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About

P2Flux is privacy-first, non-custodial USDC payment infrastructure on Base for one-time payments and automatic subscriptions. Payments settle directly to merchants’ own wallets, so P2Flux never holds merchant funds and there is no platform balance, withdrawal process or payout delay. For subscriptions, buyers authorize fixed payment terms once, after which renewals execute automatically on schedule without another wallet confirmation. Buyers can cancel or revoke the authorization from their own wallets. P2Flux does not require merchant or buyer accounts or identity profiles and processes only the limited technical metadata needed to execute and verify payments. Features include hosted checkout, automatic payment verification, webhooks, full and partial refunds, REST API, JavaScript/TypeScript and PHP SDKs, and a Base Sepolia testing environment.

About

Ratepay operates in financial services as a direct provider of White Label Buy Now, Pay Later (BNPL) products in Germany, Austria, Switzerland, and The Netherlands. The company enables large online retailers (merchants and marketplaces such as Ebay, IKEA, Eurowings, ShopApoteke, Flyeralarm, or About You) to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments. Being natively integrated at checkout, Ratepay is invisible to the buyers and does not dilute the merchant’s brand and trustworthiness. Buyers are not required to abandon the checkout interface and create an additional account or download an app and therefore, constantly remain in the brand world of the merchant. This leads to a higher conversion rate, an increased average basket size, and more repeat purchases.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Supported
Mac Supported
Linux Supported
Cloud Supported
On-Premises Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Supported

Audience

Online merchants, SaaS businesses, marketplaces, platforms, developers and enterprises that need USDC checkout or automatic recurring payments with direct wallet settlement and minimal data collection.

Audience

Large ecommerce platforms

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Not Supported

API

Offers API Supported

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

1% - 2% +0.1 USDC
Free Version Not Supported
Free Trial Not Supported

Pricing

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Version Not Supported
Free Trial Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Company Information

P2Flux
Founded: 2016
United States
p2flux.com

Company Information

Ratepay
Founded: 2009
Germany
ratepay.com

Alternatives

Alternatives

Creditea

Creditea

International Personal Finance
MONEI

MONEI

MONEI DIGITAL PAYMENTS SL
GriffNode

GriffNode

EBD Systems

Categories

Categories

Buy Now Pay Later Supported

Integrations

Adyen Not Supported
Magento Not Supported
PayPal Not Supported
Shopware Not Supported

Integrations

Adyen Supported
Magento Supported
PayPal Supported
Shopware Supported
Claim P2Flux and update features and information
Claim P2Flux and update features and information
Claim Ratepay and update features and information
Claim Ratepay and update features and information