Sionic vs. Zip Comparison


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About Sionic is the first to bring real-time payments to commerce in the U.S market. Our service delivers bank-to-bank, digital cash payments from consumers to merchants through mobile, online, in-store, and in-vehicle experiences. Merchants receive cash deposits in their bank accounts within seconds and bypass expensive credit card fees. From local businesses to global enterprises, merchants remain trapped in paying rising credit card fees, amounting to $110 billion per year in the U.S. in 2020. Consumers, mired in late fees and $15.2 trillion debt, are awakening to dubious reward schemes that have compounded financial inequities. Now, the arrival of instant digital bank payments creates a new means to equitably reallocate value back to merchants and consumers, the backbone of the U.S. economy. We offer three mobile tools to make it fast, easy, and secure for consumers to pay by bank. Easily stub out to our off-the-shelf microsite through customized QR Codes or URLs.	About Instantly boost sales with Zip (formerly Quadpay). Integrate Zip's “pay later” platform in 10 minutes, no APIs required. Reap the rewards. Customers love the flexibility of splitting their payments into 4 installments over 6 weeks. In turn, Zip's partner merchants enjoy higher AOV and conversion, more repeat purchases, and immediate payment. Zip exclusive merchants. Here are just a few of our over 3,000 incredible merchant partners. Join the Zip brand community. Our buy now, pay later platform is designed to give savvy shoppers  more freedom and flexibility. Easy front-end integration. Use a few lines of javascript code or one of our eCommerce platform plugins. Zip In-Store. A seamless in-store POS solution with zero IT support required. Customers pay with the Zip app in-store. If you accept Visa, you’re already capable of accepting Zip today. Just scan the QR code to process payment. No code changes or integrations with POS systems required
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Merchants looking for a solution to manage their digital cash payments while improving their services for clients	Audience Shoppers that need a way to pay in 4 easy installments
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing Free Free Version Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Sionic United States sionic.io	Company Information Zip Co Founded: 2013 Australia zip.co
Alternatives High Risk Solutions	Alternatives Afterpay
ccNetPay	Gerald
Solid Payments	Klarna
Stitch	MONEI MONEI DIGITAL PAYMENTS SL
SafetyPay View All	Affirm View All
Categories Payment Processing Supported	Categories Buy Now Pay Later Supported Payment Processing Supported

Integrations Banno Supported BigCommerce Not Supported Connected Risk Supported Cybersource Supported EmpoweredNEXT Supported Google Assistant Supported Google Chrome Not Supported Google Cloud Platform Supported Google Cloud Search Supported Google Maps Supported Google Pay Supported Magento Not Supported Oracle Commerce Not Supported Passport POS Supported Salesforce Not Supported Shift4 Supported Shopify Not Supported WhenThen Not Supported WooCommerce Not Supported Workarea Not Supported Show More Integrations View All 12 Integrations	Integrations Banno Not Supported BigCommerce Supported Connected Risk Not Supported Cybersource Not Supported EmpoweredNEXT Not Supported Google Assistant Not Supported Google Chrome Supported Google Cloud Platform Not Supported Google Cloud Search Not Supported Google Maps Not Supported Google Pay Not Supported Magento Supported Oracle Commerce Supported Passport POS Not Supported Salesforce Supported Shift4 Not Supported Shopify Supported WhenThen Supported WooCommerce Supported Workarea Supported Show More Integrations View All 9 Integrations
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