Best Open Banking Apps for Android

Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.

SBP Digital Banking Suite transforms financial institutions into extendable platform banks, with delightful customer experiences, ranging from seamless onboarding to all-encompassing daily banking enriched with open banking. Being mobile-first, It has an API-first architecture, with a robust foundation for employee experiences and partner management. It is core-agnostic, supports Zero Trust Security, ensures continuous compliance, and is cloud-native, AI/data-driven, and SaaS-ready.

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.

Leverage the power of Open Banking to track all your accounts in one place and budget in the 21st century. Emma analyses your transactions to give you the full list of recurring payments across your accounts. Emma automatically tracks and categorises your expenses across accounts. Get advanced insights into your spending behaviour. Investing is one of the best ways to grow your savings over the long term. Explore accessible investing with beautifully built investment tools. Move money across multiple banks, split a purchase or topup your investment account in seconds. Your friends forgot to pay their share of rent? Remind them in one tap.

The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.

Enapps ERP is a UK-based enterprise resource planning (ERP) solution for mid-sized businesses seeking a flexible, scalable platform. By unifying finance, CRM, inventory, supply chain, and more, it eliminates data silos and boosts cross-department collaboration. A modular design lets you enable only the features you need, reducing complexity and cost. Real-time reporting, advanced analytics, and customisable dashboards deliver comprehensive visibility, driving swift, data-driven decisions. Developed and supported entirely in-house, Enapps ERP offers rapid response times, frequent updates, and configurable workflows suited to your unique processes. Whether you’re optimising daily operations, streamlining production, or expanding into new markets, Enapps ERP adapts to evolving requirements, keeping you competitive. Transparent, module- and user-based pricing ensures no hidden fees, letting you scale on your own terms.

Expense Once is an online service with everything your business needs to streamline, automate and manage staff expenses. A dedicated consultant will manage the solution setup and configuration with you. We also offer further support with additional project management and implementation services as required. Unlimited support is included at no further cost and throughout the lifetime use of the product. We assign each premium and enterprise customer with a dedicated account manager. Our competitive pricing means you can use our software with less of a investment. There's no limit to the number of user records you can setup within the expense software. Only pay for active users who have uploaded receipts or submitted expenses. With our use of open banking, we can intergrate into your already used software such as Clearspend and Barcleycard, saving you time and effort when using our system to create your expense reports.

AI transforms bank feeds into accounting with 95% accuracy (#1 Ranked by Forbes AI benchmark). Automated and customizable by each client. 10 times more usage compare to traditional banking portal. 85% of customers logging in each month. Open banking through neobanks players like Google, Intuit, PayPal, Square and more coming, has created new threats on all your business banking revenue streams: from deposits, loans to payments. Growing your net banking revenue through real-time cross-sales and making the most out of your Small Business existing customers thanks to Smart Advices ™ powered by OneUp. OneUp platform is API based to ensure fast implementation and to offer the customization and the flexibility you need for your project. Display income, spending and overall profitability for the defined period of time, in a defined currency. Data is provided by OneUp AI that transforms bank feeds into accounting entries.

BANKTRON Open Banking provides a robust set of APIs and management tools to comply with PSD2 requirements and go beyond compliance demands. Our Open Banking solution focuses on PSD2 compliance needs and strictly follows the Regulatory Technical Standard, as well as regulatory requirements, specific for every market. We start with PSD2 compliance APIs first – Access to Accounts and Payment Initiation. We include commitment to comply with the regulatory requirements for the whole system lifetime, and to undertake whatever changes and enhancements necessary to keep compliant.

We offer the services and technologies needed and have extensive experience in designing, implementing and operating large-scale loyalty programs, including merchant-funded programs across the globe. We offer a modular approach on services and technology based on your business objectives and budgets. We have a partnership mindset and offer fully outsourced solutions where you may leave everything in our hands. We also have clients who benefit from our market-leading technology, our concepts or our know-how while operating their program with existing internal resources - The choice is yours, we adapt to you. Modular and scalable SaaS platform. Complete end-to-end solution for merchant-funded programs. No IT projects are needed – it can work as a standalone solution. Easy integration to your existing systems if needed. PCI DSS level 1 certified and GDPR “store on soil” compliant. Real-time integrated to Visa, American Express and Mastercard. Open banking certified.

Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products.

Coconut connects to your bank account to help you track income, claim expenses and work out how much tax you owe. With an overview of your finances at your fingertips it’s easy to work out how much you can afford to pay yourself or re-invest into your business each month. We’ll help you stay on top of your bookkeeping and estimate how much you need to set aside for tax, so you'll never get an unexpected bill at the end of the tax year. Create and send branded invoices on the go and manage your income straight from the app. Handy reminders will help you keep on top of late payers too. We’ll work out how much you have left after you’ve set your savings aside that you can take out of the business as your take home pay, or to reinvest to help your business grow. Keep an eye on how much you’re earning and how much you’re spending, with all the transactions that make up those numbers available in just one tap.

Spend less time managing your receivables. Enrol your clients and replace outdated manual processes with automated digital collection strategies and communications. Provide your clients with multiple digital payment options (ACH, Credit Card, Open Banking) making it easier to complete payments and reconcile your books. Receive regular automated reports and analytics to fit your business needs and stay on top of your cash position. Obtain proprietary customer ratings based on credit checks and engagement data to facilitate informed decision-making and optimize payment plans. Predict your future cash position based on current and historic payment data. Streamline your workflows and prioritize easily. Leverage customizable communication templates, strategies, and a white-labeled approach.

Multi skilled digital financal services platform to design open and closed loop payment systems. A versatile digital wallet that supports multiple currencies, prepaid cards, and open banking, ideal for businesses seeking e-money licenses or developing loyalty programs. As the central component of an end-to-end payment system, it facilitates partner and third-party services in addition to offering a range of wallet functionalities. EnWallet supports and is compliant with Open Banking, BaaS (Banking as a Service) and Payments System Directives.

Path Solutions is a Fintech solution provider of Digital & Social Banking, Mobility, Business Analytics, Risk Management, Compliance and AAOIFI-certified Core Banking software. Its multi-award winning Islamic core banking platform iMAL, developed in Java EE with an Open Architecture is highly reliable, cloud-ready, deployable on a fully scalable, multi-server n-tier architecture, and supports open banking through open APIs and web services. Path Solutions’ total commitment to open standards enables its clients to benefit from the latest technology advances ensuring business agility, continuity, data integrity and availability, and low downtime, delivering a significant and immediate ROI.

SingleView is a Saudi-based FinTech innovator delivering advanced Open Banking API services and tailored SaaS platforms for financial management. Serving corporates, SMEs, banks, and financial institutions, SingleView provides White Label solutions, ERP integration, and scalable API services to simplify financial workflows, drive operational efficiency, and enhance user experiences.

Qlower is the smart assistant for landlords. It simplifies property management by leveraging open banking and machine learning technologies. Also, it automates property management without any manual entry and saves you time and money. Tracking payments, identifying savings, and preparing tax declaration, just follow suggested journeys and optimize the management of your real estate portfolio. Qlower simplifies your life as a real estate investor * Automatic and free receipts & reminders * Automatic accounting in real time thanks to the bank connection * Tax declaration of your rental income * Identification of possible savings and heritage advice You rent one or more empty properties , furnished, short or long term, car parks, buildings, SCI? Qlower automates all administrative and accounting tasks up to optimized tax reporting. From the bank data or the operations entered, Qlower understands each expense and feeds your accounting as it goes.