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Baanx offers an OpenFi platform that bridges traditional finance with digital assets by enabling businesses to integrate cryptocurrency wallets and payment services into their applications with APIs and white-label solutions, giving users the ability to buy, spend, convert, transfer, and borrow against digital assets securely and efficiently. It supports self-custodial and custodial models, allowing non-custodial debit cards that let users spend directly from their own wallets and custodial debit cards that facilitate compliant crypto-to-fiat payments, and includes multi-chain bridging, seamless asset swaps, lending against crypto holdings, and tokenized IBAN accounts, all designed to deliver scalable, secure, and flexible financial experiences. Baanx’s API includes OAuth 2.0 authentication, wallet management, card operations, blockchain delegation, and consent management to support builders creating neobanks, crypto wallet apps, exchanges, and payment solutions.

The use of blockchain technology, particularly via an asset tokenization process, can help unlock value and provide unparalleled transparency for global commerce, finance, and supply chains. Issuance of blockchain-based tokens can function as digital twins of real-world tangible and intangible assets. The use of blockchain-based tokens along with digital wallets ultimately ensures that any asset sale or transference of ownership can be easily verified, immutably recorded, and real-time auditable via a cryptographically secure, distributed public ledger. All transactions are recorded on an immutable blockchain ledger. Transactions and real-time processed and recording. The blockchain becomes the single source of truth among all stakeholders. Blockchain-authenticated transactions are cryptographically secure and irreversible resulting in the generation of high-fidelity data. Blockchain-based wallets provide multi-factor authentication and cryptographically-secure digital methods.