Paysend vs. Xoom Comparison Chart

Melio is a business payment platform that simplifies the way businesses pay their vendors & contractors—in and outside the U.S. Pay any invoice however you choose—with a bank transfer for FREE or by card (2.9% fee), even where cards aren’t accepted. You can also expedite payments and send funds by the end of the day or even instantly. Vendors receive payment however they prefer—a check in the mail or a bank deposit. Melio syncs with QuickBooks and other accounting software so bills and vendors are automatically updated on both platforms. Pay vendors with a business credit card to earn rewards like points and cash back. Plus, hold onto cash longer by deferring payment to the end of your next billing cycle. Looking to boost your efficiency? Invite team members or your accountant and easily set up their roles and permissions to schedule payments.

Clair is a workplace-connected banking app that offers free earned wage advances for America’s workforce to offer great financial flexibility and make the money they earn do more for them. Clair works seamlessly with existing payroll systems to offer a full suite of financial wellness tools, including a 2% APY Savings Account†, free withdrawals at 40,000 in-network ATMs*, and a Clair Debit Mastercard®. Clair is free to offer and could help; - Boost retention and engagement with no additional admin lift. - Attract more talent when listed as a part of your benefits package. - Increase Clair users’ savings & reduce reliance on high-interest loans. - Promote financial wellness benefits that are free to offer and don’t impact payroll. Clair is used by over 10,000 businesses across the country. By partnering with Clair, you're not just gaining an earned wage access app, you're gaining a strategic ally committed to the growth and financial well-being of your organization.

IBM Aspera takes a different approach to tackling the challenges of big data movement over global WANs. Rather than optimize or accelerate data transfer, eliminates underlying bottlenecks by using its proprietary fasp technology that utilizes available network bandwidth to maximize speed and quickly scale up with no theoretical limit. Using fasp, transfers are secure end-to-end and are largely unaffected by file size, transfer distance, or network conditions, making transfer times up to 100Xs faster than TCP-based protocols. Aspera offers SaaS, on-prem, and hybrid solutions to meet the needs of modernizing infrastructures. All solutions offer robust security and compliance, intuitive file sharing, workflow automation, central administration, and real-time visibility. Quickly and easily initiate transfers across hybrid infrastructures, including support for cloud-to-cloud transfers. IBM Aspera offers unmatched transfer speeds, end-to-end security, reliability, and bandwidth control.

The easiest way for users to connect their bank accounts to an app. Plaid provides developers with the tools they need to create easy and accessible experiences for their users. Today, tens of millions of people in North America (and counting) have successfully connected their accounts to apps they love using Plaid. With just a few lines of code, you can implement Plaid in an afternoon. Our front-end module is easy to drop into whatever you’re building and designed to optimize conversion. Plaid provides technology that enables you to connect your financial accounts to apps and services. That can help you do things like save for retirement, make a budget, and transfer money. You’ve probably already connected an account using Plaid. Over a quarter of people with US bank accounts have, and we’re growing internationally as well.

Stellar makes it possible to create, send, and trade digital representations of all forms of money: dollars, pesos, bitcoin, pretty much anything. It’s designed so all the world’s financial systems can work together on a single network. Stellar's API and SDKs are ready to help you transform the world of finance, and the network’s currency connections could give even a small company the power and reach of an international bank. Leverage the many currency-backed tokens already on the Stellar network. Use Stellar's built-in decentralized exchange for crypto, forex, or securities. Users can swap between tokens using simple functions built into the protocol. Leverage the Stellar Disbursement Platform (SDP) to initiate and disburse bulk payments that move in real-time and settle instantly 24/7/365 with full certainty of funds delivery. Stellar has the documentation, tooling, and support to help you get your project up quickly.

The Payroll by Credit Card feature from Zil Money will allow you to pay your employees on time and earn cash back rewards. Users can also write-off payroll funding by credit card fees as a business expense. This is a flexible solution to keep your employees happy. The cloud based platform allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Also, you can move money seamlessly and instantly through various payment methods like ACH, wire, e-checks, printable checks, and more, with a low transaction fee. Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnerships with FDIC member banks like Silicon Valley Bank, and Texas National Bank

Cost-effective remote support application designed for delivering unattended and on-demand support to clients located anywhere in the world. Seamlessly fast and easy to use, FixMe.IT instantly connects you to any remote computer and allows to transfer files as well as switch between multiple sessions, thereby saving you time, effort, and money. Purpose-built for sole proprietors, SMBs and global corporations across different sectors and industries, FixMe.IT offers multi-session handling, unattended access, 2FA, two-way desktop sharing, video-session recording, multi-window control, whiteboard tools, and much more.

60Hertz offers the first complete O&M software platform designed by renewable energy professionals for distributed energy resources. Our offline-first CMMS tackles the challenges of managing rural assets, from poor connectivity to different ability levels. It's the maintenance software you need to monitor and manage your off-grid critical assets in extreme conditions. Our software helps you streamline maintenance management, drive program success, and avoid performance degradation and other costly mistakes. From installation to maintenance, our platform is ready to blend with your legacy systems for efficient and effective operations. Save money and time while ensuring your equipment is correctly set up and maintained with 60Hertz, a woman-owned company. Accomplishments: 210,000 maintenance logs filed in 2022 30 customers in 10 countries Recipient of NOAA Smal Business Innovation Research (SBIR) award for weather-informed maintenance algorithms AWS Awardee 2022 GridFWD Pitch Co

GoAnywhere MFT provides secure managed file transfer for enterprises. Deployable on-premise, in the cloud, or in hybrid environments, GoAnywhere MFT software enables organizations to exchange data among employees, customers, and trading partners, as well as between systems, securely. GoAnywhere MFT was a recipient of the Cybersecurity Excellence Award for Secure File Transfer.

AccountEdge is a powerful, easy-to-use, small-business accounting software for the Mac and Windows desktop. With AccountEdge, business owners can organize, process, and report on their financial information so they can focus on their business. Features include: accounting, integrated payroll, sales and purchases, contact management, inventory tracking, time billing, and more. Invoicing - Create and send customer invoices for products, services, or time and track payment status on open sales. Expenses - Manage your vendors, payments, and recurring transactions. Banking - Manage money in and out in as much detail as you want. With integrated bank feeds and auto-match, reconciling your accounts is a breeze. Payroll - Pay your employees and tracking their pay, accruals, and expenses is critical to your business. Inventory - Manage your items and services and track their stock by location to ensure you have enough products on hand.