Best Loan Origination Software in the USA

Mortgage Automator is the most advanced end-to-end loan origination and servicing software tailored for North American private lenders. Our versatile platform excels in managing residential, commercial, and construction loans, streamlining processes such as document generation, compliance reports, ACH/PAD payments, monthly statements & so much more. With our comprehensive loan origination suite, lenders can receive leads and loan requests via a Borrower Portal, build a robust sales pipeline, easily manage tasks and communications, and more efficiently manage their lending operations. Our platform also includes robust loan servicing features, investor relations tools, and comprehensive accounting and reporting capabilities, all backed by top-tier training and customer support. Intuitive automation capabilities and seamless integrations allow you to enhance workflows, saving you invaluable time and allowing your team to focus on growth.

LoanPro is a core lending software that specializes in the servicing of loans. It powers financial innovation by giving users the tech they need to bring their lending innovations to life. Built on its own API, LoanPro unites with its user's existing software, while encouraging the use of powerful integrations and unifying all aspects of the loan lifecycle in a single source of truth. With real-time database access, process automation, and the ability to create and service multiple lending products in a single platform, LoanPro gives innovators the power to do what they do best.

Stop chasing your clients for documents. Easily request files, documents, forms & digital signatures from your clients – set a due date and save hours as your requests are returned to you effortlessly. Why do our customers choose FileInvite? 1. A noticeable decrease in document return times. FileInvite customers have experienced an average 34% decrease in document turnaround when adopting our document collection system. 2. The drastically simplified client experience. FileInvite reduces the steps your clients need to take by up to 5 times, compared to requesting information by email. 3. A customer support team that prioritizes your success. FileInvite's customer support team has been rated 5 stars across 100+ reviews in Capterra. Delight your clients with the FileInvite experience. Send your first Invite in just five minutes when you sign up for a free account.

Designed for banks, captives, and specialized lenders worldwide, the Sopra Financing Platform is built on 50 years of industry experience - it streamlines the operations of lenders and dealers, enabling data-based business processes and compliant digital lending. Low set-up fees and highly affordable fixed costs mean a low Total Cost of Ownership across the whole platform. All parts of the platform can be integrated with existing systems through open APIs.

AI software yields automated underwriting and loan matching at a 95% proven funding rate. The problem in the industry is a low 55% average at funding loans due to the fragmented lending process. HWML solved this problem by giving brokers, banks and consumers access to the platform syndicated with 300+ lenders in Commercial Real Estate, Residential Real Estate, Business, and Personal loans. HWML’s platform has funded over $600M+, loans sized from $100k-$50M! Consistently in America, banks are readjusting their inward loan portfolios. When they have excessively numerous private loans, they change to business loans, when they have an excessive number of business loans, they change to commercial loans, a never ending cycle. Customers never know which bank is the right one for the loan on any given day and that’s when HWML steps in.

CreditOnline is an end-to-end integrated loan business management software helping organizations connect and integrate all relevant parties in a state-of-art lending ecosystem. Our solutions were designed by working closely with software developers and lending business professionals boasting more than 10 years of experience in the world of fintech. Therefore, it is an ideal fit for financial institutions, alternative lenders and retailers among others. Moreover, our future-proof lending technology and trusted partnerships render it simple, fast and cost-effective to expand the portfolio of your services and number of your clients, allowing your business to scale up or reinvigorate itself effectively at any stage of the business life-cycle. CreditOnline is best suited to enhance such business activities as Loan Origination, Leasing, Refinancing, Factoring, Line of Credit, P2P Lending, Crowdfunding and Marketplace.

ABLE Platform is a multimodule web software that covers the entire loan origination and loan management processes. The following modules are included: - Landing page - to attract new borrowers. - Borrower portal - to serve actual borrowers. - Self-service portal - to manage the whole enterprise activity. - Back-office - the core of the platform to manage incoming loan applications, service disbursed loans, configure the loan product catalog, built-in dashboards and more. The platform automates the lending process throughout all the stages: - Initiation of omnichannel application - Consolidation and restructuring of debts - Negotiation with customers - Application decision-making - Personalized offers - Automation of the loan disbursement ABLE Platform serves any type of loan: - Payday Loan - Personal Loan - Point of Sale Loan (POS) - Buy Now, Pay Later (BNPL) - Mortgage Loan - Home Equity Loan - Auto Loan (Car finance) - Student Loan, etc

Kinective’s OmniConnect platform allows financial executives to truly connect to banking’s future by bridging the gap between legacy systems and modern digital services through turnkey, fintech integrations across multiple use cases including loan origination, account origination, payments, mobile applications, CRMs, and more. With over 80+ Fintech's integrated to 40+ Cores, our connectivity solutions provide true choice to transform at a chosen pace without extensive internal development resources, while being able to choose a best-of-breed versus best-of-suite transformation strategy. Even further, our connections aren’t limited to a specific subset, as our intent is to provide true choice and access with the most comprehensive connective ecosystem of use cases, channels, and cores.

LoansNeo is a lending management software developed for Banks and NBFCs. It comes with custom workflows, visual analytics, and AI-based recommendation features and can simplify loan origination, journey management, scheduling, payment tracking, and other lending activities.

We are Crowdsofts your reliable partner in providing end-to-end intelligent automation of the entire crowdlending and/or crowdfunding process. With Crowdsofts, you will be able to start your crowdfunding business in no time. Start your crowdlending business without huge investment into creating expensive peer to peer lending technology. Choose Crowdsofts – a white label crowdlending platform that can be customized to your business needs. Invest into sales and marketing, and trust your advanced crowdlending portal to deliver. We are Crowdsofts – your reliable partner in providing end-to-end intelligent automation of the entire crowdlending process. We achieve this with our software, which you can access as simply as setting up a subscription. With Crowdsofts, you will be able to start your crowdfunding business in no time. We made our advanced crowdfunding portal to be highly scalable and robust.

Surefire by Top of Mind Networks is recognized as the mortgage industry's most relied upon marketing automation and creative content solution. From individuals to enterprise lenders, Surefire CRM helps thousands of mortgage professionals win new business, earn repeat business and deserve referral business. With intuitive, set-it-and-forget-it workflows and award-winning content, mortgage professionals are able to effortlessly maintain and deepen their emotional connections with clients. Services Available: - Email and SMS Marketing Automation - Lead Distribution and Management - Customizable Video Marketing - Curated Library of Award-Winning Marketing Content - Integrations with LOS, POS, PPE Software Systems

Instant Bank Verification provides real-time, user-permissioned financial data aggregation and verification designed for lenders. What you can do with IBV? Verify users’ identities and reduce fraud. Verify real-time account balances. Understand income and verify employment. Access detailed transaction history. Verify borrowers’ assets straight from the source. Add flexible pricing - where you only pay for services when you use them - and IBV stands apart as a right-sized solution for your loan originations. Ideal for retail loan origination, short term lending, auto financing, property rental, and more. IBV is powered by an easy to integrate web portal that can be added directly to your existing website or a fully documented API. To better understand how IBV works, check out the demo on our website.

Say “hello” to a faster, more efficient loan process. The industry’s leading LOS for mortgage brokers, Point covers the complete origination process from initial application to closing. Know what you’re going to pay with no hidden fees or contract required. Ensure consistency with templates to standardize borrower files, loan programs, closing costs, and more. Capture, create, and save pre-application data for prequalifying prospective borrowers. Strengthen your relationships with borrowers via marketing tools such as open house flyers, loan comparisons, and pre-approval letters. More than 200 vendor partners are integrated into Point, providing credit reporting, appraisal, and asset verification services, product pricing and eligibility, closing documents, compliance services, and more. Click a button and a connection is automatically made for you, so you can quickly exchange data with hundreds of service providers.

Digital CFO is an automated accounting, financial management & reporting software ERP, that is agnostic to sector and size of business. IDOS enables real-time and accurate transaction processing and ensures that the data processed is available in real-time for every upstream reporting & analytics activity. IDOS is used by businesses of all sizes including micro and small businesses as well as large multi national organisations with multiple branches and business segments. IDOS even powers the accounting & CFO services of two of the Big 4 Global Accounting & Audit firms, which use IDOS to provide accounting, financial management & reporting services to their end customers. One of the unique capability of IDOS is its ability to help the business to engage with the eco-system in which it functions. IDOS has in-built digital portal which can be accessed by customers, vendors, bankers of the business to transact and engage with the business in realtime. Contact us to know more.

Fully customizable loan management software for traditional and alternative lenders, like banks or fintech companies. The HES platform covers all stages of the loan lifecycle: - loan origination, - loan underwriting - collateral - loan servicing. HES offers a comprehensive portfolio of loan software for consumer and commercial lending, P2P/POS, microfinance, brokerage and leasing. We provide: — 20+ prebuilt customized modules within the HES Core™ — Short time-to-market: under 4 months — Predictable costs: no pay-as-you-grow pricing Transform your legacy financial software or start a new line of business - in several months, not years.

TurnKey Lender is a one-stop lending infrastructure used by creditors in 50+ countries to automate all elements of their operations. The platform enables lenders to profitably grow their business while cutting operational costs and risks. It's a powerful AI-driven SaaS that automates over 90% of all lending processes and gives both B2C and B2B lenders a competitive edge. TurnKey Lender Platform has several pre-configured solutions packages including Commercial, Consumer, Pay Later, Auto, Mortgage, Leasing, Factoring. Built in constant collaboration with lenders worldwide, TurnKey Lender is the ultimate solution that answers real-life digital lending challenges in a sophisticated manner.

Accelerate loan origination, Effectively underwrite & Collect on-time. Finflux serves a wide berth of financial institutions ranging from very traditional joint liability model (JLG) to Non-banking Financial Companies (NBFC) to Universal Banks and Neo entrants. Each of them are unique in their own right but unified by one underlying lending technology. We have undertaken a multitude of measures to mitigate the pandemic ramifications. Be it, our own staff welfare, remote working for us and clients, business continuity, support across the globe through enhanced communication channels, and support for regulatory / apex body guidelines on opting-in, moratoria regimes. Finflux serves a wide berth of financial institutions ranging from very traditional joint liability model (JLG) to Non-banking Financial Companies (NBFC) to Universal Banks and Neo entrants. Each of them are unique in their own right but unified by one underlying lending technology.

PreApp 1003 continues to make life easier with the new Broker Plus System: the most comprehensive, cloud-based, mobile-friendly mortgage platform in the industry. This is a network of contract processing companies that have partnered with Broker Plus to provide contract processing services. If you are a Contract Processor that would like to join the network, click below!

Originate from anywhere with ease. Streamline your pipeline, issue instant pre-approvals, doc storage, run 1-click AUS, send disclosures & more. Provide your clients with a branded, mobile-friendly & secure client portal to collect loan applications and supporting documents based on rules. Accurately quote your borrowers with exact rate, generate fee worksheets with real fees, run instant TCAs, set up rate alerts, manage margins & more. Access industry-first lender marketplace for not only accurate pricing but digitally submit loans to lenders & get status updates back. Engage with a thriving community, share best practices, ideas, feature requests and help participate in shaping the platform. ARIVE was conceived as a product to combine common software solutions for brokers. The average broker shares a similar workflow, yet uses 5+ different programs to process a loan.

Decisions Platform is a no-code business automation solution that focuses on data handling, process automation, and business rule execution. Complete with a rule engine, workflow engine, form designer, report and/or dashboard builder, open API and SDK, the Decisions Platform offers a comprehensive business process management solution for large enterprises and software company partners. Built and tested using visual, drag and drop no-code design technologies, Decisions helps organizations manage and automate a number of business processes in a seamless and efficient way.

Loan Origination and Loan Servicing all-in-one software platform. Loan accounting, loan billing and invoicing. Payment processing and check/ACH out to investors and/or participants (participation). Support for Mortgage Pool/Fund Management as well. Increase lending and loan servicing efficiencies with LOAN SERVICING SOFT. Flexible, scalable, and easy to use! LOAN SERVICING SOFT is designed for all lending models, from private money or hard money to conventional residential real estate and commercial real estate. Automated billing, workflow and task management.

FINSYNC’s mission is to help small to midsize businesses grow and succeed with innovative software and unmatched service. Our payments platform helps businesses centralize control of payments, and our complete solution for payments, invoicing, bill pay, payroll, accounting, financing, cash flow management and services helps businesses grow in new and empowering ways. We deliver unmatched service through a virtual community of specialists who share our commitment to helping entrepreneurs succeed. Get matched with a financial professional that’s best positioned to help you grow for unrivaled support with bookkeeping, accounting, human capital management, financial analysis and corporate strategy. Businesses that use FINSYNC benefit from improved operational efficiency, lower operating costs, better analytics, better service and quicker access to lower-cost capital delivered through the FINSYNC Lending Network.

The Mortgage Cadence Platform (MCP) is a cutting-edge mortgage loan origination system (LOS) designed to redefine your digital mortgage strategy. Built on advanced technology with a modern, user-friendly interface, MCP offers unparalleled flexibility and openness. Whether you prefer a complete, out-of-the-box solution or extensive customization, MCP adapts to your needs. Its robust set of APIs integrates seamlessly with niche technologies, ensuring smooth collaboration with partners and third-party systems. Enjoy automated workflows, intuitive design tools, and responsive HTML5 technology for a consistent user experience across devices. MCP's ACE (Advanced Cognitive Engine) provides intelligent automation, high-quality analytics, and real-time insights, streamlining operations from origination to closing. Backed by Mortgage Cadence's industry expertise, MCP sets a new standard in mortgage lending, enhancing efficiency, compliance, and customer satisfaction.

When it comes to managing safe, fast and profitable construction loans, experience matters. Land Gorilla is the only construction finance software provider that uses our own technology every day to manage construction loans. We innovate dramatically faster than ordinary software developers, providing our customers first access to industry-leading technology advancements. Be the first with game-changing product experiences to delight your customers and drive down the cost of managing construction loans.

LendingPad includes an effective CRM, paperless loan files, document management, pricing/eligibility engine, warehouse management and institutional investor deliveries. Simplified, intuitive screens to review critical loan information quickly and efficiently. Multi-user processing and real-time notifications to simultaneously update files. Paperless loan files with integrated document management. Connectivity options to a multitude of vendors and lenders to eliminate system redundancies. Secondary, funding and post closing functions with an unlimited number of users. Capability to perform banking functions and warehousing activities, Administration of third-party channels, and complete secondary tasks with institutional investors. Unparalleled enterprise API for synchronous and flexible data exchange. Single sign-on access to act as an extension of any client's existing back-office team.

Dramatically faster calculations improve turn times. Clear analysis reports eliminate time wasted debating income. Get all your underwriters using the same calculations. Ensure all income guidelines are followed. Comprehensive training and testing of underwriters for building up and quantifying knowledge. Don’t guess what your underwriters know, measure it. Blueprint is software to power your underwriting and processing teams. Unburden your team from remembering guidelines for multiple agencies. Never make a math error again. Much like personal tax software, Blueprint guides users through entering borrower income from tax returns, bank statements, and other documentation. Blueprint crunches all the numbers and gives you a clean report you can upload into your document system or LOS.

Collect is an easy to use secure portal solution to collect and manage client documents. From Fortune 500 to small agencies and professional service providers. Collect is highly customizable and offers advanced branding and white-labeling features to match a variety of use-cases. Collect enables teams to become more productive in the document collection process thanks to advanced features such as automatic reminders, assignments, validation workflows,... It also integrates perfectly with their existing tools. // Be more productive Every feature in Collect is built to help you become more productive. // Offer a good impression Collect helps you move your brand forward. Your client portal and communications are displaying your logo and your colors. You can even get a full white label client portal. // Keep your workflow secure Collect takes security very seriously and meets world-class security standards. Collect has data centers in the US and EU.

Neofin is a Shopify for lending business. It is a low-code SaaS for lending automation that allows launching any lending business in as fast as 15 minutes, establishing the credit products in 1 hour, and issuing credits and earning the same day. It covers all the stages of the borrower's journey, including loan origination, servicing, loan management system, decisioning, underwriting, collection, and even out-of-box front-end components. Our modules include: POS front-end/ BNPL widget Loan Management system Borrower area site builder Debt collection Digital onboarding and KYC CRM/marketing Decision engine/credit scoring

Vision Commerce offers 100% web-based lease and loan origination solutions for financial lending institutions. Vision automates critical business processes through features such as CRM, data collection, credit analysis, flexible pricing engines, task management, custom reporting, and so much more. To best accommodate unique business models and budgets, Vision is offered through several methods: as a SaaS solution, through a dedicated hosted method, or through a custom installation. Substantial return on investment (due to greater application turnover) Significant reduction in origination expense. Increase in workforce productivity. Offerings scale to meet customers’ business needs. Custom development platform. Rapid deployment of custom features. Access from your phone or tablet. Mobile-friendly user interface. Vendor, broker and lender portals. Simplified document workflow with our eSign module.

Validis are transforming how global banks, lenders and accounting firms get data from their commercial clients. Validis connects to every major cloud and on-premise accounting software package of your customer. We then extract, standardise and deliver you their accounting data in real-time. Everything from debtors, creditors, P&L, balance sheet and more, all made available to you through a simple, clear interface or a single, intelligent API. The Validis platform maps the data from the accounting software into a standardised chart of accounts; meaning that every customer’s data will be in a consistent format for underwriters, relationship managers, analysts & decision makers. We build all the key, insightful financial reports, and ratios for you and ensure they are consistently formatted, dramatically improving your speed of review and credit decisioning.