TWINT vs. Venmo Comparison


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About With TWINT, Switzerland’s payment app, you can make convenient and secure payments using your smartphone. Our app makes it really easy for you to pay at the cash register, in the supermarket, in the online shop, and when shopping in the farm shop, digitally and cashlessly. The TWINT app can do a great deal more, you can send money to your friends, and purchase tickets from SBB, and clubs can use it as a method of collecting donations. TWINT offers you everything you need in an app to make your way through the day. Digital payments can be made almost everywhere with TWINT. Download the TWINT app for your bank to your smartphone and discover the various functions. We take security and data protection seriously. And it’s not just us, all the Swiss banks that work with TWINT guarantee comprehensive protection. An app that makes life easier. Because you no longer need to worry about payments and everything related to them.	About Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Not Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Not Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Companies and individuals in need of a tool to make convenient and secure payments	Audience Individuals or small to mid-sized businesses looking for a simple payment transfer solution
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing Free Free Version Supported Free Trial Not Supported	Pricing Free Standard service is free. 1% fee amount deducted in instant transfer. Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 4.4 / 5 ease 4.9 / 5 features 4.4 / 5 design 4.6 / 5 support 4.3 / 5 Read all reviews
	Pros & Cons from Real Users Pros Using the Venmo platform has become something too common for us due to the great stability it has provided when establishing direct payments both for my employees within my company and for people outside my company. The first thing I liked about Venmo is the validation of payments, I love being able to make all kinds of payments to any Venmo account and that the money is immediately available in the account to which I sent the money, this is fantastic, there are no money restrictions on the transactions I have made for more than 2 years that I have been using it. Another thing I love about Venmo is that it provides me with a debit card, this feature is excellent since it is a digital wallet, it allows me to manage my money more easily and pay anywhere using the debit card provided by Venmo, a very secure card that is available for all accounts within the platform. I also love that Venmo allows you to send custom payments, whether it be with special messages or special emojis, this is fantastic because it allows me to send much more interactive payments, not just simple payments, but special payments with special messages. Venmo has also provided me with a nice transfer of assets to or from my bank account, I love that I can link my bank account on this platform and make withdrawals from my bank and have the money available in minutes in my wallet, I like this because there are digital wallet platforms similar to Venmo that do not provide this fast deposit processing. It makes splitting the cost of items seamless, removes the need to carry cash, and helps small businesses sell their products without the hefty fees of competitors. You don't have to carry cash around anymore to pay people. Venmo makes it easy things like restaurant checks with friends. Venmo is the easiest way to borrow and share money with friends and family. I am able to make transactions easily and freely knowing that my money is secure. It's easy to manage trips and activities with friends. One person can book seats together or get the check at a restaurant and then split up the bill later. We use Venmo to manage dozens of different expenses that come up whenever I take a trip with a group. Cons The main criticism I have regarding Venmo is regarding the user support service within this digital wallet, this support team is not so efficient and that causes users to be unable to resolve the constant concerns they have within the platform. On several occasions I have had some doubts about the payments made and received, and the support team has taken up to more than 2 days to correctly respond to my request, this is something very shocking for me, since I consider that being a wallet platform, they should offer much faster user support and in a shorter response time. Another thing I must criticize is regarding the login system, they have too robust security and this causes me to be unable to access my wallet at any time, I have tried to access my account from a new device and I have completed the two-step verification but it has not let me enter due to a suspicious login. I would like to be able to access my account on a daily basis without any problems, I do not like the robust security system that Venmo is using. If you accidentally select the wrong recipient, there is no way to revoke your payment. I understand the need for this to prevent scams, but their search feature for people does make it easy to accidentally select the wrong person. Venmo is now charging businesses a fee if money is sent to them from clients. There is also a limit of how much money you can send each month. The charges for moving money to the bank instantly can be inconvenient, but I understand. There's no reason for a money transfer app to have many different social features. It seems obtrusive and unnecessary to have a wall to see how friends are sending money back and forth. The ease of use to move money back and forth is enough, it doesn't need to be Facebook.
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information TWINT Founded: 2016 Switzerland www.twint.ch/	Company Information PayPal Founded: 1998 United States venmo.com
Alternatives Payconiq	Alternatives Square Payments Block
Scalapay	Mollie
Samsung Pay Samsung	Plaid
OnePay	Paywint
Meta Pay Meta View All	X Money X View All
Categories Buy Now Pay Later Supported Mobile Payment Supported	Categories Digital Wallets Supported Mobile Payment Supported Payment Processing Supported
	Mobile Payment Features ACH Support Supported Contactless / NFC Supported Credit Card Support Supported Cryptocurrency Support Not Supported Debit Card Support Supported eCommerce Payments Supported In-App Payments Not Supported In-Store Payments Not Supported Micropayments Not Supported P2P Payments Supported Show More Features Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Supported Recurring Billing Not Supported Signature Capture Not Supported
Integrations ArbiterSports Not Supported Bookedin Not Supported Braintree Not Supported CS-Cart Free Supported Computop Paygate Supported Every.org Not Supported Jotform Not Supported Luel Not Supported Nest Payroll Not Supported Nexi Supported Odoo Supported OmniPay Supported OpenCart Supported PayNearMe Not Supported Poppins Payroll Not Supported Scanlo Not Supported ShoppinPal Not Supported Shopware Supported Taiki Not Supported WooCommerce Supported Show More Integrations View All 25 Integrations	Integrations ArbiterSports Supported Bookedin Supported Braintree Supported CS-Cart Free Not Supported Computop Paygate Not Supported Every.org Supported Jotform Supported Luel Supported Nest Payroll Supported Nexi Not Supported Odoo Not Supported OmniPay Not Supported OpenCart Not Supported PayNearMe Supported Poppins Payroll Supported Scanlo Supported ShoppinPal Supported Shopware Not Supported Taiki Supported WooCommerce Not Supported Show More Integrations View All 62 Integrations
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