AlPay

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Link is a digital wallet developed by Stripe that is designed to streamline online checkout by allowing users to securely store and reuse their payment information across multiple websites. It enables customers to save credit or debit cards, billing details, and shipping addresses in a single account, which can then be automatically filled in during purchases wherever Link is supported, eliminating the need to repeatedly enter payment data. Its core purpose is to create a faster, frictionless checkout experience that improves convenience while maintaining secure transaction handling. Link supports multiple payment methods beyond traditional cards, including bank payments, buy-now-pay-later options, and certain international payment systems, depending on availability. It also provides account-level features such as subscription management, allowing users to view active subscriptions, update payment methods, and track recurring charges in one place.