Token

Token

Token.io
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About

As payment channels have multiplied, so have the routes open to fraudsters; increasing banks’ potential liabilities. Adoption of real-time payments, Open Banking and digital-led interactions exacerbates these problems. Traditional anti-fraud practices find it all but impossible to efficiently prevent payment fraud. Most rely on hundreds of static, reactive rules that fail to detect new fraud patterns and trigger too many poor hits. Leveraging award-winning 3D artificial intelligence (3D AI) technology, NetGuardians’ platform NG|Screener monitors all of the bank’s payment transactions in real-time catching more fraud with fewer false positives. It identifies suspicious payments coming from social engineering techniques or scams (such as invoice redirection, love scams, CEO-fraud) and ties this in with digital banking fraud indicators (such as eBanking/mBanking sessions redirected by malware, hijacked by hackers or account takeover fraud resulting from identity theft).

About

Token.io has reimagined account-to-account (A2A) payment infrastructure, enabling banks, fintech firms, platforms, and payment providers to increase revenue, reduce processing expenses, and simplify operations by offering ready-to-use Pay by Bank solutions. Widely acknowledged by independent analysts as one of the leading two A2A payment infrastructure providers worldwide, Token.io’s unparalleled connectivity and excellent partner support position it as a front-runner in open banking and A2A payment infrastructure. Its connections cover over 90% of bank accounts across 21 markets, granting unmatched capability to initiate instant bank payments, refunds and real-time payouts to more than 567 million bank accounts across Europe. Token.io's partenrs include 3 of Europe's top 5 financial institutions; it is also trusted by prominent names in the payments sector, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Companies that need a payment fraud solution

Audience

Banks, financial institutions, fintechs, payment service providers, gateways, acquirers, processors, digital wallets, crypto exchanges, gaming operators

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Not Supported

API

Offers API Not Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version Not Supported
Free Trial Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Supported
Live Online Not Supported
In Person Not Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Company Information

NetGuardians
Founded: 2007
Switzerland
www.netguardians.ch/

Company Information

Token.io
Founded: 2015
United Kingdom
token.io

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Alternatives

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Flinks

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Plaid

Plaid

4.4 out of 5 stars
Finicity

Finicity

Mastercard

Categories

Fraud Detection Supported
Open Banking Supported
Open Finance Supported

Categories

B2B Payment Supported
Banking Supported
Open Banking Supported
Open Finance Supported
Payment Processing Supported

Payment Processing Features

ACH Check Transactions Not Supported
Bitcoin Compatible Not Supported
Debit Card Support Not Supported
Gift Card Management Not Supported
Mobile Payments Supported
Online Payments Supported
POS Transactions Supported
Receipt Printing Not Supported
Recurring Billing Supported
Signature Capture Not Supported

Integrations

No info available.

Integrations

No info available.
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