NetGuardians vs. Plaid Comparison


NetGuardians	Plaid 4.4 out of 5 stars
Learn More about NetGuardians Update Features for NetGuardians	Learn More about Plaid Update Features for Plaid	Add To Compare	Add To Compare

NetGuardians	Plaid
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NetGuardians: About As payment channels have multiplied, so have the routes open to fraudsters; increasing banks’ potential liabilities. Adoption of real-time payments, Open Banking and digital-led interactions exacerbates these problems. Traditional anti-fraud practices find it all but impossible to efficiently prevent payment fraud. Most rely on hundreds of static, reactive rules that fail to detect new fraud patterns and trigger too many poor hits. Leveraging award-winning 3D artificial intelligence (3D AI) technology, NetGuardians’ platform NG\|Screener monitors all of the bank’s payment transactions in real-time catching more fraud with fewer false positives. It identifies suspicious payments coming from social engineering techniques or scams (such as invoice redirection, love scams, CEO-fraud) and ties this in with digital banking fraud indicators (such as eBanking/mBanking sessions redirected by malware, hijacked by hackers or account takeover fraud resulting from identity theft).	Plaid: About Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.
NetGuardians: Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Plaid: Platforms Supported Windows Supported Mac Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
NetGuardians: Audience Companies that need a payment fraud solution	Plaid: Audience Plaid works with over 12,000 companies, from cutting-edge startups to fintechs like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to empower people with more choice and control over how they manage their money.
NetGuardians: Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Plaid: Support Phone Support Supported 24/7 Live Support Not Supported Online Not Supported
NetGuardians: API Offers API Not Supported	Plaid: API Offers API Supported
NetGuardians: Screenshots and Videos View more images or videos	Plaid: Screenshots and Videos View more images or videos
NetGuardians: Pricing No information available. Free Version Not Supported Free Trial Supported	Plaid: Pricing Free Test for free Free Version Supported Free Trial Not Supported
NetGuardians: Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Plaid: Reviews/Ratings Overall 4.4 / 5 ease 4.5 / 5 features 4.0 / 5 design 3.7 / 5 support 3.7 / 5 Read all reviews
	Plaid: Pros & Cons from Real Users Pros Good at what it does, fairly easy to set up and offers a lot of flexible customization features for bringing people into your financial apps. I have dabbled in the business side of plaid but as a customer it was easy to use. This review is more for businesses to hear what a customer thinks. I like how this works with cards. It's nice to be able to trust where you are putting your card info. PLAID is quick and easy to use when connecting your bank accounts. Support response time is quick and efficient, something solutions are not found immediately though. Plaid was able to integrate banks that were not currently available. The time frame was six months but the integration process happened in three months. That was great as we can offer our services to more customers. Plaid has the vast majority of major banks, not so much smaller banks and credit unions. I'm a huge fan of how easy Plaid's API makes it to enable connecting different payment sources from different banks. The user logs in with the same online banking credentials they normally do, and the data stays where it's supposed to. Cons Not a lot to hate about Plaid, I think the pricing can start to creep up if you have lots of users connecting their banks. Nothing major. Have had issues with Discover not being accepted randomly until try 3. The back-end for companies could use some work it is very confusing. Submitting tickets are confusing and difficult. It is near impossible to get a ticket entered without having to deep dive into the transactions and finding request codes. There is no search option on their website to see if the bank institution is available through plaid. This would make it easier to let customers know right away instead of creating a fake application and searching on a live application. Nothing, really. From a user experience perspective Plaid's doesn't leave much to be desired.
NetGuardians: Training Documentation Supported Webinars Supported Live Online Not Supported In Person Not Supported	Plaid: Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported
NetGuardians: Company Information NetGuardians Founded: 2007 Switzerland www.netguardians.ch/	Plaid: Company Information Plaid Founded: 2013 United States plaid.com
NetGuardians: Alternatives Zum Rails	Plaid: Alternatives FISPAN 5.0 out of 5 stars
NetGuardians: Plaid 4.4 out of 5 stars	Plaid: Alviere Hive Alviere
NetGuardians: ACI Fraud Management for Banking ACI Worldwide	Plaid: Finicity Mastercard
NetGuardians: Flinks 5.0 out of 5 stars	Plaid: Yodlee
NetGuardians: Nexi View All	Plaid: Codat View All
NetGuardians: Categories Fraud Detection Supported Open Banking Supported Open Finance Supported	Plaid: Categories Authentication Supported Bank Verification Supported Banking Supported Crypto APIs Supported eCommerce Integration Supported Embedded Finance Supported Financial Data APIs Supported Financial Reporting Supported Financial Risk Management Supported Financial Services Supported Fraud Detection Supported Identity Verification Supported Income Verification Supported Loan Servicing Supported Mobile Banking Supported Online Banking Supported Open Banking Supported Open Finance Supported Unified APIs Supported
	Plaid: Show More Features Banking Features ATM Management Not Supported Compliance Tracking Not Supported Corporate Banking Not Supported Credit Card Management Supported Credit Union Not Supported Investment Banking Supported Multi-Branch Supported Online Banking Supported Private Banking Not Supported Retail Banking Not Supported Risk Management Supported Securities Management Not Supported Transaction Monitoring Supported Financial Services Features Analytics Supported Branch Optimization Supported Channel Management Supported Compliance Management Supported Customer Engagement Supported Performance Management Not Supported Risk Management Supported Online Banking Features Brokerage Not Supported Cash Management Supported Chat / Messaging Not Supported Credit Card Management Not Supported Electronic Statements Not Supported Fraud Detection Supported Loan Management Supported Marketing Automation Not Supported Retail Banking Supported Single Sign On Supported Transaction Monitoring Supported
NetGuardians: Integrations ABLE Platform Not Supported Aloan Not Supported Cybrid Not Supported Digits Not Supported Equals Not Supported ExpensePoint Not Supported Gusto Not Supported INXY Not Supported Marqeta Not Supported Onbe Not Supported OneHash CRM Not Supported PayHOA Not Supported Perfect HOA Not Supported Puzzle Not Supported Q2 Not Supported SquareStack Not Supported Sync Not Supported Trades Operator Not Supported i2c Not Supported uLawPractice Not Supported Show More Integrations	Plaid: Integrations ABLE Platform Supported Aloan Supported Cybrid Supported Digits Supported Equals Supported ExpensePoint Supported Gusto Supported INXY Supported Marqeta Supported Onbe Supported OneHash CRM Supported PayHOA Supported Perfect HOA Supported Puzzle Supported Q2 Supported SquareStack Supported Sync Supported Trades Operator Supported i2c Supported uLawPractice Supported Show More Integrations View All 226 Integrations
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