Alternatives to CommerceGate
Compare CommerceGate alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to CommerceGate in 2026. Compare features, ratings, user reviews, pricing, and more from CommerceGate competitors and alternatives in order to make an informed decision for your business.
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1
Shopify
Shopify
Shopify is a leading all-in-one commerce platform that enables businesses to start, build, and grow their online and physical stores. It offers tools to create customized websites, manage inventory, process payments, and sell across multiple channels including online, in-person, wholesale, and global markets. The platform includes integrated marketing tools, analytics, and customer engagement features to help merchants reach and retain customers. Shopify supports thousands of third-party apps and offers developer-friendly APIs for custom solutions. With world-class checkout technology, Shopify powers over 150 million high-intent shoppers worldwide. Its reliable, scalable infrastructure ensures fast performance and seamless operations at any business size.Starting Price: $29 per month -
2
RISK IDENT
RISK IDENT
RISK IDENT is a leading software development company that offers anti-fraud solutions to companies within the e-commerce, telecommunication and financial sectors. We are experts in data analytics and machine learning. Our key products are FRIDA Fraud Manager and DEVICE IDENT Device Fingerprinting. Use cases include payment fraud, account takeovers, fraud within account and loan applications. Our intelligent software products detect online fraud through an automated evaluation and interpretation of data points. We deliver results in real time and thus enable you to stop fraudulent attacks before the damage occurs. Multiple awards, serious data security. The challenge in fraud prevention is the networking and evaluation of all relevant data points at high processing speed. That is exactly what we deliver: Identifying anomalies in real time. -
3
Chargebee
Chargebee
Chargebee is a recurring billing and subscription management tool that helps SaaS and SaaS-like businesses streamline Revenue Operations. Chargebee integrates with the leading payment gateways like Stripe, Braintree, PayPal etc. around the world to let you automate recurring payment collection along with invoicing, taxes, accounting, email notifications, SaaS Metrics and customer management. Chargebee handles all your crucial workflows from lead to ledger with power-packed integrations that include Salesforce, Xero, Quickbooks, Avalara, Slack, among others. Deflect cancellations at scale straight from Chargebee with a best-of-breed solution, Chargebee Retention, that provides personalized experiences that get results. Run experiments based on customer and subscription attributes taken straight from Chargebee to ensure you provide a personalized and relevant cancel experience.Starting Price: $299/month -
4
Feedzai
Feedzai
Feedzai is an end-to-end AI-powered financial crime prevention platform covering the entire lifecycle from account opening to fraud detection and AML compliance. It uses behavioral analytics to establish trusted digital identities and detect abnormal events that indicate fraud. The platform provides real-time fraud detection and prevention across multiple payment types and channels. Feedzai serves retail banks, commercial banks, payment service providers, merchant acquirers, core banking systems, and government agencies. It helps reduce AML compliance costs while enhancing security and operational efficiency. Trusted globally, Feedzai protects over a billion consumers and secures trillions in payments every year. -
5
FraudLabs Pro
FraudLabs Pro
FraudLabs Pro helps merchants to protect their online e-commerce stores from malicious fraudsters. It screens all sales orders transacted using credit cards, PayPal, and so on for online frauds (also known as payment frauds or CNP frauds). As a result, it helps merchant to increase their revenue and reduce chargeback or fraud losses. It also improves operation efficiency by providing merchants a simple yet intuitive merchant area for merchants to easily investigate all fraud details, which could have been a complicated process without using a fraud detection tool. FraudLabs Pro has more than 24 ready plugins/extensions/add-ons for the major e-commerce platforms. Download and install the plugin. We have more than 20 ready plugins supporting for all major & popular e-commerce platforms. Enter the License Key and enable the fraud detection feature in your e-commerce platforms. That's all! The fraud detection service will be running round the clock to protect your online business. -
6
Reach
Reach
We combine dynamic checkout, intelligent routing, and Merchant of Record local acquiring to offer you the most cost-effective way to sell to global customers. Reach is the premier partner for dynamic retail brands looking to connect with shoppers around the world, and skyrocket global sales. Using our unique Merchant of Record model, Reach helps retailers process global payment transactions wherever a retailers customer is based. Reach brings consistency to cross-border currency conversions with its Guaranteed FX solution, has relationships with banks worldwide to enable local credit card processing, offers consumers alternative payment methods where they are accustomed to using them, and provides best-in-class fraud detection and prevention services.Starting Price: 2.75% + $0.30 per transaction -
7
Yapstone
Yapstone
Leverage Yapstone’s entire payments platform, or plug into the features that fit your business requirements to amplify your growth. Accept all major and alternative payment methods from around the world. Tap into our in-market expertise on local consumers and payment methods. Approve 95% of merchants in record time with seamless, scalable onboarding for marketplaces, vacation rental hosts, freelancers, and more. Shift compliance burdens and regulatory complexity to Yapstone with our flexible merchant of record arrangements. Detect and prevent fraud before it happens with our powerful risk engine. Yapstone’s platform architecture is built on hundreds of layered microservices. Our easy-to-use REST APIs can be efficiently customized to meet your company’s individual needs, regardless of the vertical or industry. No matter your industry, Yapstone’s flexible platform can future-proof your payments and expand your customer base. -
8
Lemon Squeezy
Lemon Squeezy
As your merchant of record, we handle the tax compliance burden so you can focus on more revenue and less headache. We’re your merchant of record. That means we handle payments, merchant fees, fraud, and sales tax without you lifting a finger. Launch your secure ecommerce website and start selling software, subscriptions, and digital downloads anywhere in minutes. Utilize no-code checkout links without worrying about design, mobile optimization, or payment integrations. It really is easy-peasy. Don't worry about merchant accounts and billing logic. Choose per seat, usage-based, and more. Customize as little or as much as you like. Automatically issue license keys for your software and apps after each sale. Deactivate, re-issue, and have full control over license management. Build an ecommerce website in minutes without coding or design skills. Customizable, SSL-secured, and mobile-optimized as standard.Starting Price: $10 per month -
9
ExpandNow
ExpandNow
ExpandNow is a comprehensive global ecommerce platform that simplifies international expansion by integrating commerce, localized checkout, and merchant-of-record services into a single solution. The platform enables businesses to quickly launch online stores with customizable storefronts, marketing tools, analytics, and promotions, all without the need for coding. It supports localized checkout experiences tailored for over 200 markets, offering features like country switchers, local payment methods, multilingual support, and guaranteed fraud protection. Acting as the merchant of record, ExpandNow manages complex aspects such as local selling entities, global payment options, sales tax, VAT and GST compliance, trade compliance, and fraud prevention. This approach allows businesses to focus on growth while ensuring compliance and operational efficiency across global markets. -
10
2Checkout
Verifone
The 2Checkout Monetization Platform is comprehensive and flexible, so you can quickly pursue new market opportunities and deliver exceptional user experiences. The all-in-one monetization platform that maximizes your revenues and makes global digital sales easier. We enable merchants to accept mobile and online payments from buyers worldwide. Our payment processing is seamless, safe, reliable, no matter where you are on the map. This is the all-in-one monetization package that helps global businesses grow digital commerce revenue streams. Get in front of new customers worldwide via our niche affiliates from across the globe, and use our channel manager solution to multiply your global distribution network online. Reach out through the channels where your customers are buying.Starting Price: 4.5% + $0.45 per sale -
11
Dodo Payments
Dodo Payments
Dodo Payments is the Billing & Payments platform built for SaaS founders, AI-first products, and digital-first businesses. Instead of juggling 6-10 separate tools for payments, tax, and compliance, Dodo Payments acts as your Merchant of Record (MoR) so you can monetise in minutes, not months, and launch globally from day one without the overhead. With Dodo Payments, you can: 1. Go global instantly: Accept payments in 220+ countries and union territories with 40+ local and global methods. 2. Bill, however you want: Credit-based, usage-based, subscription, one-time, and hybrid billing models out of the box. 3. Stay compliant automatically: VAT, GST, and Sales Tax handled 4. Ship faster: Deliver digital products with built-in distribution, license key management, storefronts, and affiliate programs. 5. Grow with clarity: Real-time analytics on MRR, ARR, churn, and retention.Starting Price: 4% + 40¢ per transaction -
12
Digital River
Digital River
Your Complete Checkout Solution for Global Payments, Fraud, Tax and Compliance Management. Build a D2C channel that fits your needs now, and has room to grow into your future tomorrow. Leave the back-office to us so you can focus on what matters most — making your customers happy. Take the complexities out of selling online. Whether you’re compiling best-of-breed providers into a single sophisticated solution or looking for an all-in-one ecommerce provider, we have the tools and expertise to help you grow your business around the world. We help brands reach new markets in months, not years. We’ve done the heavy lifting, building a global infrastructure made up of 26 local acquirers, 9 local entities, 120+ payment methods, and 46 currencies. All that infrastructure gives brands the Onshore Advantage™ of delivering great localized customer experiences. -
13
AsiaPay
AsiaPay
AsiaPay supports merchants to accept digital payments by credit/debit cards, bank accounts/net banking, digital wallets, buy now pay later, over-the-counter, and more in one single platform. AsiaPay is a leading digital payment service, solution, and technology provider in APAC. We provide a comprehensive array of secured, advanced, and integrated payment processing solutions to banks, payment service providers, and merchants. We have partnerships with international card associations, banks, and payment companies all over the world. Country operations and payment processing. Anti-fraud tools, mobile-ready, real-time consolidated reports, big data. Multi-lingual, multi-currencies, multi-channels, multi-cards, and multi-acquirers. High service uptime of 99.9%+ and high performance. Local account and risk operation support as well as 24/7 technical support in 17 operational offices in the Asia Pacific.Starting Price: Free -
14
Cleverbridge
Cleverbridge
A configurable platform that has everything you need to sell online; around the world. Additionally, our expert growth services make sure you have all the tools to hit revenue targets and ensure customer satisfaction, where ever, whenever. Sell your products and services around the world, focusing on your core business. In the background, we will navigate international taxation and compliance, ensure localized checkout experiences, manage fraud and everything else, enabling you with a host of best-in-class solutions. Take charge of complicated pricing, billing and payment processing no matter the situation with easy-to-use, adaptable solutions for B2B and B2C. B2B users expect an experience that at least equals their day-to-day digital lives. Our solutions leverage 15 years of eCommerce experience to fit the needs of B2B clients and their customers. -
15
Paddle
Paddle Payments
Paddle is a subscription commerce and billing platform for Software and SaaS companies. It’s more difficult than ever to keep up with customer demands, to find new international growth opportunities, and to manage your internal resources effectively. With Paddle, you spend less time on fixing internal roadblocks and can focus on scaling your business. Paddle provides a full suite of tools from optimized checkout to sell your software, to recurring billing, fraud detection, manual invoicing, sales taxes, global currencies, customer support, analytics and much more, all in one platform. Choose how you want to sell, Paddle supports every type of sales motion. Optimize your checkout for conversions, scale your sales-assisted invoicing to more business accounts, and add subscription billing -
16
PayU
PayU
PayU is a payment processing platform, that enables merchants to accept cross-border and local payments with full payment methods coverage for any type of market and customer. PayU helps merchants improve their approval rates with the lowest fees while ensuring the highest level of security for their transactions – all through a single connection. As a provider of payment processing solutions, PayU helps merchants grow their sales. Once onboarded, merchants gain access to hundreds of local and global payment methods, seamless checkout experiences, and anti-fraud and security capabilities that will make customers return to their stores. No matter how complex your eCommerce business is, PayU covers multiple integration scenarios. -
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PayPro Global
PayPro Global
PayPro Global's reseller model means that when you partner with PayPro Global, everything is taken care of, from start to finish. From initial customer sales – in a variety of currencies and payment methods – to recurring invoicing, international tax compliance, fraud management, customer support and subscription management, PayPro Global takes care of the little details so you can focus on the big picture. Main PayPro Global Features: 1. Subscription management 2. Recurring billing & invoicing 3. Multi-currency payments 4. Over 70+ payment methods 5. Fraud management 6. 24/7 billing customer support 7. Revenue recovery tools 8. Global sales tax compliance 9. Expansion into new countries 10. Customer portal 11. Affiliate management 12. Customizable checkouts 13. Sales reports 14. Refunds and chargeback dispute resolutions 15. Merchant of Record (MoR) model 16. PCI-DSS Compliance 17. Localization 18. Instant License Delivery and much more.Starting Price: $0 -
18
Axcess Merchant Services
Axcess Merchant Services
When arranging your merchant account, we use our established relationships with hundreds of reputable card processing banks to find the best match, best rates, and the right acquirer for your business. Our merchants include many profitable household-name brands, but we also help merchants who have been declined, had their merchant accounts closed down by banks, or have high chargeback rates. We’ll provide you with a combined merchant account and gateway services with secure encrypted connections. We also offer recurring billing and mobile billing. Our payment gateways are secure, with fraud protection to ensure your business is protected with 60 different types of risk settings. Our gateways provide you with all of the tools, systems, and technology required to effectively run your business. If your business deals with payments from a variety of countries, we can provide processing across 179 different currencies. -
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1D3 Digitech
1D3 Digitech
1D3 DIGITECH acts as a merchant of record, offering comprehensive payment, sales tax (VAT/GST) management, support and distribution to video game developers, publishers, and digital goods enterprises.Starting Price: 3% -
20
FastSpring
FastSpring
FastSpring is the trusted ecommerce partner for companies that sell software around the world. With FastSpring’s full-service ecommerce solution, software companies sell more, stay lean, and compete big. We enable software and SaaS companies to increase their revenue by 30% or more. Thousands of customers use FastSpring to accept payments in all major currencies and collect VAT and taxes. Selling software online is challenging. That’s why software companies around the world partner with FastSpring’s full-service ecommerce platform. We’re changing the way software is bought and sold online with an easy-to-use, full-service ecommerce platform. -
21
Nexway
Nexway
Nexway is a French software and service company for ecommerce and payment. Nexway enables companies to sell their software and services online in more than 140 countries by connecting their e-store to its e-commerce and payment platform. Avast, Eset, Fnac Darty, Kaspersky and Veepee are amongst Nexway's. Headquartered in Paris (France), and with offices in Nîmes (France), Katowice (Poland), Milan (Italy), San Francisco (USA), and Tokyo (Japan), the company has 100 employees and generated a 95M€ turnover in 2019. Nexway Monetize: payment and ecommerce platform to manage the shopping cart, handle payment in more than 140 countries, run subscriptions, invoicing, manage local tax and compliance to local regulations globally. The SaaS platform is based on microservices and APIs and is complemented by managed services such as customer care and marketing campaign management. Nexway Connect: a digital distribution network that connects software and video games publisher.Starting Price: $0.01 -
22
Kyshi
Kyshi
Kyshi's Merchant of Record (MoR) solution offers global businesses a seamless and effective way to navigate cross-border transactions, mitigate regulatory complexities, and expand their reach to international customers with ease. Kyshi provides a comprehensive and streamlined solution for payment processing and compliance in the global marketplace, simplifying cross-border transactions and empowering businesses to reach international customers. We enhance the payment experience by offering a variety of payment methods, currencies, and languages, catering to diverse customer preferences and improving overall transaction conversion rates. Our MoR platform is designed to help businesses navigate the intricate landscape of regulatory compliance, including tax regulations, VAT/GST requirements, and data privacy laws, ensuring secure and lawful transactions across various jurisdictions. -
23
Xsolla
Xsolla
Xsolla is the video game ecommerce platform powered by Transaction Engine and Business Engine to help developers and publishers market, sell, connect and optimize their games globally. Serving only the video game industry, the Xsolla Transaction Engine and Business Engine work seamlessly together to solve the complexities of distribution, marketing and monetization so developers, publishers and platform partners can increase their audience, sales and revenue. Market, sell, connect, and optimize your game with one platform, powered by Xsolla Transaction Engine and Business Engine. Accessible solutions that combine our products, industry connections, and expertise to meet your company’s specific needs. Great games can emerge anywhere. We at Xsolla are here to ensure the best ideas get made, get seen, and get played. So we've built a suite of products that remove the barriers between creators and the support they need. -
24
SubscriptionFlow
SubscriptionFlow
SubscriptionFlow is a subscription management software that automates the billing and payment processes for businesses. It incorporates a range of SaaS billing models for recurring payment systems along with a stringent region-based tax management process. With real-time AI-powered analytics and reporting, SubscriptionFlow provides useful insights that help streamlines business revenue. An automated and tailored subscription management system eliminates the overhead of time-consuming and labour-intensive work that ultimately increases business productivity in a shorter period of time. Moreover, it helps introduce efficiency in the business operations while automating the recurring billing subscriptions of users. Hence, it results in increased brand reputation, customer experience, and business revenue.Starting Price: $79 / Month -
25
Transact Bridge
Transact Bridge
We are the best Merchant of Record (MoR) solutions provider in India, which enables businesses to navigate the complex Indian market with confidence. Our tailored services are designed to simplify payment processing, ensuring you can focus on growth. Whether you’re in e-commerce, gaming, or any other industry, our solutions allow you to leverage popular Indian payment methods like UPI, Netbanking, Paytm, PhonePe, and cards. Partner with us to streamline your operations and unlock new opportunities in India’s dynamic economy. Mitigate currency risk and optimize foreign exchange transactions with our real-time FX rates and hedging solution, enhancing transparency and profitability. Our dedicated team ensures stress-free tax compliance, keeping your business fully tax-compliant across diverse markets, and saving you time and resources. Leverage our customizable reports and dashboards to gain valuable insights into customer behavior, preferences, and sales patterns. -
26
Swipe Gateway
Swipe Gateway
Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers. -
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Kelviq
Kelviq
Kelviq is the home of global software monetization, bringing payments, usage billing, tax, and Merchant of Record into one system built for SaaS and AI companies. It gives teams one platform for payments, tax, pricing, and feature access, so they can sell globally without stitching together billing infrastructure. Kelviq supports flexible pricing models, including flat fee, per seat, usage, volume, credits, one-time payments, overages, and hybrid pricing. It also unifies checkout, real-time usage metering, entitlements, tax compliance, and global payments, allowing teams to run subscriptions, usage, and one-time payments side by side while keeping invoices synced to real usage. Businesses can meter API calls, tokens, AI agents, storage, compute units, active users, or custom units in real time, with invoice line items linked back to raw event logs. -
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Corefy
Corefy
Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.Starting Price: €2500/month -
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Web Payment Software
Mountain Media
Web Payment Software™ offers merchants a cost-plus pricing model that can deliver rates as low as 0.4%. That would be a savings of $2.50 on a $100.00 transaction when compared to the bigger players in the industry. We also don't nickel and dime you with gateway, transaction and batch fees. Or fees for Address Verification Service (AVS) and fraud protection. Learn more about why our merchant accounts cost less. Web Payment Software™ also offers payment features like Payment Pages, Recurring Payments, Virtual Terminal as well as Next Generation Point of Sale solutions that can help streamline your business process.Starting Price: $15.99 per month -
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NMI Gateway
NMI
NMI Gateway is a white-label, omnichannel payment platform for ISOs, banks, software companies and fintechs that want to deliver secure, scalable and customizable payment acceptance. Supporting online, in-store, in-app, mobile and unattended commerce, NMI Gateway integrates with 150+ processors, 125+ shopping carts and multiple business platforms. NMI does not sell directly to merchants, we power 4,000+ partners serving over 1 million merchants worldwide and give them control over branding, pricing and merchant relationships, backed by developer-friendly APIs and modular functionality. Key capabilities include omnichannel support, white-label customization, multi-MID management, P2P encryption, advanced fraud prevention, centralized reporting and compatibility with 235,000+ devices. Processing 5.8B+ transactions annually and $440B+ in volume, NMI Gateway delivers the flexibility, scalability and security partners need to support merchants of all sizes through one centralized platform. -
31
SecurionPay
Online Payments Group AG
SecurionPay is a technologically advanced online payment platform with a strong focus on customer experience and first-rate solutions. The team of professionals understands merchants’ needs and pain points — from superior user experience, top-level security and smooth payments to mobile conversion, chargebacks, and fraud issues. Cutting-edge technology and versatile APIs give our clients ultimate freedom, flexibility and full control over both the development process (no matter of the merchant’s technology stack) and every payment activity.Starting Price: $0.25/one-time -
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Protectmaxx
Alphacomm
Block fraudulent transactions, while having one of the highest acceptance rates in the market. Our cutting-edge anti-fraud solution protects merchants against payment fraud and is the ideal solution for companies selling online. Stay compliant while keeping your payment flows smooth and your customers happy. Our next-generation solution is self-adapting and applies the most cost-efficient anti-fraud measures with surgical precision. We combine machine learning, a rule-based algorithm, and 24/7 oversight of human analysts. Protectmaxx is integrated at the checkout and filters out fraudulent transactions based on different data sources. During the checkout process, the Protectmaxx API is triggered and returns fraud advice within milliseconds based on a multitude of data points. Our Protectmaxx dashboard gives you access to comprehensive reports and detailed transaction data. -
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NoFraud
NoFraud
Eliminate Chargebacks while approving more orders with a Pass/Fail decision. NoFraud fights to approve transactions, not block them. Our highly-tuned solution is focused on lowering false-positives and allowing more legitimate transactions through, positively benefiting your bottom line. Get undisturbed order flow at every scale, for your business and your customers. NoFraud won't cause delays for customers placing orders and will keep your anti-fraud campaign steady through employee turnover and fluctuating order volume. Manual review is time-consuming, costly and relies on the fraud expertise of the merchant or employee doing it. NoFraud eliminates the need for manual review. No commitments. No long-term contracts. No setup fees. A plan to match your needs. -
34
Shuttle
Shuttle
Whether you’re a merchant or a software platform, navigating the fragmented, disconnected world of commerce-related services is challenging. Shuttle is the home of the best services on the market and the platform to connect them. Find and connect services that will save businesses money or help them grow, reduce cost and improve cash flow. The Shuttle Platform enables software vendors to future-proof their payments stack – connect leading payment providers and generate revenue from payments. Providing all the features software needed to enable payment features whilst driving added value for your merchants. The Shuttle Marketplace and Apps can help businesses sell more for less by getting the right payment services, and technology partners and connecting them together where possible. Our revenue-based financing can accelerate your business growth and our fraud protection reduces risk and loss. -
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Durango Merchant Services
Durango Merchant Services
When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low-risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts. It’s important to note that while these industries are generally considered low-risk, every business is unique and may be subject to different processing fees and restrictions based on a variety of factors. Additionally, even low-risk industries may still experience occasional fraud or chargebacks, so it’s important for businesses to take steps to minimize risk and protect themselves. Merchants can process payments, manage transactions, and generate reports on all payment processing activity from a single account. Give your merchants valuable insights into customer behavior with a single view of data across channels.Starting Price: $5 to $60/month -
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PaySpace
PaySpace Processing
Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below. -
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PayPipes
PayPipes
PayPipes is build to simplify connectivity and management of Acquiring Banks, Alternative Payments and Risk Management Tools. PayPipes connects with multiple top-rated payment gateways globally. To grow your business, you may need to connect to multiple payment gateways. Maybe to support failover and more successful transaction processing, or to process payments in international markets. PayPipes makes it easy to connect and maintain integrations to gateways and payment APIs. Connect once and then add new gateways and integrations fast. All online merchants that accept card payments must be PCI DSS compliant. PayPipes significantly cuts your PCI compliance scope. That helps you deliver a great transaction experience to your customers while helping avoid costly on-site data security assessments. Effectively prevent fraud with sophisticated, robust, and industry-proven fraud prevention tools. -
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eMerchantGateway
eMerchantGateway
Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.Starting Price: Free -
39
Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
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MerchantPlus
MerchantPlus
MerchantPlus offers 3 major account packages, geared at startup through large-scale enterprise businesses. With 10+ years of electronic payment experience, MerchantPlus has solutions to fit a wide range of business verticals and technical needs. A brief overview of our capabilities is listed below -- please contact a payment consultant to discuss your particular requirements. The MerchantPlus support team is based in NYC and ready to support you from initial account onboarding questions, through tech integrations and into your production environment. MerchantPlus offers solutions to bridge the gaps for global eCommerce, SaaS and service businesses, including foreign currency conversion, native settlement, multi-region merchant account balancing and alternative payment options. -
41
Paycosmos
paycosmos
Fastest payments in the universe. Latest payment technology. Instant settlement. Increased revenue & cash flow. As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. Paycosmos links your credit card processing to your bank account for Card Present and Card Not Present Solutions. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly - 24/7/365. Whether you accept payments in a retail store, out in the field or from your website, we have solutions to fit your business. We offer you emerging & traditional payment options and get you paid faster. Our platform includes PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security. We offer transparent pricing or flexibility on alternate pricing models. Instant merchant settlement. -
42
Cardinity
Cardinity
Cardinity is an all-in-one payment system providing e-commerce websites with a payment gateway and a merchant account. It is a licensed payment institution registered on Visa and Mastercard networks to provide a global payment solution. Online merchants from the EU/EEA countries can use Cardinity payment services and charge customers all over the world. By opening a merchant account with Cardinity, clients can enjoy many useful features for free: recurring billing, one-click payments, tokenization, enhanced security measures, 3D Secure tool, and more. -
43
Coris
Coris
Say goodbye to limited data coverage, difficult integrations, and manual searches. Coris’s MerchantProfiler offers the most comprehensive SMB data intelligence on the market. Evaluate your SMBs using data across sanctions, review platforms, SMB websites, and more. Keep tabs on your merchants in real-time, all of the time. Rate SMBs’ website professionalism by analyzing dozens of proprietary data points: stock images, domain status, product meta-data, and more. Execute rule-based actions automatically, or forward cases to manual review. Reduce friction for good merchants, and focus your risk team’s efforts on meaningful risk signals. -
44
Valmar Merchant Services
Valmar Merchant Services
Valmar Merchant Services offers full-service payment processing solutions covering ACH, debit/credit card processing, push-to-card/instant funding, and eCheck/Check 21 functionality. Its infrastructure is built on direct banking relationships, enabling low overhead, API access to major gateways, and support for “high-risk” industries like CBD, hemp, debt collection, and online lending. They emphasize transparent pricing with no hidden fees, no setup charges, no long-term contracts, and no cancellation penalties. It also provides real-time reporting, fraud detection and mitigation tools, chargeback management, and redundancy across banking partners to minimize downtime. Each merchant is assigned a dedicated client success manager to guide onboarding and ongoing operations, and the system is designed for smooth integration and minimal disruption during setup. -
45
QuadraPay
QuadraPay
At QuadraPay, we leverage our extensive network of trusted acquiring banks and processors to deliver the most suitable merchant account solutions for your business. Whether you're an established brand, a startup, or a high-risk merchant who has faced declines or account closures, we help match you with the right acquirer, best rates, and reliable processing partners. Our solutions include fully integrated merchant accounts and payment gateways, backed by secure, encrypted connections. We support ecommerce, retail, recurring billing, mobile billing, and multi-channel payment environments. Our advanced payment gateways feature industry-leading fraud prevention tools with over 60 configurable risk filters to safeguard your business. With processing support for 179 currencies, QuadraPay helps businesses operate seamlessly across global markets. From chargeback management to recurring payments and multi-currency support, our platform equips you with the tools you need.Starting Price: $10 -
46
Moolah
Moolah
Enable payments on your website or app, ranging from simple "Buy Now" and "Donate" buttons to fully integrated, highly customizable APIs. Join hundreds of thousands of merchants and developers who have already implemented these proven APIs. Give your customers the convenience of paying securely online by credit card or Apple Pay, all included with your free Authorize.Net payment gateway. Automated Recurring Billing™ (ARB) is a convenient and easy-to-use tool for submitting and managing recurring, or subscription-based, transactions. Request payments from customers by sending them an invoice. Customers receive the invoice by email and click a link to view and pay. Identify, manage and prevent suspicious and potentially costly fraudulent transactions with our exclusive customizable, rules-based Advanced Fraud Detection Suite™ (AFDS). -
47
TailoredPay
TailoredPay
A high-risk merchant account is a specialized payment processing account designed for businesses that operate in industries with a higher risk of chargebacks or fraud than traditional businesses. TailoredPay’s merchant accounts are custom-tailored for high-risk industries, with fraud prevention and chargeback mitigation services built in. A robust fraud and chargeback mitigation strategy is essential for every high-risk business. Each TailoredPay merchant account comes with a range of services and specialized tools crafted to help your business reduce risk, mitigate chargebacks, and optimize profits. We work with leading payment gateway providers to help you accept payments online, over the phone, and in person. Whether you want to accept credit cards, eChecks, or contactless payments, TailoredPay has the right high-risk payment gateway to help your business grow. -
48
PayKings
Merchant Payments Acceptance
What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. If you have high chargebacks or a subscription billing model, we have the merchant account you need. -
49
Hips
HIPS Payment Group
Hips is a complete omnichannel payment gateway and platform for businesses, ISV's and ISO's that want to offer their customers payment terminals or online payment services. Programmatically create merchant accounts or manage terminals via our REST API. Focus on customers and sales — not payment infrastructure, acquiring, issuing, licensing, PCI certification, hardware or software. Scale your POS or payment business with a single global payment platform in 70+ countries and 60+ payment methods online, mobile or in-store. We design custom pricing and tailored payment services (gateway, acquiring or issuing) that work for you and your business model. You set the price to your merchants and keep full ownership of your customers and offers. Programmatically create merchant accounts or manage terminals. Our SDKs make it easy to integrate Hips into your own mobile and web applications for mobile, unattended, online or in-store payments.Starting Price: €3.90 per device per month -
50
Merchant One
Merchant One
We use state-of-the-art technology, and make compliance a top priority. We’re here to stay. We aren’t brokers, so you’ll be dealing directly with the source. We understand what it takes for merchants to be successful online. The Merchant One payment gateway offers data security, fraud detection, and lots of options for ease of use and, ultimately, your success. Virtual Terminal: Key in or swipe sales through our secure payment portal. Credit and ACH payments. If you prefer to do your own EMV Level 3 processor certification, you can interface directly with our unified payment enablement platform using our API. We’ll provide you with integration examples for your own applications as well as our integration guide and API documentation. Unlike with our SDKs, any development using our APIs will require additional processor certifications for your chosen payment device.
