Pre-Approval Of OneEquifax for FinTech
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Related Products
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About
Pre-Approval of One allows consumers to initiate an application for credit with no impact to their credit score. Lender evaluates applicant’s creditworthiness and offers a commitment to lend, subject only to collateral requirements or conditions. A hard inquiry will be posted if the consumer moves forward with taking the pre-approved offer and meets the conditional credit requirements.
Create a single, low-friction experience for credit seekers as well as credit applicants. Help boost take rates by collecting all the information that you need to underwrite the consumer at the time of ingest. Establish consumer expectations and acknowledging they are valued by reducing their time commitment in the application process.
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About
ReqKey adds API key authentication, usage credits, rate limiting and request analytics to an API you own. Your own middleware makes a single verify call per incoming request: ReqKey validates the caller’s key, deducts a credit from that consumer’s pool, enforces their rate limit, and records the request with status code, latency and location. It never sits in front of your API — no proxy, no gateway, no DNS change — so it adds no hop to your critical path. Validation averages under 5ms. Credits pool per consumer rather than per key, so issuing a customer a second key does not hand them a second quota, and balances stay synced across regions. Also included: shadow limits, controlled overage, reusable plans, low-credit alerts, and per-request logs filterable by endpoint, status, consumer and time range. ReqKey meters and tracks usage — you keep your own billing stack. SDKs for Python, Node.js, Go, Rust, PHP, .NET and Java, with framework adapters for FastAPI, Express, Django, and more.
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Audience
Companies that want to allow consumers to initiate a soft credit check
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Audience
Software teams and SaaS companies that expose a public, partner-facing or customer-facing API and need to authenticate API keys, meter usage per customer, enforce rate limits and monitor API traffic.
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Support
Phone Support
24/7 Live Support
Online
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Support
Phone Support
24/7 Live Support
Online
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API
Offers API
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API
Offers API
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Screenshots and VideosNo images available
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Pricing
No information available.
Free Version
Free Trial
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Pricing
$0 (free tier), $20/month Pro
Free Version
Free Trial
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Reviews/
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Reviews/
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Training
Documentation
Webinars
Live Online
In Person
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Training
Documentation
Webinars
Live Online
In Person
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Company InformationEquifax for FinTech
Founded: 1899
United States
developer.equifax.com/products/apiproducts/pre-approval-one
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Company InformationReqKey
Founded: 2026
www.reqkey.com
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Categories |
Categories |
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API Management Features
Access Control
Analytics
API Design
API Lifecycle Management
Dashboard
Developer Portal
Testing Management
Threat Protection
Traffic Control
Version Control
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Integrations
Go
Java
Node.js
PHP
Python
Rust
TypeScript
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