Plaid vs. Railsr Comparison


Plaid 4.4 out of 5 stars	Railsr
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Plaid	Railsr
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Plaid: About Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.	Railsr: About Making embedding finance into apps and customer journeys as simple as drag and drop. One platform to access a complete set of global financial capabilities. A super simple API for developers to embed global financial services directly into your app or customer journey. A global operations and license platform that processes billions of dollars annually to run your embedded financial services for you. Or if you have your own licenses and financial operations capabilities, these can be plugged in and you can use ours to scale to new geographies. Simple APIs to build and integrate any financial use-case into your own customer experience. You concentrate on product design, marketing, and engaging customers, we do all the rest. Instantly create single-use virtual debit cards to manage SaaS and other subscriptions like Netflix. Integrate wage advancing seamlessly into the payroll processes.
Plaid: Platforms Supported Windows Supported Mac Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Railsr: Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Plaid: Audience Plaid works with over 12,000 companies, from cutting-edge startups to fintechs like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to empower people with more choice and control over how they manage their money.	Railsr: Audience Companies looking for an open finance platform to prototype, build and scale any financial use-case
Plaid: Support Phone Support Supported 24/7 Live Support Not Supported Online Not Supported	Railsr: Support Phone Support Not Supported 24/7 Live Support Supported Online Supported
Plaid: API Offers API Supported	Railsr: API Offers API Supported
Plaid: Screenshots and Videos View more images or videos	Railsr: Screenshots and Videos View more images or videos
Plaid: Pricing Free Test for free Free Version Supported Free Trial Not Supported	Railsr: Pricing No information available. Free Version Not Supported Free Trial Not Supported
Plaid: Reviews/Ratings Overall 4.4 / 5 ease 4.5 / 5 features 4.0 / 5 design 3.7 / 5 support 3.7 / 5 Read all reviews	Railsr: Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Plaid: Pros & Cons from Real Users Pros Good at what it does, fairly easy to set up and offers a lot of flexible customization features for bringing people into your financial apps. I have dabbled in the business side of plaid but as a customer it was easy to use. This review is more for businesses to hear what a customer thinks. I like how this works with cards. It's nice to be able to trust where you are putting your card info. PLAID is quick and easy to use when connecting your bank accounts. Support response time is quick and efficient, something solutions are not found immediately though. Plaid was able to integrate banks that were not currently available. The time frame was six months but the integration process happened in three months. That was great as we can offer our services to more customers. Plaid has the vast majority of major banks, not so much smaller banks and credit unions. I'm a huge fan of how easy Plaid's API makes it to enable connecting different payment sources from different banks. The user logs in with the same online banking credentials they normally do, and the data stays where it's supposed to. Cons Not a lot to hate about Plaid, I think the pricing can start to creep up if you have lots of users connecting their banks. Nothing major. Have had issues with Discover not being accepted randomly until try 3. The back-end for companies could use some work it is very confusing. Submitting tickets are confusing and difficult. It is near impossible to get a ticket entered without having to deep dive into the transactions and finding request codes. There is no search option on their website to see if the bank institution is available through plaid. This would make it easier to let customers know right away instead of creating a fake application and searching on a live application. Nothing, really. From a user experience perspective Plaid's doesn't leave much to be desired.
Plaid: Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported	Railsr: Training Documentation Supported Webinars Supported Live Online Not Supported In Person Supported
Plaid: Company Information Plaid Founded: 2013 United States plaid.com	Railsr: Company Information Railsr Founded: 2015 United Kingdom www.railsr.com
Plaid: Alternatives FISPAN 5.0 out of 5 stars	Railsr: Alternatives Alviere Hive Alviere
Plaid: Alviere Hive Alviere	Railsr: HUBUC 1.0 out of 5 stars
Plaid: Finicity Mastercard	Railsr: Sila 5.0 out of 5 stars
Plaid: Yodlee	Railsr: Finicity Mastercard
Plaid: Codat View All	Railsr: TrueLayer View All
Plaid: Categories Authentication Supported Bank Verification Supported Banking Supported Crypto APIs Supported eCommerce Integration Supported Embedded Finance Supported Financial Data APIs Supported Financial Reporting Supported Financial Risk Management Supported Financial Services Supported Fraud Detection Supported Identity Verification Supported Income Verification Supported Loan Servicing Supported Mobile Banking Supported Online Banking Supported Open Banking Supported Open Finance Supported Unified APIs Supported	Railsr: Categories Banking as a Service (BaaS) Supported Embedded Finance Supported Embedded Payments Supported Financial Data APIs Supported Open Finance Supported Virtual Credit/Debit Cards Supported
Plaid: Show More Features Banking Features ATM Management Not Supported Compliance Tracking Not Supported Corporate Banking Not Supported Credit Card Management Supported Credit Union Not Supported Investment Banking Supported Multi-Branch Supported Online Banking Supported Private Banking Not Supported Retail Banking Not Supported Risk Management Supported Securities Management Not Supported Transaction Monitoring Supported Financial Services Features Analytics Supported Branch Optimization Supported Channel Management Supported Compliance Management Supported Customer Engagement Supported Performance Management Not Supported Risk Management Supported Online Banking Features Brokerage Not Supported Cash Management Supported Chat / Messaging Not Supported Credit Card Management Not Supported Electronic Statements Not Supported Fraud Detection Supported Loan Management Supported Marketing Automation Not Supported Retail Banking Supported Single Sign On Supported Transaction Monitoring Supported
Plaid: Integrations Alloy Supported Aloan Supported Bond Supported Cloudsquare Broker Supported Dwolla Supported Equals Supported FloatMe Supported Framnex Not Supported LendingFront Supported LendingWise Supported Mollie Supported Moven Supported Numeric Supported Railz Supported RocketFuel Supported Stackreaction Supported Truework Supported VeloFlow Supported Wall Street Data Solutions Supported Workers by Delos Supported Show More Integrations View All 227 Integrations	Railsr: Integrations Alloy Not Supported Aloan Not Supported Bond Not Supported Cloudsquare Broker Not Supported Dwolla Not Supported Equals Not Supported FloatMe Not Supported Framnex Supported LendingFront Not Supported LendingWise Not Supported Mollie Not Supported Moven Not Supported Numeric Not Supported Railz Not Supported RocketFuel Not Supported Stackreaction Not Supported Truework Not Supported VeloFlow Not Supported Wall Street Data Solutions Not Supported Workers by Delos Not Supported Show More Integrations View All 3 Integrations
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