Alternatives to Cashflows
Compare Cashflows alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Cashflows in 2026. Compare features, ratings, user reviews, pricing, and more from Cashflows competitors and alternatives in order to make an informed decision for your business.
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Mollie
Mollie
Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.Starting Price: €0.25 per transaction -
2
Square POS
Block
Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform. -
3
Square Payments
Block
Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on. -
4
PaySimple
PaySimple
PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide. PaySimple builds long-term partnerships with companies to drive growth providing flexible payment and billing solutions and personalized customer service to suit their distinct business needs. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications.Starting Price: $59.95/month -
5
Computop Paygate
Computop
Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.Starting Price: $29 per month -
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eMerchantGateway
eMerchantGateway
Built on one of the largest payment gateway platforms in the world, eMerchantGateway is a trusted solution for accepting payments online, over the phone, or by mail. Secure, fast, and reliable, eMerchantGateway offers a variety of payment gateway features for processing and managing card-not-present payments. Full PCI-DSS compliance payment security. A convenient management console accessed through a web browser or an app. A virtual terminal function for orders by phone or mail. The ability to create invoices or web forms for online payment. Recurring billing options are customizable by the customer. 18 fraud modules with a variety of settings to suit your exact business needs. Detailed reporting to manage transactions by the minute. Batch and real-time payment processing options with mobile connections. Industry-specific software in a range of categories; examples include furniture, restaurants, and non-profits.Starting Price: Free -
7
J.P. Morgan Payments Platform
J.P. Morgan
Pulling from best practices and deep expertise, we offer a one-stop shop with customized solutions that can help you deliver simple, fast, and secure payments. J.P. Morgan delivers industry-leading payment solutions for ecommerce in the United States. It’s why merchants of all sizes trust us to process one out of every two ecommerce transactions. As the world becomes more digitally connected, you can count on J.P. Morgan to provide the financial experience and tools needed to take your business to the next level. -
8
Durango Merchant Services
Durango Merchant Services
When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low-risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts. It’s important to note that while these industries are generally considered low-risk, every business is unique and may be subject to different processing fees and restrictions based on a variety of factors. Additionally, even low-risk industries may still experience occasional fraud or chargebacks, so it’s important for businesses to take steps to minimize risk and protect themselves. Merchants can process payments, manage transactions, and generate reports on all payment processing activity from a single account. Give your merchants valuable insights into customer behavior with a single view of data across channels.Starting Price: $5 to $60/month -
9
CardPointe
CardConnect
Our merchant processing solution gives you a single, user-friendly portal. This payment processing platform also features numerous integrations and add-ons that boost its functionality and allow you to offer even greater convenience to your customers. This is the most comprehensive credit card processing option available when you want to create a seamless experience for transactions. From this comprehensive portal, get a high-level overview of your business’s payments in real-time, or drill into each transaction to conduct refunds, voids, or resend and reprint receipts. You can even go more granular than this to isolate new vs. returning customers and how both segments choose to pay, whether they use magstripe plastic, EMV chip cards, or NFC-enabled cards and mobile devices. All these transaction management analytics are viewable in real-time — directly through your POS reporting software. -
10
GoDaddy POS
GoDaddy
GoDaddy POS software is integrated into sleek Smart Terminals designed to streamline checkout and boost productivity for businesses. The platform offers simplified checkout with quick access to product images, favorites lists, and preset taxes or discounts. Inventory management features include real-time stock counts, low-stock alerts, and mobile app syncing to prevent overselling. GoDaddy POS supports omni-channel selling, enabling sales across online stores, social channels, and marketplaces like Amazon and Etsy. The system provides detailed dashboards and sales reports to help business owners make informed decisions quickly. Flexible payment options include credit, debit, contactless, and split payments with low transaction fees. -
11
OmniFlex
WorldPay
Safely accept any card type wherever you are with OmniFlex from WorldPay. Our easy-to-use web-payment solution is the perfect complement to the way you process payments. -
12
KORT
KORT Payments
We designed PayHQ to make running and growing your business easy. As one of the most innovative payment platforms on the market, PayHQ by KORT Payments simplifies accepting all types of payments under a single view of your payment data for smarter decision-making. Today, thousands of businesses across North America trust us to process their payments. PayHQ is a complete end-to-end solution, handling authorization, settlement, and funding. Accept payments in-person or online with features like invoicing, recurring billing, and seamless integrations with a single merchant number. Our online gateway offers your customers a secure, simple way to buy from you. Accept payments with an online solution built for businesses of all sizes. Seamlessly integrate your card terminals with PayHQ’s omni-channel solution to accept credit, debit, and other payment methods, using both contactless and mobile for in-person transactions. -
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Verifone
Verifone
The world’s best-known retail brands, major financial institutions, and millions of merchants worldwide trust Verifone for tech-forward, simple, and secure ways to accept payments from anyone at any time. Our passion is to empower you with the systems and data you need to refine your customer journey and accelerate growth. Start accepting online payments today with a flexible and scalable commerce solution. Verifone’s eCommerce API is a merchant-hosted solution built on Verifone REST architecture that enables merchants to securely accept online and mobile payments A quick, easy, and secure way to start accepting online payments without extensive web development, our Hosted Checkout solutions are easy to integrate and offer merchants multiple options. Virtual Terminal is also an out-of-the-box payment interface and can be used to process mail order and telephone order (MOTO) card transactions on behalf of customers through Verifone’s Central Portal. -
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OnePay
OnePay
Leverage the diverse range of payment methods offered by OnePay to streamline your business transactions and simplify your payment life cycle. OnePay Payment Gateway distinguishes itself as a versatile and adaptable solution, supporting a wide range of payment methods to meet the diverse needs of both businesses and customers. OnePay ensures that every transaction, from traditional card payments to modern digital wallets and innovative Payment Links, is not only secure and efficient but also tailored to the preferences of a modern and dynamic consumer base. -
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Payline
Payline Data
A dashboard that allows you to take payment in a variety of ways. View reports, key in transactions, store customer profiles, send invoices, and more all in one location. Integrate our services directly into your online shopping cart or use our hosted payments page. Connect our software to take payment through your website. Electronically collect payment from your customers through invoices. Send an invoice and collect one-time or recurring payments. Take payment with ease through our user friendly platform. Type in your client’s credit card information and receive funds next day. Store and tokenize your customer payment information with our secure software. Search for a customer by name and have their stored data populate instantly. Add and track custom fields, set user permissions, and customize your receipts all in one place.Starting Price: $15 per month -
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Dharma Merchant Services
Dharma Merchant Services
Let us explain the mysterious world of payment processing, and shine a light on a notoriously dark industry. No secrets here, the code word is transparency on all fronts. We strive to pull away the veil most merchant providers and merchant processors put up. Instead, we provide a credit card processing service that business owners can be proud to use for their credit card merchant accounts. What does top merchant services processing get you? Enquire about our merchant credit card services to find out. Upon request, we can provide a full-disclosure rate comparison that highlights the savings Dharma can offer. We’ll share our assumptions, and we’ll even tell you if our rates are not the most competitive. We’ll point you in the right direction regardless of how it impacts us. -
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8am AffiniPay
8am
8am AffiniPay is a payment-management platform tailored for associations, nonprofits, and member-based organizations that enables them to accept and manage dues, event registrations, donations, and sponsorship payments through a unified system. It provides secure, PCI-compliant processing for credit/debit cards and e-checks, offers customizable branded payment pages and brochures, and automates recurring billing and reminders to reduce manual follow-up. The platform integrates with association-management systems, membership databases, and finance tools, so transaction data flows seamlessly into reporting and reconciliation workflows. Dashboards deliver real-time visibility into payments, deposits, and member-activity metrics, reducing administrative overhead and improving cash-flow predictability. Additional features include support for in-person card readers, flexible payment methods, and enterprise-grade security and compliance standards to ensure member data and funds are protected. -
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Smartpay
Smartpay
With Smartpay Zero Cost EFTPOS, go from paying transaction fees to not paying a cent for EFTPOS. Process all major debit and credit cards, Visa, MasterCard, EFTPOS, and American Express. Accept contactless payment methods from cards, smartphones, or wearable devices. Our Android machines make contactless payment easy, accepting Mastercard Tap & Go and Visa payWave. Smartpay terminals accept payments from smartphone and watch devices, including Apple Pay, Google Pay, Samsung Pay or Android Pay. Our card reader accepts all major credit and debit cards, including Mastercard or Visa, and the free option to add on American Express. Every month our payment specialists help thousands of businesses just like yours get the right payment solution. Let’s chat about your business today. In Australia, we are a payment facilitator providing credit and debit card acquisition through EFTPOS terminals, challenging the traditional payments space, and delivering business owners with payment products. -
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Payment.Ninja
Payment.Ninja
Create a payment link in seconds and send it via email or a text message. Create and send an invoice in just a few clicks and get paid faster. Improve your cashflow with automatic recurring payments. Create and send invoices in just a few clicks and get paid faster. Clearly see their payment status in real-time. Improve your cashflow with automatic recurring payments. Whether it's monthly billing cycle, installment payment plan, you can count on automated payments to get paid on time. Create a payment link in seconds and send it via email or a text message. You can use it as a an online checkout for your website too. Everything at your fingertips with Payment.Ninja Business Dashboard. Sales, transactions, invoices, and customers are all in front of you, easy to grasp, and updated real-time. -
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CDGcommerce
CDGcommerce
CDGcommerce provides professional merchant services with a focus on always putting our merchant’s best interests first. We provide solutions that reduce the risk, lower the cost and simplify the process of accepting payments on your website, in-store or on the go. With CDG, you are a name – not just a number. We value each and every merchant relationship regardless of whether you are a brand new startup or process millions of dollars. You’ll get to know our dedicated staff on a first name basis and they will get to know you and your business. If you are accepting credit cards via website or virtual terminal, CDG offers a free gateway that will fit your needs and remove a layer of unnecessary fees. If you operate from a brick and mortar location, we can offer a free terminal placement program that will future proof your equipment. We believe transparency, control, security and helpful team members are crucial to keeping you focused on what you do best - growing your business! -
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Uswipe
Uswipe
Uswipe is partnered with global credit card acquirers and licensed payment institutions offering secure payment solutions to small/medium/large businesses worldwide. Our direct relationships with Visa, MasterCard, and SWIFT, through our vast partner channels, enable Uswipe to process all major credit cards, issue Prepaid Cards, digitalized e-wallets, IBAN, and process cryptocurrencies to qualified businesses throughout the world. By way of our international banking partners, we offer price competitive rates and secure, multi-currency payment options to merchants throughout the globe. All of this is supported by a secure PCI DSS Level 1 compliant payment gateway. Our 24/7 customer service team makes certain all payments are received in a thorough and smooth fashion. Our certified quality gateway system ensures the highest quality of our products and services to be supplied to our merchants! -
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Paytia
Paytia
Take secure & compliant payments over the phone and get real-time authorisation. With Paytia your customers use their keypad to communicate card data securely. They're protected, trust in your business is increased — plus it's no longer exposed to fines and charges for breaking payment-security rules. Paytia’s PCI-DSS certified phone-payment solutions give your customers the same protection they expect which shopping in-store or online, which means you no longer need to hear or store their card data.Starting Price: From $11.10 -
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Merchant One
Merchant One
We use state-of-the-art technology, and make compliance a top priority. We’re here to stay. We aren’t brokers, so you’ll be dealing directly with the source. We understand what it takes for merchants to be successful online. The Merchant One payment gateway offers data security, fraud detection, and lots of options for ease of use and, ultimately, your success. Virtual Terminal: Key in or swipe sales through our secure payment portal. Credit and ACH payments. If you prefer to do your own EMV Level 3 processor certification, you can interface directly with our unified payment enablement platform using our API. We’ll provide you with integration examples for your own applications as well as our integration guide and API documentation. Unlike with our SDKs, any development using our APIs will require additional processor certifications for your chosen payment device. -
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Payanywhere
Payanywhere
Payanywhere makes payments easy for business owners, employees, and customers. Accept payments any way your customer wants to pay. Accept credit cards in your store, on the job site, and online. Use one of our devices or your own. Payanywhere works around you. Use a Payanywhere device to accept payments at your location. Send invoices, accept phone orders, and more from your back office. Take your business with you with a Payanywhere mobile reader connected to your own smart device. Use every transaction to power your business. Payanywhere goes beyond payments, informing smarter business decisions that save you time and money. We just need some basic info about you and your business. Pay as you go or custom pricing for any business type. Choose a countertop or mobile device, or use your own. Payanywhere is designed to be flexible for you and your customers. Accept nearly any payment method in your store, on the go, and online. -
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Authorize.Net
Visa
Repeat business should be quick and easy. Card on file simplifies returning customers’ checkout experience so they can purchase your products with fewer clicks instead of re-entering payment info. And storing payment information on our secure servers reduces your security liability. Your customers make purchases in person, on computers and on their mobile devices, and we offer solutions to support the evolving payment landscape. Authorize.net enables you to process payments in any way that works for your business, whether it’s through your website, mobile app, or manual transactions. We make it easy to accept credit cards and help ensure you get paid. It’s that simple. Browse our list of integration partners and find the best solution for your business. Integrate a simple, one-time payment button. It's perfect for donation forms. -
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SumUp
SumUp
Card payments made simple with SumUp. The most affordable way for your business to get paid. Pay only 2.75% per transaction, without any contracts or monthly minimums. Transparent pricing at its best. Best-in-class payment solutions that deliver money directly in your bank account in just 1-2 business days. Get started in less than 5 minutes. Just pair the card reader with any mobile device or tablet and start transacting. At SumUp, we believe in transparent pricing. That’s why you’ll always know exactly what you have to pay. There are no hidden fees, no monthly fee, and best of all no monthly contract. Only pay for what you use. Every day, over a million businesses like yours rely on SumUp to get paid. Find out for yourself how SumUp can help your business grow.Starting Price: 2.75% transaction fee -
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Shopify Payments
Shopify
Accept credit cards and other popular payment methods with a payment provider that’s ready to go when you are. Skip lengthy third-party activations and go from setup to selling in one click. Shopify Payments comes with your account, all you need to do is turn it on. Boost conversions when you make shopping simple. Enable popular payment methods and local currencies for smooth checkout experiences. Have a complete view of your finances. Only with Shopify Payments can you track your orders and payments all in one place. Browse articles and learn how to accept credit card payments with Shopify.Starting Price: $19/month -
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Flatpay
Flatpay
Flatpay is a payment processing and point-of-sale platform that enables businesses to accept secure, electronic payments in-person, online, and via integrated POS systems with simple, transparent pricing and no hidden fees. It supports payment terminals that accept major credit and debit cards (including contactless and mobile wallets), are wireless with Wi-Fi and cellular connectivity, and include features like receipt printing, automatic reporting, transaction history, and configurable tip management, all designed to streamline checkout and reduce administrative work. Flatpay’s POS system brings together sales processing, inventory management, sales analytics, and real-time reporting in one intuitive interface, letting businesses track product movement, manage accounts, and gain insights into performance. For online sales, the solution offers a secure, ecommerce payment integration that works with leading web platforms to handle card and digital wallet transactions. -
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Payment Depot
Payment Depot
The credit card processing industry isn’t exactly transparent. Below, we uncover how the industry works and what Payment Depot is doing to save you money. Payment processors make money by marking up the fees charged by credit card networks like Visa and Mastercard. Think of it this way: the fees of Visa and Mastercard are the wholesale costs of payment processing. Your credit card processor then adds their fees on top of those wholesale rates to make a profit. With traditional credit card processing, the payment processor takes a cut out of every transaction, so the more sales you process, the more they profit. Payment Depot saves you money by giving you access to wholesale rates. Unlike traditional payment processors, we don’t profit by marking up interchange rates and we don’t take a cut of your sales.Starting Price: $79 per month -
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FroogalPay
FroogalPay
FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button (Hosted Payment Page) platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications. -
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Cayan
Cayan
Get the fast, flexible, and future-proof checkout experience with Cayan, a cloud-based online payment processing solution. Cayan supports a variety of payment modes such as Android Pay, Apple Pay, MasterCard, VISA, Discover, American, and Express cards. Caya features equipment support that enables users to integrate with wired retail payment devices from different providers. Cayan also features e-commerce payment for online payments with the help of Authorize.net's payment gateway. -
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PaymentCloud
PaymentCloud
Here at PaymentCloud Merchant Services, we provide credit card processing for businesses of all types. From Fortune 100 companies to small, local storefronts, ecommerce or retail, and all levels of risk, we can support each and every business. We have a robust toolset of integrations with nearly any platform, shopping cart, and CRM, unified fraud detection software, and chargeback mitigation tools that allow you to reduce your risk and amplify your reward. Talk with one of our dedicated account managers to get personalized care and a real person every single time. PaymentCloud lays the foundation businesses need to thrive. With 50+ years of combined experience within the payments industry, we look forward to paving the way to your business’ success. Free cost comparison. Seamless setup. Chargeback and fraud prevention. Hundreds of integrations. Low risk and hard to place industries accepted. -
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PaymentVision
PaymentVision
Recieve payments via ACH payment solutions. Your customers can pay anywhere, anytime and from any device with our secure online payment solution. PaymentVision’s online bill payment services enable your customers to pay anywhere, anytime, and from any device. Provide your customers with a secure, self-managed, multi-lingual phone system, allowing you to collect phone payments automatically, 24/7, without an agent. Our virtual terminal can simplify payment processing for your team and optimize the call handling time. Create a compliant and customer-friendly experience with our integrated payment solutions for interactive kiosks and other types of self-service terminals. Real-time ABA and account number verification, custom reporting options, and additional features help your business streamline the processing of checks. -
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TillyPay
TillyPay
TillyPay is a no‑code payment platform that lets businesses collect one‑off and recurring payments through fully branded, mobile‑optimized checkout pages under their own domain. Using an intuitive form builder, users can configure subscriptions with customizable billing cycles (daily to yearly), trials, setup fees, taxes, and customer self‑service via a secure billing portal for invoice downloads, payment method updates, and subscription management. Invoices can be sent with embedded payment links that accept 120+ currencies and all major credit and debit cards, while a unified dashboard provides real‑time visibility into payments, customer accounts, and cash‑flow forecasts. TillyPay integrates natively with over 2,000 tools to automate accounting and notifications, and its PCI‑ and SCP‑compliant infrastructure ensures data security without additional infrastructure or coding.Starting Price: $30 per month -
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Maverick Payments
Maverick Payments
We’re a full-service payment processor with innovative technology designed with your growth in mind. With Maverick, monetize payments by reselling our white-labeled payments stack. Quickly go to market with minimal to no cost or risk, all while building your brand while leveraging our infrastructure. Easily process card-not-present transactions with our straightforward API, hosted forms, and additional tools. Simply key in transactions to the virtual terminal and utilize the additional features that make the user experience more seamless, such as tokenization, electronic invoicing, automated email receipts, integration to third-party shopping carts, and CRM systems. Card-not-present payments have never been easier with Maverick’s intuitive gateway. Easy-to-use terminals and point-of-sale tools customized for the size of your business. Gather key insights and better understand your customers, and competitors, and run a more informed business. -
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Cybersource
Cybersource
From customer-friendly payment experiences to automated fraud protection, easy tech integrations to 24/7 support, our platform has what you need to innovate and scale. Fulfill your ambition with a worldwide payments leader. Accepting payments has never been easier. Flexible, secure commerce solutions for everyday life. From customer-friendly payment experiences to automated fraud protection, easy tech integrations to 24/7 support, our platform has what you need to innovate and scale. Enhance your customer experience with a digital-first approach, powered by a global payments leader. Accept payments worldwide. Our integrated platform supports popular payment methods across channels and helps boost conversion. Get the tools and expert help you need to reduce fraud and accept more valid orders across channels and geographies. Keep sensitive payment data off your network. Our services reduce your exposure to risk and simplify your PCI DSS compliance. -
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MONEI
Microapps sl
MONEI makes everything easy MONEI is a payment gateway that allows you to accept payments either online and offline. MONEI can be integrated directly into your website or online store with just one simple line of code (or not even that). MONEI protects you against fraud, can issue refunds and helps your business succeed. It’s the simplest and cheapest way to start making money on your site. Moving money with ease Move your money online transparently and securely — no paperwork or compliance when accepting payments to start a business. Integrating MONEI as your payment gateway will help you boost your conversion rates. Our features and capabilities are hard to beat. Insanely Simple We designed MONEI in a way that anyone can use it. Today you, tomorrow your six years old child on their way to conquer the business world. Few clicks here and there, and that's all there is to it.Starting Price: $0 -
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Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
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Opayo
Elavon
Opayo is the new name for Sage Pay. We are one of the UK’s most trusted payments providers, helping businesses grow and accept payments from customers. Payment security and fraud reduction are our priorities. We keep your customers' data secure so you can rest easy. Expect the best with high quality service and 24/7 availability. That's why we're rated 5 stars on Trust Pilot. Payment solutions that scale as your business grows. Accept Chip & PIN card payments in-store or on-site with our wide range of standalone and integrated terminals. Process mail orders and payments over the phone securely using our intuitive web-based virtual terminal interface. Omnichannel solutions to enable your customers to pay in-store, online, over the phone and mobile. Starting a business or switching payment providers can be daunting. Our team of payment experts are here to help every step of the way. -
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Infinicept
Infinicept
Many companies promise quick and simple payments acceptance. But off-the-shelf payments solutions come with trade-offs. You may be giving up payments revenue, ownership of your data, and control over your payments product and your customer experience. Offer your customers a customized payment product where they control fees, funding schedules, onboarding decisions, and the entire payment process. Build payment solutions how you choose with the ability to change if and when necessary. Generate additional payments revenue you used to hand over to third parties. This new cashflow can increase your valuation exponentially. Ongoing risk and compliance monitoring designed by those who wrote the book on risk and compliance. Industry-best KYC processes, customizable merchant application, triggered underwriting, and integrated boarding services. -
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ProPay
TSYS
Securely accept credit card payments on your phone or tablet using ProPay’s credit card processing app. Accept payments from all major credit card brands (Visa, MasterCard, Discover and American Express) at rates as low as 1.99% per transaction and no hidden fees. Quickly process credit card payments at low rates with a mobile card reader. Accept chip cards (EMV) and swipe cards. Manually enter card numbers if you aren’t near your card reader. Securely store a customer’s payment information to be charged for future purchases. Accept a credit card payment when you don’t have data coverage and process it as soon as you get back into coverage. Even more processing options are available with your ProPay account online. Access your funds with a ProPay Prepaid debit MasterCard. Quickly transfer funds to your bank account within the mobile app. Include sales tax and allow customers to add a tip to their order. -
42
Mondo
Mondo
Mondo is a PSD2-compliant Open Banking payment platform that enables businesses to accept secure, instant payments directly from customer bank accounts—no cards required. It eliminates chargebacks and reduces transaction fees while offering real-time settlement via SEPA Instant and UK Faster Payments. With bank-grade security and GDPR compliance, Mondo ensures full protection of customer data and regulatory alignment across Europe. Its API allows for seamless integration with just a few lines of code, making it simple for developers to get started quickly. By connecting with over 3,000 banks across the EU and UK, Mondo provides broad coverage and exceptional reliability. Designed for the digital economy, it’s a faster, safer, and more cost-effective alternative to traditional card payments.Starting Price: 2% -
43
Helcim
Helcim
Helcim is on a mission to build the world’s most loved payments company by making it easier for businesses to get paid and grow. Helcim delivers a better payments service by making it easier to sign up, providing smarter payment tools, and making it more affordable to get paid. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Your customers can insert their chip card and securely enter their PIN on the reader to protect larger purchases. -
44
Tazapay
Tazapay
Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.Starting Price: $2 per month -
45
Kurv
Kurv
Kurv is a comprehensive payment software designed to simplify how businesses accept and manage payments with a suite of tools that support in-person, online, mobile, and self-service checkout options, all from a unified system that scales with business needs. Its core offerings include easy, secure acceptance of contactless payments and Tap to Pay directly on supported smartphones without extra hardware, integrated payment gateways, virtual terminal processing, and flexible invoicing that lets merchants send payment requests or invoices by text or email. Merchants can generate custom QR codes, track sales and inventory, and access real-time reporting and analytics through an intuitive dashboard alongside 24/7 U.S.-based support. Kurv integrates fraud prevention, chargeback detection, AI and machine learning risk monitoring, and compliance safeguards to protect transactions, while customizable tools like automated recurring billing, white-label payment pages, and etc. -
46
CardX
CardX
When consumers pay with a credit card or debit card, your institution receives 100% of its billed amount. CardX collects the service fee and pays all transaction costs, so you get every dollar you’re due. In Government and education, most payment providers haven’t kept up with the times. Intelligent Rate is powered by our patent-pending technology that determines card type and cost of acceptance in less than a second. The result is a forward-thinking payment solution that provides the transparent experience today’s consumers expect. With intelligent rate, consumers are responsible for covering only the costs they create, just like with utility bills and other consumer services. In contrast, a flat-rate service fee forces a consumer with a low-cost card, such as a debit card, to subsidize a consumer who prefers a card that’s more costly to accept. -
47
Nomod
Nomod
Let your customers pay online or in-person using payment links, QR codes, Apple Pay, Google Pay, and process cards from all major card networks. Everything you need to sell anything, process card payments, and grow your business anywhere on the planet, minus the headache of dealing with clunky hardware, messy contracts, and unkept promises. Create and share gorgeous payment links to let your customers pay online. Tap, type, or scan. Charge contactless cards with your Android device's NFC chip, type with your keyboard, or scan card details with your camera! Accept Visa, MasterCard, American Express, Discover, JCB, Union Pay, and a bunch more with a few simple taps.Starting Price: $0.30 -
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Clearly Payments
Clearly Payments
Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.comStarting Price: $10.00/month -
49
MagicPay
MagicPay Merchant Services
Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.Starting Price: $15 per month -
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Visa Spend Clarity
Visa
Visa Spend Clarity offers a suite of end-to-end spend management solutions to empower businesses of all sizes and levels of complexity to control spend, maximize visibility, and optimize cashflow. Now financial institutions can deliver payment and spend management technology quickly and easily, helping to increase card spend, improve customer retention, and differentiate their service. Deliver easy-to-use spend controls, innovative mobile and virtual payment solutions and detailed, streamlined reporting to help businesses of all sizes organize expenses, accelerate efficiency and drive compliance. For smaller companies with more straightforward spend management needs. For medium-sized to large businesses with more complex needs.
