Plaid vs. Rutter Comparison


Plaid 4.4 out of 5 stars	Rutter	+	+
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About Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.	About Connect to any platform, get a holistic view of any business. Gain the full picture of a business' commerce and accounting data with our comprehensive suite of reading and writing APIs. Stop worrying about transformations, mapping, and data stitching. Get data from any platform in the same format. Receive freshly synchronized data and get notified in real-time with Rutter's event-driven webhooks. Leave the coding to the developers. Your users will access a simple interface to complete the connection to Rutter. 200,000 concurrent commerce and accounting connections. 2 billion transactions were processed. 6 million webhooks fired daily. Grow with a platform built for volume and scale. Sales & inventory data for financing, working capital, and lending. Powering real-time credit facilitation for banks and card issuers. Payments data for payments reconciliation and fraud detection. Ecommerce data for due diligence and brand management.
Platforms Supported Windows Supported Mac Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Plaid works with over 12,000 companies, from cutting-edge startups to fintechs like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to empower people with more choice and control over how they manage their money.	Audience Businesses in need of a solution to integrate with every commerce, accounting and payments platform
Support Phone Support Supported 24/7 Live Support Not Supported Online Not Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing Free Test for free Free Version Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 4.4 / 5 ease 4.5 / 5 features 4.0 / 5 design 3.7 / 5 support 3.7 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros Good at what it does, fairly easy to set up and offers a lot of flexible customization features for bringing people into your financial apps. I have dabbled in the business side of plaid but as a customer it was easy to use. This review is more for businesses to hear what a customer thinks. I like how this works with cards. It's nice to be able to trust where you are putting your card info. PLAID is quick and easy to use when connecting your bank accounts. Support response time is quick and efficient, something solutions are not found immediately though. Plaid was able to integrate banks that were not currently available. The time frame was six months but the integration process happened in three months. That was great as we can offer our services to more customers. Plaid has the vast majority of major banks, not so much smaller banks and credit unions. I'm a huge fan of how easy Plaid's API makes it to enable connecting different payment sources from different banks. The user logs in with the same online banking credentials they normally do, and the data stays where it's supposed to. Cons Not a lot to hate about Plaid, I think the pricing can start to creep up if you have lots of users connecting their banks. Nothing major. Have had issues with Discover not being accepted randomly until try 3. The back-end for companies could use some work it is very confusing. Submitting tickets are confusing and difficult. It is near impossible to get a ticket entered without having to deep dive into the transactions and finding request codes. There is no search option on their website to see if the bank institution is available through plaid. This would make it easier to let customers know right away instead of creating a fake application and searching on a live application. Nothing, really. From a user experience perspective Plaid's doesn't leave much to be desired.
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported	Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information Plaid Founded: 2013 United States plaid.com	Company Information Rutter www.rutterapi.com
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Categories Authentication Supported Bank Verification Supported Banking Supported Crypto APIs Supported eCommerce Integration Supported Embedded Finance Supported Financial Data APIs Supported Financial Reporting Supported Financial Risk Management Supported Financial Services Supported Fraud Detection Supported Identity Verification Supported Income Verification Supported Loan Servicing Supported Mobile Banking Supported Online Banking Supported Open Banking Supported Open Finance Supported Unified APIs Supported	Categories eCommerce Integration Supported Unified APIs Supported
Show More Features Banking Features ATM Management Not Supported Compliance Tracking Not Supported Corporate Banking Not Supported Credit Card Management Supported Credit Union Not Supported Investment Banking Supported Multi-Branch Supported Online Banking Supported Private Banking Not Supported Retail Banking Not Supported Risk Management Supported Securities Management Not Supported Transaction Monitoring Supported Financial Services Features Analytics Supported Branch Optimization Supported Channel Management Supported Compliance Management Supported Customer Engagement Supported Performance Management Not Supported Risk Management Supported Online Banking Features Brokerage Not Supported Cash Management Supported Chat / Messaging Not Supported Credit Card Management Not Supported Electronic Statements Not Supported Fraud Detection Supported Loan Management Supported Marketing Automation Not Supported Retail Banking Supported Single Sign On Supported Transaction Monitoring Supported
Integrations Adaptive Supported Alinea Supported Aloan Supported August Supported BI Book Supported Baseline Supported Blend Supported Bottomline Digital Banking Supported Gravity Software Supported HES LoanBox Supported Ledgre Supported LendingWise Supported Lithic Supported Neo-Capital Supported PSVTracker Supported Payslice Supported Slash Supported Teal Supported Threadkore Supported Truework Supported Show More Integrations View All 223 Integrations	Integrations Adaptive Not Supported Alinea Not Supported Aloan Not Supported August Not Supported BI Book Not Supported Baseline Not Supported Blend Not Supported Bottomline Digital Banking Not Supported Gravity Software Not Supported HES LoanBox Not Supported Ledgre Not Supported LendingWise Not Supported Lithic Not Supported Neo-Capital Not Supported PSVTracker Not Supported Payslice Not Supported Slash Not Supported Teal Not Supported Threadkore Not Supported Truework Not Supported Show More Integrations View All 7 Integrations
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