Best Payment Processing Software in the USA - Page 11
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Compare the Top Payment Processing Software in the USA as of April 2026 - Page 11
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1
CardConnect
CardConnect
As a leading credit card payment processor, you can leverage our experience and expertise to meet the unique needs of your business across all industries and verticals. Beyond providing secure payment acceptance integrations, it’s our priority to give your business the best support and resources available, so you can keep growing. Clover Connect offers seamless payment integration for B2B software companies. Through customized payment solutions and personalized integration support, Clover Connect scales with the journey of our software partners. Give your business users more than just payment acceptance. Clover POS systems are fully customizable and come equipped with tons of business management apps for the most efficient operations possible. Beyond providing secure payment processing integrations, it’s our priority to give your business the best support and resources available, so you can keep growing. -
2
ZOOZ
PayU
A solution that streamlines all aspects of your payment stack into one, consolidated, and customizable platform. Save time, money, and ensure the best approval rates with the ZOOZ orchestration platform. Flexible routing engine to maximize your payment performance. Add and remove providers according to your needs. A set of tools to maximize payment performance. Streamline processes with unified tokenization across all your providers. A straightforward interface to empower payment teams without knowledge of code. All payment-data is consolidated and analyzed in one place. Ensuring you are fortified with the top market requirements. Thanks to our powerful API, you gain full control over all aspects of your payment stack— whether you need to manage your payments or your account , generate reports , run analysis, or simply Audit—our API has got you covered from start to finish. -
3
Preferred Payments
Preferred Payments
A secure platform and API to accept payments, grow revenue and scale your business. Straight forward API documentation and dedicated developer support to integrate ECRYPT's powerful payment solutions to your software. Accept payments, manage customers and build a powerful payment stack on the ECRYPT platform. Integrate secure and simple card-present payment solutions with ECRYPT’s Cloud EMV devices. Secure hosted payment fields for software applications and websites. Reduces PCI scope and offers more customization. A secure solution to manage customers, store payment methods and keep sensitive financial data safe. Secure and store sensitive payment data with ECRYPT’s tokenization and P2PE solutions. A payment platform built for enterprises, developers and innovators. ECRYPT gives businesses the tools to manage, scale and monetize payments services. Card-present transactions are now easier and faster than ever before. -
4
Maxpay
Maxpay
Choose a domestic or worldwide bank among 32 partner banks. We provide clients with multiple acquiring solutions and a Master account to manage and aggregate all of their MIDs. Keep your business up and running and forget about traffic loss or revenue drops. Grow your business globally with seamless and secure gateway services. We offer completely customizable payment forms, checkout pages, and payment processing using local currencies for your customer's convenience. Get a 360° analytics for your subscription business with customizable fit reports, chargeback tracking, and churn control. Pick any parameter you want to measure or track and receive real-time reports to grow your conversions. Increase card acceptance ratio and process transactions through a bank with the best approval rates using our payment portal. We provide in-depth business analysis and provide acquiring solutions suitable for any risk merchants.Starting Price: $2.90 one-time payment -
5
SmarterCommerce Payment Processing
Premier Group Consulting
PCI PA-DSS compliant architecture allows your organization to virtually eliminate PCI scope and cost for credit card operations. SmarterCommerce's integration with Payflow™ and Computop's Paygate provides support for almost all leading payments. The PayCloud architecture allows for a no hardware deployment and simplified PCI compliance. SmarterCommerce is the solution of choice for over 120 JD Edwards customers. SmarterCommerce Payment Processing is 100% tailored for JD Edwards and features comprehensive integration. A focused implementation approach delivers a highly accelerated and low-risk process for quick return. Leverage JD Edwards integrated payments on an existing ecommerce story using web services. Give customers 24/7 access to view and pay invoices online with an integrated online portal. Organizations are increasingly adopting an integrated approach to payments. -
6
Helcim
Helcim
Helcim is on a mission to build the world’s most loved payments company by making it easier for businesses to get paid and grow. Helcim delivers a better payments service by making it easier to sign up, providing smarter payment tools, and making it more affordable to get paid. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Your customers can insert their chip card and securely enter their PIN on the reader to protect larger purchases. -
7
SecurionPay
Online Payments Group AG
SecurionPay is a technologically advanced online payment platform with a strong focus on customer experience and first-rate solutions. The team of professionals understands merchants’ needs and pain points — from superior user experience, top-level security and smooth payments to mobile conversion, chargebacks, and fraud issues. Cutting-edge technology and versatile APIs give our clients ultimate freedom, flexibility and full control over both the development process (no matter of the merchant’s technology stack) and every payment activity.Starting Price: $0.25/one-time -
8
Cryptopay
Cryptopay
Cryptopay provides easy access to the cryptocurrency world, allowing users to utilise all the benefits of a secure wallet. Buy BTC, ETH, LTC and XRP with your debit or credit card and relish the fair rates and low fees. The Cryptopay card links Bitcoin with traditional finances. It’s perfect for anyone involved in cryptocurrencies, and works with any point of sale terminal in the world which accepts major cards! Bring cryptos to your everyday life. Hold bitcoins securely in your Cryptopay account. Our system makes it easy to convert your cryptos into the supported fiat currencies: Euro, British pounds and US Dollars. Use this to secure your money against price fluctuations. With our card, you can pay in local currency all around the globe. Each cryptocurrency network has its own transaction fee. We charge 1% for the currency exchange. That’s it — no hidden fees or unfair costs. Take advantage of our instantaneous conversion and let your money go further. -
9
Zego (Powered by PayLease)
Zego (Powered by PayLease)
Zego (Powered by PayLease) is a property technology company that frees management companies and community associations to go above and beyond for residents through resident experience management solutions. Zego enables operators in the residential real estate industry to modernize their resident experience, boosting retention and operational efficiency. From payments and utilities to communications and smart devices, everything seamlessly integrates into the property management back-end system. Learn more about how Zego drives community engagement and efficiency at gozego.com. -
10
Dwolla
Dwolla
Dwolla, Inc. is a payment services provider powering innovations with sophisticated account-to-account payment solutions. Dwolla’s modern API simplifies the complex process of integrating with the various payment networks to create a single end-to-end solution. Built with developers in mind, Dwolla’s technology gives businesses the ability to program payments on the same day, next day or in real-time directly to bank accounts. Dwolla’s technology can help businesses use a simplified API to help navigate the ACH and RTP® networks without having to start from scratch. Integrating with a white label API is ideal for businesses looking to get their solution to market quickly without having to batch Nacha files. With minimal development, start-ups to Fortune 500 companies can gain efficiency, flexibility and improved cash flow by working with Dwolla. -
11
Payfirma
Payfirma
Since 2010, our core purpose has been to make it easy for people to grow their businesses. To do that, we’ve built one of the most innovative payments platforms in the market. PayHQ makes it simple to accept any kind of payment, any way you want to do business, and creates a single view of all your payment information so that you can make smarter decisions. Today we process payments for thousands of happy business owners across North America.Starting Price: $25.00/month/user -
12
Payline
Payline Data
A dashboard that allows you to take payment in a variety of ways. View reports, key in transactions, store customer profiles, send invoices, and more all in one location. Integrate our services directly into your online shopping cart or use our hosted payments page. Connect our software to take payment through your website. Electronically collect payment from your customers through invoices. Send an invoice and collect one-time or recurring payments. Take payment with ease through our user friendly platform. Type in your client’s credit card information and receive funds next day. Store and tokenize your customer payment information with our secure software. Search for a customer by name and have their stored data populate instantly. Add and track custom fields, set user permissions, and customize your receipts all in one place.Starting Price: $15 per month -
13
Varidi
Varidi
Pay-over-time financing lets you capture revenue that would otherwise be lost completely. Say “yes” to everyone who wants your services! Our Full Pay Platform provides a single payment process that ensures everyone qualifies for services they want, and you’re either paid in full in two business days or they’re qualified for Varidi Guaranteed Payments over time. When someone can’t afford the full price of your services today, you lose revenue. Offering financing + payment-over-time, in one solution, helps you serve more people. Varidi Financing* lets you offer real-time approval with flexible rates, and same as cash offers with payment within two business days, less a small discount. If someone doesn’t qualify for Varidi Financing, Varidi Payment Guarantee ensures you are paid even if a customer stops paying Varidi. The customer doesn’t qualify for financing but is offered our payment guarantee. You get paid regular monthly installments even if your customer stops paying Varidi. -
14
North American Bancard
North American Bancard
Looking to accept credit card payments online or currently accepting payments but looking for a new payments partner? Either way, North American Bancard is here to help. We realize that accepting payments online is no longer a nice-to-have, but rather a need-to-have, and we want to make it as simple and affordable as possible for you. You can use your existing website to offer a completely customizable checkout experience with your branding while simultaneously freeing yourself from liability for sensitive cardholder data with our PCI Plus Program. Our ecommerce solutions allow you to have integrated point of sale software for online credit card processing. We partner with the most popular point of sale and shopping cart plug-ins. So no matter what you need, we can help with quick and easy online payment processing. -
15
Ixaris
Ixaris Systems
Ixaris Payments’ virtual card platform converts payment costs into earnings, maximises working capital, enables automation and helps you cut overheads and fraud. Convert your payment expenses into earnings with virtual card rewards. Use scheduled card loads with automated cash flow alerts to maximise working capital. Enable automated reconciliation. Attach and match booking references to payments. Create virtual cards in 24 currencies. Pay in over 200 Visa and Mastercard currencies. We tirelessly mine millions of transactions to give customers the latest card acceptance and merchant fee data. Combining these insights with rigorous card testing data, we work with clients to drive value from every payment. -
16
Payment Savvy
Payment Savvy
We offer a comprehensive range of payment processing solutions to meet your corporate needs and goals. Through years of experience, Payment Savvy has helped companies of all sizes increase sales, streamline processes, raise productivity, and reduce expenses. Whether needing a standard merchant account or a fully integrated custom solution, we aim to streamline, optimize, and improve your payment processing experience. We take into consideration all sorts of variables, like risks and the nature of your business, to help you find the most sensible payment options in your budget. It's the shared trust with our clients and years of experience that shaped the way we provide our services today. Now you too can benefit from our custom payment solutions, no matter the size of your enterprise. -
17
CORE
CORE Business Technologies
CORE brings together payment processing, revenue cycle management, secure payment gateways, automated reconciliation, and a comprehensive consumer engagement solution, robust integrations – all supported by comprehensive analytics that drive insight into your critical revenue-related workflows. Thousands of enterprises use CORE’s solutions to accept, reconcile, and drive more insight into their revenue cycle. With CORE you can modernize connected payment and engagement experiences.Starting Price: $19.95/month -
18
Womply
Womply
Our mission is to help local businesses thrive in a digital world. Founded in 2011, Womply is a local commerce platform that provides apps, APIs, marketing, and financial tools to make local commerce happen for over 500,000 American businesses and their customers. All of Womply’s products and services are powered by the Womply Commerce Graph, a proprietary data asset that offers the most complete view of local commerce.Starting Price: $49/month -
19
AQ2 Remittance
AQ2 Technologies
Any company that accepts checks as a form of payment can benefit from AQ2 Remittance. AQ2 Remittance is scalable for businesses that process as few as 25 to 50 checks per day, up to hundreds or even thousands of checks daily. Using check capture technology, you can significantly reduce operations and labor costs. AQ2 Remittance allows users to electronically transmit check images and related information quickly, without relying on couriers or daily trips to the nearest branch. Furthermore, the high costs of manually listing check amounts on deposit slips, manual research processes, and hardcopy distribution all become things of the past. A full featured check capture and electronic deposit solution for businesses. Capture data for uploading into your accounts receivable system. -
20
Ardent Payment Solutions
Ardent Giving Solutions
Provide payment processing solutions for ministry and non-profit focused software companies. By integrating our ACH solution, donors will be empowered to set-up one time or recurrent transactions from their bank account without the hassle of writing a check. Donors can choose to give using their Credit or Debit card via your online, mobile app or text giving solution. For those ministries who prefer not to have members tithe using a credit card, we developed an award-winning Debit Card Only solution that will redirect donors to try again using their Debit Card. Our e-commerce solutions were developed to be a safe, reliable suite for any organization. Our solutions assist developers in designing giving and e-commerce solutions providing for a secure and seamless experience. With our card swipe solution, organizations can accept donations and payments from anywhere using their mobile device. -
21
PayConex
Bluefin
Bluefin’s PayConex™ gateway provides debit/credit card and ACH processing for retail, mobile, call center, Ecommerce and unattended payments in the U.S. and Canada. PayConex is backed by our suite of security solutions including PCI-validated point-to-point encryption (P2PE) for POS payments, iFrame, tokenization and hosted payment forms for Ecommerce, and ShieldConex® for securing online financial, PII and PHI data.Starting Price: $9.95/month -
22
BillingTree
BillingTree
Use the payment provider that helps you reduce expenses and generate more revenue. Whether you’re looking to accept multiple payment options for your healthcare practice or simply want to keep more of your account receivables, BillingTree can help you grow. Making a quality payment processing experience can help you grow and maintain your customer relationships. We also know that every industry has specific payment needs and requirements. That’s why you won’t find a one-size-fits-all approach with BillingTree. Our team members are dedicated to every industry we serve, giving you more control over your business and how payments are managed. From start to finish, our merchant services make the payment process fast, simple, and secure. BillingTree’s payment processing system isn’t just a list of products. We provide integrated solutions that help you keep more of your payments, get paid faster, and minimize complexity. -
23
NPSONE Smart Invoicing
Nationwide Payment Systems
NPSONE Smart Invoicing is a smart, fully branded payment and invoicing software that helps businesses get paid faster while simplifying their receivables process. Designed by Nationwide Payment Systems (NPS), it seamlessly integrates with QuickBooks Online, allowing teams to send invoices and accept ACH or credit card payments—without needing additional QuickBooks licenses. Businesses can create custom-branded invoices, payment links, and customer portals, all without writing a single line of code. With NPSONE Smart Invoicing, you can automate recurring billing, track payments in real time, and let customers pay 24/7 through secure hosted links. Its intuitive dashboard and reports make it easy to monitor outstanding balances, revenue trends, and client activity at a glance. Whether you’re in professional services, home repair, consulting, or B2B sales, NPSONE Smart Invoicing turns complex invoicing into a simple, branded experience.Starting Price: $50.00/month -
24
EFT/400
3X Software
3X Software was founded in 1984, and has offered a range of support and packaged solutions for all industry sectors. 3X has worked with nearly every type of industry over the years. We are IBM midrange systems specialists with particular expertise in Retail systems and Ecommerce. The 3X Software name came about when the system 34/36/38 systems were fondly known as the 3X systems. We are an ISV and have been an IBM partner in development for more years than we can remember. Over the years we have developed our own packages and undertaken bespoke development around most of the major ERP systems. We have worked closely with all the major banks throughout the development of our native Credit/Debit card processing application EFT/400 for over 20 years. We were the only provider to have written Chip and Pin software native to the platform and worked with a number of retailers implementing Chip and Pin in retailers with stores ranging from 50 to over 650 shops. -
25
Electronic Payment Services
Electronic Payment Services
Electronic Payment Services has become a leader in creating ACH and Credit Card Processing Solutions. Since 1998 we have helped nearly every type and every size of business with their payment processing needs. Today's customers require, speed, security, and reliability in their payment platforms and they want to accomplish this at the best rates possible. Whether you need a stand-alone solution or you are processing in all 50 state we can create a solution thats just right for your company. Our web-based solutions are highly customizable and expandable, enabling us to provide merchants with individually tailored solutions. That way, you can reach the full potential of your customer and touch more customers. Just ask us for what you are looking for and prepare to be pleasantly suprised. We offer one of the most popular solutions for payment processing in the country. Call our sales team today for a demo of the system that is currently helping Fortune 500 companies to one man shops.Starting Price: $24.95 per month -
26
iPayables InvoiceWorks
iPayables
iPayables is designed to service enterprise-level companies with high-level automation. Complexity in matching, workflow approval routing, and validation are our specialty. Deep functionality accommodates most every scenario, while customer “snippets” allow for customer-specific functionality without custom software development. Supplier portals are the highest level of automation: there’s no paper to process, waiting for mail, or drawn out dispute resolution. The iPayables supplier portal gives the control back to your AP department while increasing the efficiency and productivity, as well as your ability to receive discounts. As the AP manager of one of the world’s largest airlines said, “Utilizing InvoiceWorks, [our] Accounts Payable department has generated substantial revenue. The savings we have generated has by far offset the AP Automation costs.” -
27
Spendesk
Spendesk
Spendesk is the all-in-one company spending solution that delivers more control, visibility, and automation to today's finance teams. Combine spend approvals, virtual cards, physical cards, expense reimbursements, and invoice management into one source of truth. Establish a request and approval process to increase spend accountability without blocking employees. Enable faster purchasing by giving every employee access to the funds they need in a safe and secure manner. Save time and avoid late fees on every supplier invoice by streamlining your AP process from purchase order to bank transfer. Eliminate double entry and save hours with custom exports to your favorite accounting systems. Empower finance and budget keepers to make timely and informed spending decisions with real-time reports of what's actually been spent. Automate admin & integrate your accounting. Monitor & optimize budgets in real-time. -
28
Swipe Gateway
Swipe Gateway
Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers. -
29
PeP Online
Polskie ePłatności
What we do focus on is flexibility and convenience of the implementation process. Our offer includes a great variety of plug-ins and integrations for e-commerce platforms due to which the very process of payment implementation on your website will take only a while! Whilst being offered over 30 payment methods available in the majority of countries all over the world, you may perfectly well follow the needs of your clients and demands set on the market where your operate. The range of 160 currencies included in our offer constitutes an ocean of possibilities for your business. The payment itself is effected in the currency that is preferred by you or your client respectively, whereas the payments are credited on your account in the currency which proves most convenient to you! With no additional currency conversion tariffs and charges to be paid by the bank. -
30
ChargeKeep
OwnerKit
Selling your service or product online is easier with ChargeKeep. Accept one-time payments. Create subscriptions. Sell anything you like. You'll be up and running in 5 minutes. Whether you’re selling consulting or coaching services, collecting donations, or providing access to a service, just set your price and go. ChargeKeep works alongside your site, seamlessly allowing you to accept payments. Simplicity is why businesses rely on us. Integrate ChargeKeep into any site, WordPress, Wix, Weebly, or Squarespace. You add a simple link to your page. Once clicked, it opens a payment overlay (example) that looks like a natural extension of your site. Style it how you want to match your brand. Everything is secured with Stripe. Plus it’s all on just one screen. No hidden steps or multi-step checkout. Clients click your buy link and are shown a simple payment form.Starting Price: $15.00/month
