix is a remittance service designed to simplify money transfers from the United States to Mexico, Guatemala, and Honduras. By leveraging WhatsApp, users can send funds without the need to download additional applications or create new accounts. The platform offers competitive exchange rates and a fixed commission fee of $2.99 per transaction. Transfers to bank accounts are processed instantly, while cash pickups at partner locations are available, with funds typically ready within 30 minutes. Félix collaborates with major remittance payers in these countries, ensuring broad accessibility for recipients. The service is tailored for Latinos residing in the U.S. who wish to support their families back home, providing a user-friendly and cost-effective solution for international money transfers. We combine Blockchain and Artificial Intelligence to disrupt how remittances are done today and build the future of cross-border payments.Starting Price: $2.99 per transaction -
50
TransferGo
TransferGo
TransferGo makes international money transfer simpler, safer, and cheaper for millions of users worldwide. We offer fast, low-cost transfers at excellent rates, sending to 164 countries and 41 currencies (and counting). TransferGo is an international online money transfer service that provides direct currency conversion at a fixed rate. Founded in 2012, TransferGo is headquartered in Vilnius, Lithuania, with additional offices in London, Kaunas, Warsaw, and Kraków. The platform supports multiple payout options like bank, card, and wallet transfers but does not offer cash payouts through physical stores, partnering locally in some markets for cash distribution. TransferGo serves over 7 million customers across more than 160 countries. Send money to almost any country on the planet. Send money to cards, bank accounts, e-wallets, and even cash. Send money from your card or bank account.Starting Price: Free