Best Digital Wallets for iPhone
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Compare the Top Digital Wallets for iPhone as of November 2025
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What are Digital Wallets for iPhone?
Digital wallets are apps that enable users to store and use credit cards, debit cards, passes, tickets, ID cards, gift cards, reservations, boarding passes, coupons, membership cards, and more. Digital wallets are more secure and convenient than traditional physical wallets, and can be used to make payments, transfer money, and display other cards right from the user's smartphone. Compare and read user reviews of the best Digital Wallets for iPhone currently available using the table below. This list is updated regularly.
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1
Apple Pay
Apple
Apple Pay is easy and works with the Apple devices you use every day. You can make contactless, secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is a safer way to pay, and even simpler than using your physical card. Using Apple Pay with your iPhone or Apple Watch is quick and secure. It’s a safer way to pay that helps you avoid touching buttons or exchanging cash. Use Apple Pay on the App Store to buy apps and games, or within apps to pay for a ride, a pizza delivery, or a new pair of sneakers — with just a touch or a glance. You can also use Apple Pay for a subscription to Apple Music, Apple News+, and Apple Arcade. Or for upgraded iCloud storage and other Apple services. When you’re making purchases on the web in Safari on your iPhone, iPad, or Mac, you can use Apple Pay without having to create an account or fill out lengthy forms. -
2
Venmo
PayPal
Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.Starting Price: Free -
3
NETELLER
NETELLER
Pay online, send money or buy and sell cryptocurrencies, all while earning loyalty points you can exchange for rewards. Level up, drop fees, unlock rewards, and pay online with confidence. You can trust NETELLER for fast and secure online payments. Paying with NETELLER is always instant, secure and free. Enjoy a new look, fresh features and an upgraded mobile app, so you can send and spend with ease. The NETELLER multicurrency account lets you keep track of your balance wherever you are, in whatever currency you're using. Whether you’re splitting a bill or sending a gift, just upload your contacts and you can send and receive money with ease. Enter the exciting world of crypto trading with NETELLER’s built-in platform. Trade on the go with the app, or set up automatic or recurring orders, so you never miss an opportunity. Whether you’re making financial connections with friends, family, businesses or sites you love, just using NETELLER lets you earn points you can exchange for rewards. -
4
WeChat
Tencent
Whether you want to send messages or share photos and videos, you can chat freely through WeChat. Wherever you go, you can immediately get in touch with the people you care about using WeChat. Search and add friends directly via WeChat ID or mobile number. Start chatting once your friend request has been accepted. On Moments, you can share your life's favorite experiences using photos or videos with your friends, and also see your friends' Moments at any time. Let's share on Moments! Get face-to-face with your friends and family instantly via WeChat. WeChat allows you make free video and voice calls no matter where you are with one friend or a group of friends. If you're unable to express your feelings in words, then send a sticker to make your chats more fun. Designed by talented artists around the globe, WeChat's Sticker Gallery offers users free downloads and sending of countless fun stickers. Come and select your favorite stickers to chat with your friends!Starting Price: Free -
5
P100
P100
Blending together traditional financial services, such as personal IBAN and debit cards, together with cryptocurrency hot and Self-Custodial wallets. Enjoy the flexibility of managing all your digital money in one convenient app. Take advantage of the P100 hot wallet to engage in activities like buying, selling, and swapping cryptocurrencies. Once the transactions are completed, promptly move your digital assets to a Self-Custodial wallet, ensuring a high level of security and a safety. Take control and ensure your protection. Earn P100 points with every transaction, and watch as your level grows. Each level dictates the percentage of your cashback and the rebate on crypto fees. By making debit card transactions, you will accumulate points that can be redeemed as cashback. These points can be utilised to claim rebates of up to 50% on all your crypto transactions. The rebates will be deposited into your Euro account.Starting Price: Free -
6
Apple Wallet
Apple
The Wallet app lives right on your iPhone. It’s where you securely keep your credit and debit cards, driver’s license or state ID, transit cards, event tickets, keys, and more — all in one place. And it all works with iPhone or Apple Watch, so you can take less with you but always bring more. Wallet takes full advantage of the privacy and security built into iPhone, which is designed to protect your identity and keep what’s yours yours. When you make a purchase, Apple Pay uses a unique transaction code, so your card number is never shared with a merchant or put on Apple servers. And there’s no need to carry physical cards or touch buttons in stores. So it’s safe to say you’ll feel safer.Starting Price: Free -
7
M-PESA
Vodafone
M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.Starting Price: Free -
8
Cash App
Block, Inc.
The Cash App lets you easily send or receive payments to anyone via a simple mobile application. The Cash App also lets you buy Bitcoin, and the Cash App works without a bank account. Send and receive money anytime, anywhere. It’s fast and free, and a $cashtag is all you need to get started. With a Cash App account, you can receive paychecks up to 2 days early. Get 3 free ATM withdrawals per month when you have at least $300 coming in each month. Whether you’re just getting started or already a pro, Cash App makes it easy to invest in stocks and bitcoin. Cash App uses advanced security features to protect millions of people and payments each year. From verification locks to data encryption, we take steps to make sure your money and information are safe. -
9
Stocard
Stocard
Add all your loyalty cards, collect rewards, get personalized offers and pay with your phone! Turn your phone into your wallet and redefine your everyday shopping experience. From the biggest supermarket to your local flower shop - you can add the card to Stocard. Organizing your cards has never been this easy. Enjoy a curated selection of exclusive offers to get you inspired for your next shopping trip. Redeem personalized coupons automatically with your purchase. With our Card Assistant you never forget to use your card. It will show right on your lock screen when you are in a store. -
10
Zelle
Early Warning Services
Zelle® is a fast, safe, easy and contact-free way to send and receive money with friends, family and others you trust. You can receive money directly into your bank account in minutes. Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle app. Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone1 you know and trust with a bank account in the U.S. Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly. You can send money with Zelle for all kinds of things. And, did we mention it’s fast? Like money-straight-into-your-bank-account-in-minutes fast. Watch to learn more and how you can Pay it Safe when using Zelle. Whether you’re settling up IOUs or splitting the cost of takeout, you can send money to someone you trust in minutes directly to their bank account with Zelle. -
11
Uphold
Uphold Inc.
Uphold is a digital wallet and trading platform that makes cryptocurrencies and other assets affordable and accessible for everyone. We provide borderless access to financial services you can’t get through your bank. Covering 28 cryptos, 27 national currencies, six stablecoins and four precious metals, we allow both consumers and businesses to easily transact between digital and traditional currencies, with full integration between old and new money systems. -
12
WeChat Pay
Tencent
WeChat Pay has become a part of daily life. With WeChat Pay enabled on mobile phone, users can make transaction payments at anytime and anywhere. Wallet is not required any more. In China, WeChat Pay is supported almost everywhere, such as in ordering taxi, supermarkets, and hospitals. Make connections with Chinese shoppers WeChat Pay connects overseas vendors directly to Chinese consumers for more business opportunities. When Chinese costumers buy goods in foreign country, they can follow vendors' Official Account to pay their transactions.Starting Price: Free -
13
TrueMoney
TrueMoney
TrueMoney is Thailand’s leading financial application for all mobile network users (AIS, Dtac, TrueMove H). Our all-in-one app lets you securely make cashless and cardless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more. Enrich your daily life, and enjoy exclusive promotions and discounts across a wide variety of merchants and services. Simplify your finances for more possibilities with a high-yield saving account with cashback after spending, buy now pay later, insurance, and investment in various assets. We also empower businesses of all sizes and help SME entrepreneurs to grow their businesses. Pay with confidence knowing that your information is fully encrypted, secured, and protected. Pay with your wallet balance, link a credit/debit card shop at offline stores, or pay bills. Pay online with confidence as you can control payment within the amount that you top-up.Starting Price: Free -
14
Touch 'n Go
Touch 'n Go
Touch ‘n Go app allows you to take all your retail needs online. Order food delivery, buy tickets to your next getaway or weekend activity, upgrade your app collection, or even shop on one of the biggest ecommerce platforms in Malaysia all through the app. Your online shopping experience has just gotten better with a simple and secure purchase process. There is no longer a need to leave your home and face crowds when it all can be done through your phone. Have access to some of Malaysia’s most sought-after brands and stores when you shop through the Touch ‘n Go app. You can now enjoy the convenience of transferring funds from participating banks directly to the account of loved ones simply by entering their mobile phone number or account number. Plan your next activity with the Touch ‘n Go app. With just the recipient’s mobile phone number, you can make an instant fund transfer to your family & friends.Starting Price: $44.93 per month -
15
One
One Finance, Inc.
One is a financial technology company, not a bank. One offers a range of features, including debit rewards, early pay, high-yield savings, and no monthly fees. Customers can earn 3% cash back in-store and online at Walmart, up to $50 a year, with eligible deposits. The platform has helped over 500,000 people take control of their credit by providing free weekly credit score insights and a credit builder program with zero fees or interest. One's mobile app is available for download on the App Store and Google Play Store, allowing users to manage their accounts conveniently. The company has partnered with Coastal Community Bank to provide banking services, ensuring that approved deposit accounts are FDIC insured up to $250,000 per depositor through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met.Starting Price: Free -
16
Beem
Beem
Beem is a free mobile payment app designed to simplify financial interactions for Australians. It enables users to pay and receive payments effortlessly, securely, and instantly, provided both parties are registered Beem users. Beyond basic transactions, Beem allows users to store loyalty cards, transfer money between accounts, and make purchases within the app. The platform also offers features like group expense tracking, enabling users to create groups of up to 30 members to manage shared expenses efficiently. Additionally, Beem Rewards provides cashback offers when shopping with linked cards at participating retailers, enhancing the value of everyday spending. Beem is backed by Australian Payments Plus (AP+), ensuring robust security measures, including encryption, transaction authentication, and real-time fraud monitoring, to protect user data and funds.Starting Price: Free -
17
Best Wallet
Best Web3
Best Wallet is a non-custodial cryptocurrency wallet that emphasizes security and user privacy by eliminating the need for verification, ID, or KYC procedures. It supports over 60 blockchain networks, allowing users to buy, store, deposit, send, swap, and sell a wide range of cryptocurrencies, including Bitcoin, Ethereum, and Solana. The wallet integrates features such as an address book for easy transactions, decentralized account recovery, and advanced anti-fraud mechanisms to enhance user experience and security. Additionally, Best Wallet offers multi-wallet functionality, enabling users to manage multiple crypto wallets within a single app, and provides access to services like staking, spending via the Best Card with up to 8% cashback, and participation in token launchpads. Holding the platform's native $BEST token grants users reduced transaction fees and other benefits across the ecosystem.Starting Price: Free -
18
VNPAY
VNPAY
VNPAY is a leading payment technology platform in Vietnam, offering a wide range of digital payment solutions for both businesses and consumers. It enables secure and convenient transactions through various channels, including mobile payments, QR codes, and online banking. VNPAY's services cater to a diverse range of industries, such as retail, ecommerce, hospitality, and more. It allows users to make payments for goods and services, pay bills, and transfer money easily via smartphones or other devices. VNPAY also provides businesses with tools to accept payments, integrate with their systems, and offer promotional features, improving customer engagement. With an emphasis on security, VNPAY incorporates encryption and authentication technologies to ensure the safety of financial transactions. Additionally, it supports a wide range of payment methods, including credit and debit cards, bank accounts, and mobile wallets, making it accessible to a broad audience.Starting Price: Free -
19
Masterpass
Masterpass
MasterPass™ by MasterCard® is an easy way to checkout online. It stores all of your payment and shipping information in one convenient and secure place. With MasterPass, you simply shop, click and check out. Masterpass is a digital payment service that allows you to check out faster by storing all of your payment and shipping information in one secure location. Masterpass by Mastercard is a digital wallet service that makes online shopping easy, secure, and convenient. Masterpass stores all your payment and shipping information in one central, secure location. With Masterpass, you can shop, click, and checkout fast online. Your account security is our top priority. Masterpass is powered by Mastercard, which has a long-standing reputation of trust and security. Our secure servers and technology are designed to protect your information. -
20
Zulu
Zulu
Zulu allows you to buy digital dollars very easily and quickly. You can also send, receive and withdraw money quickly. From your local currency to Dollars in an instant, save, request and send money easily and safely. Take control of your financial life, secure transactions, and real-time updates, the future is zulu. It allows anyone to save in Dollars and protect their money from devaluation.Starting Price: Free -
21
Littio
Littio
Open your Littio account and join thousands of people who are already saving their capital in digital dollars. Protect yourself from devaluation in the best way. Receive up to 8% annual cash on your capital in digital dollars and withdraw it whenever you want. No handling fees, no recharge commissions. Your Littio account gives you up to 30 times more than a savings account in pesos, 10 times better than a CDT and it is also in digital dollars. With us, your assets are always the priority, which is why our rate is always below the TRM. Use your Mastercard anywhere in the world - with no hidden costs. Using state-of-the-art technology, digital dollars (USDC) allow savings, payments, transfers and investments backed by US dollars. Read all about the USDC digital dollar issued and backed by Circle and how it is changing finance in the world.Starting Price: Free -
22
Nuggets
Nuggets
Whether you’re a bank, subscription service, telco or logistics company, Nuggets self-sovereign decentralized identity helps you deliver on your regulatory expectations while building competitive advantage. While your consumers enjoy more convenience, confidence and choice. With Nuggets, consumers get back control of their data and you become a champion of trust. Nuggets ties every transaction to a verified self-sovereign decentralized identity. This means the customer is verified as legitimate before they even connect to the service. This is a gold standard in digital identity, through private, secure proof of transactions. Nuggets ties every payment to a verified digital identity, preventing fraudsters from compromising identities online. Payment providers and merchants save money from reduced fraud, as well as delivering all the payment options customers want.Starting Price: Free -
23
CashBook UPI Wallet
CashBook
CashBook UPI Wallet is a smart and secure solution for businesses to digitize employee expense management. Instead of handling cash or reimbursements, companies can issue prepaid UPI wallets to staff. Wallets are activated instantly via digital KYC, ensuring compliance and easy onboarding. Employees receive company funds directly in their wallets and spend seamlessly through any UPI method — QR code, UPI ID, or collect request — while attaching proofs like bills and receipts. For finance teams, CashBook provides full visibility and control with real-time tracking, categories, proofs, and spend location. Companies can set spending limits, define rules, and add custom fields for analysis. Integration with Tally and Zoho Books ensures accurate reconciliation without manual entry. Backed by NPCI-certified security and RBI compliance, CashBook helps businesses save time, cut leakages, and gain complete control over staff expenses with robust real-time analytics.Starting Price: ₹99/wallet -
24
Alipay
Alibaba Group
Experience fast, easy and safe online payments. Alipay is the world's number one mobile payment service organization and the second largest payment service organization in the world. Alipay is owned by Alibaba Group. -
25
Folio
Folio
Leave the identity cards, membership and bank cards at home. Your free Folio digital wallet securely digitizes all your plastic in seconds, accessible only by you, anywhere you take your phone. You might have done this before, but this time it creates a biometric key to access your digital wallet and unlock services. Folio matches your selfie to your photo ID, verifies it’s yours, and digitizes your plastic. It then encrypts everything into a secure, private vault on your smartphone. A quick biometric check and retrieve all of your data, all of your cards and documents. Wherever you are, whatever you are doing. Share with people and organizations you trust and get access to services and content you love. Unless you explicitly consent, no other party can see your data other than you. Not Folio, Not your bank, Not Facebook. Folio can't see inside your wallet. Nobody can, except you. Your data is safely stored in an encrypted vault on your phone. -
26
Kakao Pay
Kakao
Digital wallet application that helps users manage finances, track cash flows, process transactions and more. Kakao Pay is a 'living finance platform' that creates beneficial financial services for everyone. We want to break free from the hassle of existing finance institutions and create a beneficial solution that makes everything easier. Kakao Pay is expanding the range of services from payment and remittance to finance, such as loans, insurance, and investment. The Kakao Pay Financial Security Center is responsible for user security 24 hours a day. You can use it with confidence! We are creating a new finance solution based on technology for daily life, so that everyone can spend, collect, and take care of themselves. You can easily manage and keep track of your money and settle your account without worrying about anything else. -
27
EnWallet
Enqura
Multi skilled digital financal services platform to design open and closed loop payment systems. A versatile digital wallet that supports multiple currencies, prepaid cards, and open banking, ideal for businesses seeking e-money licenses or developing loyalty programs. As the central component of an end-to-end payment system, it facilitates partner and third-party services in addition to offering a range of wallet functionalities. EnWallet supports and is compliant with Open Banking, BaaS (Banking as a Service) and Payments System Directives. -
28
MC Pay
Mediacube
Mediacube's MC Pay is a specialized financial management app for YouTube creators and content distributors, designed to simplify income tracking, withdrawals, and monetization. With features like Express Payouts, creators can access their YouTube revenue daily, bypassing the typical AdSense payment cycle. The platform offers over 80 currencies, various withdrawal methods (including crypto), and advance payments for up to several months. Additional services include 24/7 support, technical assistance for channel issues, and tools to boost channel growth and subscriber count. MC Pay also integrates with other platforms, enabling creators to monetize their Facebook content and access useful tools like VidIQ PRO and Epidemic Sound. -
29
AlPay
Octal IT Solution
To beat the complexities of digital payment and make banking services easy, AlPay is an amazing solution. Users can experience the convenience, reliability, and efficiency that AlPay brings to their daily payments. For an easy, secured, and trusted payment journey users choose AlPay! -
30
LiquidPay
LiquidPay
LiquidPay is an innovative digital wallet solution designed to empower consumer apps with a fully integrated e-wallet experience. Easily integrate our embedded widgets to enable your users to perform seamless interoperable QR payments both locally and overseas, along with real-time cross-border money transfers. Users can easily top up their Liquid Accounts via PayNow-linked bank accounts or Virtual Payment Addresses (VPAs), providing a flexible and convenient funding source. Our API integration allows for peer-to-peer (P2P) real-time transfers overseas via PayNow, making international money transfers quick, affordable, and hassle-free. Through integration with LiquidNet, users can execute QR payments effortlessly, both locally and across borders, ensuring a smooth transaction experience. Users can easily and seamlessly connect their debit and credit cards linked to Apple Pay or Google Pay, allowing for QR payments using debit and credit cards as a source of funds.Starting Price: Free