Chime Workplace

Instant Financial offers businesses an earned wage access solution that provides your valuable employees real-time access to their earned wages immediately after they work, without having to wait until payday. By offering this benefit to employees, organizations not only help free employees from the challenges of living paycheck to paycheck, but also see increased retention and lower attrition rates, which helps impact your bottom line. When you put your employees in control of their financial well-being, you'll boost job applicants and cut turnover. See the immediate results you can expect when you offer Instant Pay. Learn how leaders in the service industry have used Instant Pay to directly boost their retention. Understand how our platform integrates with your existing payroll and human resource systems. We help employers increase their job applicants, improve employee retention and decrease absenteeism.

It's easy to set up and it doesn't cost your business anything extra. Don't live in the past, use Rain - the now way to pay! Fees for payday loans, credit cards, overdrafts, and low balances add up. 72% of Americans who are living paycheck-to-paycheck could benefit from early wage access. We offer our service free to employers who offer Rain to their people as a voluntary financial wellness benefit. Rain easily integrates with most payroll systems; your payroll team will not need to spend extra time or resources managing Rain. Zero fees & zero hassle for your payroll team. Through the Rain smartphone app, your people can access up to half of their earned-wage on-demand anytime. Each time an employee withdraws her/his earned-wage through the Rain app, we charge a small fee similar to an ATM fee. Ask us about our new zero-fee option.