Crezco Alternatives

The easiest way for users to connect their bank accounts to an app. Plaid provides developers with the tools they need to create easy and accessible experiences for their users. Today, tens of millions of people in North America (and counting) have successfully connected their accounts to apps they love using Plaid. With just a few lines of code, you can implement Plaid in an afternoon. Our front-end module is easy to drop into whatever you’re building and designed to optimize conversion. Plaid provides technology that enables you to connect your financial accounts to apps and services. That can help you do things like save for retirement, make a budget, and transfer money. You’ve probably already connected an account using Plaid. Over a quarter of people with US bank accounts have, and we’re growing internationally as well.

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. The Sopra Financing Platform (SFP) is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of Sopra Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products.

Modern treasury software. Onboard in minutes, No implementation or IT required. Trovata uses open banking and ERP integrations to automate data aggregation, normalization, and analysis so you can report on cash positions and trends. Instantly and constantly. Trovata is pre-integrated with most banks. Connect in minutes and stay connected. No more downloading .CSV files from banking websites to update your cash positions. Trovata is an open banking platform that lets companies instantly know how much cash they have, forecast more quickly, and manage cash flow with precision. 75% of the work that goes into analyzing cash is manually compiling the source data and rolling over Excel models for most companies. Put an end to manual workflows with Trovata.io.

Join the best and brightest merchants, PSPs and banks creating new capabilities and revenue streams through Token’s broadest, Pan-European connectivity to over 3,000 banks. Token is an open banking payments platform with best-in-class, Pan-European bank connectivity, data and compliance capabilities. Initiate frictionless, real-time account-to-account (A2A) payments straight from apps and websites. All from a single interface and integration. Token Data uses a single API to seamlessly aggregate bank account and transaction data from European banks. Token Payments provides secure, unified access to European banks to initiate real-time account–to–account payments straight from apps and websites.

With connection to more than 3500 European banks in 21 countries, we help you to unlock the potential of Open Banking and advance your business through a single open banking API. From open banking Account to Account (A2A) payments, to IBAN checking, credit scoring, and business financial management, Worldline's industry leading open banking capabilities have made them the supplier of choice for multinational banks and payment providers.

Build, upgrade, and grow with easy access to an entire financial ecosystem. Accounts, FX, domestic and international payments, acquiring, open banking, and more - all delivered through a single, developer-first API. Create new and exciting customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again. Improve customer-facing and back-office operations with seamless integrations with your existing systems. Move all your services to OpenPayd and enjoy market-leading rates, coverage, technology, and support. Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more. Make and receive payments locally or internationally with access to OpenPayd's global banking network.

We’re building the world’s first global real-time payment network. Move money at lightning speed, wherever you are. Real-time payments, everywhere. Discover what you can achieve by plugging into the world’s first real-time payment network. We’re accelerating a global real-time revolution by creating a single gateway to a world of account-to-account payments. The result is an unrivaled open payments power grid, where money flows and conversion are expertly optimized. This network of networks, powered by open banking, is transforming how money moves on a global scale. Welcome to next-gen eCommerce. By uniting real-time open payment systems to one harmonized standard, we give businesses the power to offer customers everywhere the same frictionless payment experience. By being obsessive in detail, we’ve created elegant, intuitive experiences for customers who crave convenience. With intelligent bank searches and mobile-optimized UI, our checkout is as much about speed as simplicity.

Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API.

Spend less time managing your receivables. Enrol your clients and replace outdated manual processes with automated digital collection strategies and communications. Provide your clients with multiple digital payment options (ACH, Credit Card, Open Banking) making it easier to complete payments and reconcile your books. Receive regular automated reports and analytics to fit your business needs and stay on top of your cash position. Obtain proprietary customer ratings based on credit checks and engagement data to facilitate informed decision-making and optimize payment plans. Predict your future cash position based on current and historic payment data. Streamline your workflows and prioritize easily. Leverage customizable communication templates, strategies, and a white-labeled approach.

Ethereum is the community-run technology powering the cryptocurrency, ether (ETH) and thousands of decentralized applications. Ethereum is a technology that's home to digital money, global payments, and applications. The community has built a booming digital economy, bold new ways for creators to earn online, and so much more. It's open to everyone, wherever you are in the world – all you need is the internet. Today, billions of people can’t open bank accounts, others have their payments blocked. Ethereum's decentralized finance (DeFi) system never sleeps or discriminates. With just an internet connection, you can send, receive, borrow, earn interest, and even stream funds anywhere in the world. Today, we gain access to 'free' internet services by giving up control of our personal data. Ethereum services are open by default – you just need a wallet. Stake your ETH to become an Ethereum validator.

TrueLayer is the leading technology company providing secure, global access to financial infrastructure. Developers use our APIs to build best-in-class products that securely access data and initiate payments in real-time. Founded in 2016, TrueLayer is connected to major banks across the world, backed by leading venture capital, and trusted by some of the biggest names in fintech including Monzo, Revolut, and Zopa. By making the power of open banking accessible through our platform, TrueLayer enables developers across any industry — from startups to enterprises — to reinvent financial services. TrueLayer is available in the UK, Europe and Australia. Easily integrate next-generation payments and financial data into any app. Build powerful products your customers love. Send and receive money on the fastest rails at the lowest rates with a first-class user experience. No cards. No fraud. No chargebacks.

finAPI is a secure and easy-to-use platform to connect companies, banks, and individual users. Our open banking API gives companies the possibility to access and analyze account data or even initiate payments on behalf of customers. We also offer support to banks and financial service providers with an XS2A server, which delivers a PSD2-compliant banking interface for TPPs. finAPI is flexible, adaptable, and always ready for the next challenge. We can help you to create innovative financial services that deliver real added value for you and your customers. Having easier access to data smooths innovation and process optimization. finAPI’s data intelligence modules enable comprehensive analysis of financial data including categorization, various cash flow, and risk reports as well as contract recognition. Data enrichment, artificial intelligence, and machine learning algorithms ensure the highest data quality and the best possible results.

The global payment solution for cryptocurrency that is simple, powerful, and painless to integrate. Boost revenue and defeat fraud with an on-and-off-ramp that’s simple, highly customizable, and builds seamless journeys for customers all over the globe. MoonPay powers the world's leading cryptocurrency wallets, applications, and websites with a total on-and-off-ramp solution. Your customers can also pay with instant bank transfers using Open Banking in the UK and EU (ACH coming soon!). Our KYC flow makes your customer's onboarding journey a breeze, making it easy to grow your user base and eliminate those crucial pain points leading to customer drop-off. We can easily sync your existing data with our pass-through KYC feature, meaning your customers will never be asked to verify their identity twice. We’ve battle-tested the widget in hundreds of integrations and pulled together everything you need to integrate with ease and start accepting payments sooner.

Simplify recurring or one-off payment processing with GoCardless, UK's leading online direct debit provider. Cost effective and secure, GoCardless offers a truly paperless Direct Debit set up option, with a simple migration process and transparent fees. The platform also comes with pre-built integrations with leading accountancy, membership and subscription software, including Xero, Quickbooks, Sage, Zuora, Teamup and Online Scout Manager.

Apron is the partner that every small business needs, pulling together and paying your invoices, fast. So instead of wading through admin, you can get back to moving your business forward. Payments and approvals live together, so payments keep moving. Click click click and you’ve picked who to pay. Payments go out directly from your bank. Set up roles and workflows to improve communication and keep payments moving. Payments are reconciled instantly in your accounting app, and you’re done. Sign up using Xero or QuickBooks. Complete 3-minute security checks. Make your first payment. Every app in your stack is a potential security failure point. With Apron, you can handle payments in one place. We’re one app that removes a few others. In order to move any money, clients need to authorize payments directly in their bank. Apron works with all UK banks, with no exceptions or limitations. If a bank does not support open banking, customers can still pay easily via bank transfer.

With the services of FTS you can leverage the financial data of your customers to create a holistic understanding of your clientele. This enables you to drastically improve customer experience by creating customized and needs-based offers. Improve customer understanding by analyzing real-time financial data through machine learning. Enable real-time decisions through access to account information. Better customer understanding through prepared and structured financial data. Intelligent online payments for maximum reliability. Via our digital bank statement, we enable automated and fully digital financing decisions. By transferring risk characteristics relevant to the payment, you minimize the risk of fraud and creditworthiness for direct debits, purchases on account and installment payments. Differentiate yourself with a transfer system in your own look & feel.

Provides the necessary ingredients to harvest the open banking APIs out there. Connect to multiple banks with the effort of one. Provides the nuts and bolts to connect to a number of banks. Transforms the ever-changing APIs of each bank to a unified and simplified protocol. One API infinite possibilities in a homogenous experience. Connects new banks every day. We could rearrange our priorities to accommodate your plans. And you don’t need to learn new things to onboard them. Our API is built on top of the Berlin Group protocol. Comes pre-bundled with Consent handling, Account balances, Transactions and Payment Initiations with a plethora of supported banks and standards. More features are added constantly. It is a stateless API, ready to be installed on your premises next to your web and mobile banking back-ends, for your exclusive use, in compliance with your policies. We will update your SDK when needed.

PSD2 aims to regulate innovative digital payment services, guarantee transparency, and enhance the security of online payments. It also opens the paying markets for competition and requires the achievement of PSD2 compliance of all banks. To meet the growing demand for all-in-one solutions, we designed an Open Banking Suite with a modular structure, that consists of an API hub, called Up2Connect, a strong customer authentication (SCA) module, called Up2Seal, and a payment terminal, called Up2Pay. The solution covers not only the Berlin Group standards but also the local regulations for the users. The financial organizations can choose between the integration of the module they need or bundle integration. Sirma can be a trusted technological partner in delivering open banking compliance through the Up2Connect module and enhanced security with the Up2Seal module. We believe the changes that PSD2 imposes will lead to the digital revolution in the financial market.

Yapily helps you deliver a faultless customer experience, while staying on top of an ever-changing Open Banking compliance landscape. Designed for open banking and delivering seamless connectivity. Only technology company to be selected by IBM for open banking offering. Reaching new markets and bigger volumes as open banking API’s are released. Using a single open API, you can access the data you need to enrich the end-users experience. From aggregating, categorising and enriching account information, to initiating payments and transactions, your business gains the visibility to offer personalised financial advice. By eliminating the technical barriers, Yapily enables any business to interact with customers using one seamless, secure connection. Banks, financial providers and developers have the building blocks to build, connect and monitor their own API’s for communication within minutes.

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.

Dwolla, Inc. is a payment services provider powering innovations with sophisticated account-to-account payment solutions. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. Built with developers in mind, Dwolla’s technology gives businesses the ability to program payments on the same day, next day or in real-time directly to bank accounts. Dwolla’s technology can help businesses use a simplified API to help navigate the ACH and RTP® networks without having to start from scratch. Integrating with a white label API is ideal for businesses looking to get their solution to market quickly without having to batch Nacha files. With minimal development, start-ups to Fortune 500 companies can gain efficiency, flexibility and improved cash flow by working with Dwolla.

Coconut connects to your bank account to help you track income, claim expenses and work out how much tax you owe. With an overview of your finances at your fingertips it’s easy to work out how much you can afford to pay yourself or re-invest into your business each month. We’ll help you stay on top of your bookkeeping and estimate how much you need to set aside for tax, so you'll never get an unexpected bill at the end of the tax year. Create and send branded invoices on the go and manage your income straight from the app. Handy reminders will help you keep on top of late payers too. We’ll work out how much you have left after you’ve set your savings aside that you can take out of the business as your take home pay, or to reinvest to help your business grow. Keep an eye on how much you’re earning and how much you’re spending, with all the transactions that make up those numbers available in just one tap.

Unify your business workflow end-to-end with Enapps. A UK company delivering a world-class ERP by providing a cost-effective and fully customisable business management software solution to the SME market. Being a software author, Enapps can deliver a personalised approach and a new level of efficiency and profitability. Operating in industries such as manufacturing, distribution and project-based business, as well as offering rich capability within product configuration, warehousing, e-commerce and more. Enapps can truly offer bespoke solutions to empower businesses , by providing modular core products, such as HR, Accounting, Sales, CRM and Business Intelligence, along with a suite of world-class integrations, such as Phocas, InShip, Open Banking and Onfleet. The Enapps platform is easy to use and can be delivered as Saas, cloud-based or on premise. Streamline your processes and start your digital transformation today by speaking with our experienced and passionate team.

Our online Auto Decision Platform (ADP) saves on time, money and errors for lenders. Driving more profits to your bottom line. ADP is a multifaceted, multi-award-winning program, with countless possibilities once deployed. Our cutting-edge decision services enable credit risk professionals to create and manipulate decisioning logic on demand. The next generation private-cloud-based solution Auto Decision Platform (ADP) delivers comprehensive, automated decisions through direct interaction with customers, and allows lenders to decision in a compliant manner. Leverage our universally connected suite of integrations to consumer and commercial CRA data, multiple Open Banking sources, eKYC and fraud products, accounting, device ID, HPI, mobile and email verification, AVM and Land Registry products to execute decision strategy. ADP allows you to build, edit, test and deploy your own bespoke scorecards within a modern, easy-to-use interface.

INXY Tracker automatically detects all your subscriptions from your transactions. See them all in an informative dashboard. Do you know how much you spend on subscriptions per year? Find out and start saving on what you don't use. Get an overview of all your subscriptions in a convenient dashboard. See how much you spend, when your subscriptions expire and have to be renewed. Find subscriptions you don't use and unsubscribe from them, save your budget! Get notified to most popular messengers never to miss renewal that will hit your pocket. Never forget to prolong the services you need and stop paying for what you don't need. INXY allows you to add users to your account, making it easy to collaborate on subscriptions with your family and friends. Easily share your subscriptions and grant permissions to edit your subscription lists. With open banking integration, INXY automatically identifies your subscriptions. Be informed how much and what you pay for.

Leverage the power of Open Banking to track all your accounts in one place and budget in the 21st century. Emma analyses your transactions to give you the full list of recurring payments across your accounts. Emma automatically tracks and categorises your expenses across accounts. Get advanced insights into your spending behaviour. Investing is one of the best ways to grow your savings over the long term. Explore accessible investing with beautifully built investment tools. Move money across multiple banks, split a purchase or topup your investment account in seconds. Your friends forgot to pay their share of rent? Remind them in one tap.

BANKTRON Open Banking provides a robust set of APIs and management tools to comply with PSD2 requirements and go beyond compliance demands. Our Open Banking solution focuses on PSD2 compliance needs and strictly follows the Regulatory Technical Standard, as well as regulatory requirements, specific for every market. We start with PSD2 compliance APIs first – Access to Accounts and Payment Initiation. We include commitment to comply with the regulatory requirements for the whole system lifetime, and to undertake whatever changes and enhancements necessary to keep compliant.

Qlower is the smart assistant for landlords. It simplifies property management by leveraging open banking and machine learning technologies. Also, it automates property management without any manual entry and saves you time and money. Tracking payments, identifying savings, and preparing tax declaration, just follow suggested journeys and optimize the management of your real estate portfolio. Qlower simplifies your life as a real estate investor * Automatic and free receipts & reminders * Automatic accounting in real time thanks to the bank connection * Tax declaration of your rental income * Identification of possible savings and heritage advice You rent one or more empty properties , furnished, short or long term, car parks, buildings, SCI? Qlower automates all administrative and accounting tasks up to optimized tax reporting. From the bank data or the operations entered, Qlower understands each expense and feeds your accounting as it goes.

AI transforms bank feeds into accounting with 95% accuracy (#1 Ranked by Forbes AI benchmark). Automated and customizable by each client. 10 times more usage compare to traditional banking portal. 85% of customers logging in each month. Open banking through neobanks players like Google, Intuit, PayPal, Square and more coming, has created new threats on all your business banking revenue streams: from deposits, loans to payments. Growing your net banking revenue through real-time cross-sales and making the most out of your Small Business existing customers thanks to Smart Advices ™ powered by OneUp. OneUp platform is API based to ensure fast implementation and to offer the customization and the flexibility you need for your project. Display income, spending and overall profitability for the defined period of time, in a defined currency. Data is provided by OneUp AI that transforms bank feeds into accounting entries.

Financial Institutions are redefining their bank operating models to become customer-first, while fintechs and developers are searching for new routes to market. An open banking platform utilizes APIs that allow different products and solutions to work together in inspiring new ways. A one-stop portal that is flexible and scalable makes financial institutions more agile, competitive, and generates growth. Customize the services your customers need and provide the cutting edge technology we all expect in our digital experiences. From Retail Banking, Payments, Lending, Corporate Banking and Treasury & Capital Markets access Finastra’s breadth of proven banking solutions. Be ready today and fit for the future. Are you a developer or fintech looking to disrupt the market? Or a financial institution looking to build new innovations for your clients? Access APIs from Finastra’s core systems to start developing new apps or integrating your existing apps.

We collaborate with forward-thinking organizations to design customer-led digital banking propositions from the ground up. It's not about the technology you use to serve your customers, but about how you use technology to make your customers feel like Number 1. It's all about making banking convenient, easier, accessible and rewarding for your customers. Our proprietary digital banking backbone fOS enables you to do that. Our live clients and the multiple awards we received prove it. Fidor provides all the expertise you need to bring your digital banking project to life. We think, design, test, build and go to market. Our innovative digital banking platform, fidorOS (fOS), packs all the necessary banking functions you need, from onboarding, card and account management and credit products to analytics. One platform manages them all! As a first adopter of Open Banking principles and API, we designed our fidorOS platform to be light-years ahead of traditional solutions.

We are experts in building and maintaining custom systems. We shine in complex projects requiring integration of multiple legacy systems. Payments, including cards, mobile payments and open banking. Using big data technologies to build high-availability reliable data hub platforms integrating legacy data in real time. In a fast and effective way we will choose ideal specialists who suit your needs. People will view your products and content 4.2x more on an app than on a website, even if your site provides the best possible user experience. Global shopping cart abandonment rates are up to 97% on mobile websites. Mobile apps solve this problem by simply saving user data and providing in-app payments.

We’re bridging the gap between the information and the insight, helping you serve more customers, build better products, and make smarter decisions. A revolutionary new approach to financial status and creditworthiness. Leverage cash flow underwriting to accurately predict credit default risk, and score missing- and thin-file consumers. Refine, categorize, and enrich disorganized transaction data to generate clean, simplified, and accurate account activity. Surface key insights and features describing consumer financial status like liquid assets, financial obligations, spending patterns, and more. Analyze banking transactions to identify gross and net pay, income stability, employment, and income sources. The future of open banking is here. Whether you’re in banking, lending, real estate, personal finance, or insurance, Prism Data provides you with a powerful opportunity to do more with your data.

Access to the full potential of open banking in one place. The Banking API aggregator allows quick integration with all banking APIs in Europe using a single interface. Fast and optimal connection to banking APIs without the need to take care of implementation differences between banks. With 6+ sandboxes built for our clients, we have gained experience that allowed us to create a solution that is quick and easy to implementation. We provide a connection to the API, and you can focus on your business. We can provide services as time-and-material staff outsourcing (engineers, architects, PMs) but we mostly deliver fixed-price projects with defined scope, timeframe and budget – also in the near shore model. This makes our services exceptionally effective and competitively priced. We’ve delivered over 5000 integration services and 1500 successfully integrated systems.

Connect your app to your users’ financial data in the easiest and most secure way through a single Open Banking API. Build engaging and next-generation products your users will love. Your users' financial data comes in multiple formats, from different sources. We connect to over 90% of personal and business bank accounts in Latin America, as well as tax institutions and gig economy platforms. Our Connect Widget can be integrated into your product in just minutes. Save months of development and focus on what really matters to you. Our platform is built on top of best-in-class security infrastructure and we are currently going through ISO 27001 certification. Connect your users’ financial accounts and enrich their data in simple steps. From lending to smart saving, we’ll help you create what your users need. Access, aggregate, and interpret customers’ financial information, such as their income, to build better borrowing experiences.

Ensure that your new card issuing engine is future-proofed. Launch various business models on the same software platform, credit, debit, and prepaid cards, fleet projects, virtual cards and loyalty, wallets and tokenization, corporate and family schemes, and much more. Provide the best possible experience for your cardholders, partners, and internal users by delivering personalized services, exactly when and where they need them. Create new and innovative card products with exceptional time-to-market and the best functional coverage. Reduce manual interventions and decrease administration costs by automating and streamlining processes. Scale quickly in terms of volumes and geographies. Increase the profitability of traditional instruments with smart value-added services. Become the customer’s top card for third-party services within the open banking ecosystem thanks to your data-rich APIs. Rely on APIs and SDK for internal and external integration.

Built by developers, for developers. API-based technology allows you to create your applications on top of our powerful financial tools. Security is at the core of our technology philosophy. Enhanced security with two-factor authentication, secure storage and backup for robust disaster recovery, and strict internal access controls comes as standard. The ability to support massive amounts of data at scale sets TradeCore apart in the financial sector. We build systems for industry titans, and empower them to take their business even further. Access industry-leading data vendors with our asset-class agnostic trading interface. Issue your own Mastercard® virtual and physical cards with compliance made easy. Make the most of open banking without making more work for your team. Automate and secure cryptocurrency dealings with full.

We offer the services and technologies needed and have extensive experience in designing, implementing and operating large-scale loyalty programs, including merchant-funded programs across the globe. We offer a modular approach on services and technology based on your business objectives and budgets. We have a partnership mindset and offer fully outsourced solutions where you may leave everything in our hands. We also have clients who benefit from our market-leading technology, our concepts or our know-how while operating their program with existing internal resources - The choice is yours, we adapt to you. Modular and scalable SaaS platform. Complete end-to-end solution for merchant-funded programs. No IT projects are needed – it can work as a standalone solution. Easy integration to your existing systems if needed. PCI DSS level 1 certified and GDPR “store on soil” compliant. Real-time integrated to Visa, American Express and Mastercard. Open banking certified.

Payowire provides virtual Visa and Mastercard for making payments globally. You can get a global bank account for freelancer payments, receive from Amazon, eBay, and other affiliate platforms easily, and make withdrawals with your local bank accounts. Unlimited Virtual Visa and Mastercard Create and manage yourself. Add fund Top-up Freeze card Unfreeze card Card Balance Check Check Statement Everything users can able to see and manage the card Instantly. Global Bank Accounts USD, EUR, GBP, and others countries' bank accounts. Payowire is a payment processor. Our product is for freelancers to make and receive payments easily, quickly, and safely.

Zelle® is a fast, safe, easy and contact-free way to send and receive money with friends, family and others you trust. You can receive money directly into your bank account in minutes. Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle app. Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone1 you know and trust with a bank account in the U.S. Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly. You can send money with Zelle for all kinds of things. And, did we mention it’s fast? Like money-straight-into-your-bank-account-in-minutes fast. Watch to learn more and how you can Pay it Safe when using Zelle. Whether you’re settling up IOUs or splitting the cost of takeout, you can send money to someone you trust in minutes directly to their bank account with Zelle.

Whether you have a website or not we offer easy, secure and instant payment processing for South African businesses. We offer merchants full integration flexibility alongside a host of payment features. Whether you use an existing shopping cart system or have a custom built website, PayFast is the go-to payment facilitator for all businesses. Invoicing, recon and chasing payments can be time consuming. With the right platform and PayFast you can automate tedious accounting tasks by capturing, tracking and processing payments online. Whether you are looking for a secure payment gateway for your ticketing platform or want to sell event tickets directly through your website, we’ve got you covered. We recognise the important work that you are doing running your charity or NPO. We will help you spread awareness about your cause and enable you to receive online donations instantly and securely via one of our 8 supported payment methods.

With the entry into force of the PSD2 Directive on January 13, 2018, the digital transformation of the banking world has officially begun. This revolution impacts the whole ecosystem of payments, including banks and companies defined as banking service suppliers. This brings a new scenario into play, where Third Party Providers (TPPs) can access account information and payments, as instructed by users (called Payment Service Users (PSU)), after having granted an explicit PSU consent. If you are a TPP, or if you are planning to be, and want to join our API platform, refer to our “Get started” section and follow the instructions. The platform for the future of digital payments. WWS Open API is the platform for seizing opportunities created by Open Banking and PSD2. The WWS Open API sandbox is available for testing purposes by TPPs and is where they can trial all the functions available on the platform via sandbox APIs.

As payment channels have multiplied, so have the routes open to fraudsters; increasing banks’ potential liabilities. Adoption of real-time payments, Open Banking and digital-led interactions exacerbates these problems. Traditional anti-fraud practices find it all but impossible to efficiently prevent payment fraud. Most rely on hundreds of static, reactive rules that fail to detect new fraud patterns and trigger too many poor hits. Leveraging award-winning 3D artificial intelligence (3D AI) technology, NetGuardians’ platform NG|Screener monitors all of the bank’s payment transactions in real-time catching more fraud with fewer false positives. It identifies suspicious payments coming from social engineering techniques or scams (such as invoice redirection, love scams, CEO-fraud) and ties this in with digital banking fraud indicators (such as eBanking/mBanking sessions redirected by malware, hijacked by hackers or account takeover fraud resulting from identity theft).

Coinbase Commerce is a platform that enables merchants anywhere in the world to accept cryptocurrency payments in a fully decentralized way. All funds you receive are solely and fully controlled by you. Accept crypto from your customers for all your goods and services. Turnkey API allows you to create custom checkouts and workflows. Transaction reporting tools for accounting and reconciliation. Integrate into your site directly with powerful eCommerce platforms. Powerful tools for crypto integration and business analysis. Get paid in the most popular crypto currencies. 10 most popular cryptocurrencies supported on Coinbase Commerce. Choose the right path for your business and start accepting crypto payments. Manage your private keys with complete control of your funds. Coinbase manages your wallet with insured coverage for funds. Get started with just an email address.

We are an online bank payment processor bringing you local and international direct debit, a pull-payment method. Accept bank payments online and save up to 67% in processing fees. Collect and make payments as a local without the need to open foreign bank accounts. Request/Checkout Create payment links or integrate our e-commerce plugin. Get Paid! Customers pay directly from their bank with a single click. Funds are delivered directly to your bank account. Track Payments Always know where your payments are in real time. By 2021, bank transfers will be the 2nd most popular alternative payment method for e-commerce. Increase your conversion rate by 30% using borderless. Businesses increase their conversion by 30% by offering 3 top methods of payment. Credit cards on the decline by 16% - borderless. Online credit card usage has declined by 16%, and consumers’ preference for credit cards has reduced by 7%.

Salt Edge is a leading financial API platform with PSD2 and open banking solutions for every business. The company has two main vectors of activity: 1. Enabling third parties to get access to 5,000+ bank channels via a unified gateway. 2. Developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and open banking licenced in the UK, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with thousands of financial institutions in 50+ countries and takes great pride in providing open banking solutions to various financial institutions, including ING Bank, Western Union, Finom, Pleo, Freshbooks, Hyperjar, Azimut, Odoo, MoneyWiz, and many others. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.

Codat helps banks build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.

Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below.

Online payment without coding for professionals. Accept one-time and recurring payments today and automate your billing. Payfacile integrates your favorite tools. Create and custom your payment pages. Send your page's https link to your client, who can then pay with his/her credit card or IBAN. Accept your first online payment today! Payments are secured by leaders of the payment industry. We provide merchant account and SSL certificate. Build recurring revenues with our subscription management system. Create customized subscription offers. Your subscribers will have an access to their personal secured portal to download their invoices and update their payment informations. Online payment solution without coding. Send a payment link by email to get by paid faster. It's easier and more secured for your customers. Recurring payments and automatic billing. Payfacile is agile, reliable and easy-to-use. Save time with billing automation. Simplified VAT management. 1-click refund.