Neontra

Neontra

TXIO
4.6 out of 5 stars
Neontra Richwise

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Neontra:

About

Neontra is a made-in-Canada online solution for managing your money. It is similar to YNAB and Mint, but our goal is to become a trusted, next-generation Personal Finance Assistant (PFA) that can guide you toward a brighter, more secure financial future. How we are different: Neontra is forward looking — we predict your behaviour based on historical data, resulting in better goal-based planning and accurate forecasts of your financial future Gain Personalized Insights into your financial life, including our Health Check: a report card on your finances Expense Explorer — a deep-dive into your spending that helps you identify new ways to save Use Neontra How You Want — connect your accounts for automatic updates, or if you prefer a more anonymous experience, import your data from files or by hand. Security and Privacy — we are SOC2 certified, the AICPA’s most stringent criteria for security, confidentiality and privacy. Your data is safe with us.
Richwise:

About

Richwise is a personal finance web app for individuals, couples and families in the United States and Canada. It brings bank, credit card and investment accounts together to help users view net worth, spending and debt in one place. The app presents projections based on a user's current financial path and offers Wiseguard, an AI financial mentor that suggests actions such as reviewing bills, addressing high-interest debt and putting idle cash to work. Richwise supports multiple currencies with daily exchange-rate conversions, tracks upcoming bills and card due dates, and sends email reminders. Users can monitor financial progress through wealth levels, from getting by to building wealth. Its projections describe possible outcomes, not guaranteed results.
Neontra:

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported
Richwise:

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported
Neontra:

Audience

Individuals and families that want inexpensive/free online tools to manage their money and finances.
Richwise:

Audience

Individuals, couples and families in the US and Canada who want to track their net worth, manage debt and spending, and build wealth.
Neontra:

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported
Richwise:

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported
Neontra:

API

Offers API Not Supported
Richwise:

API

Offers API Not Supported
Neontra:

Screenshots and Videos

Richwise:

Screenshots and Videos

Neontra:

Pricing

Free Beta
Free Version Supported
Free Trial Supported
Richwise:

Pricing

$99/year
The annual plan is $99 per year, equivalent to $8.25 per month.
Free Version Not Supported
Free Trial Not Supported
Neontra:

Reviews/Ratings

Overall 4.6 / 5
ease 3.7 / 5
features 4.8 / 5
design 4.2 / 5
support 4.7 / 5
Richwise:

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software
Neontra:

Pros & Cons from Real Users

Pros

  • Appreciated that I could manually add my bank accounts. Stunned to realize there is NO WAY to create a transaction. I have to import from a CSV file. This is an AMAZING program with a HUGE flaw. Would like to be able to customize categories.
  • Neontra provides lots of powerful features. Some of them have been implemented ahead of competitors. And they fill the gap between the needs of PFM and what's available out there. It is designed and delivered by people who truly understand the world of finance equipped with smart engineering.
  • Handle all your finances not just cash. Health checks. Goal setting and tracking. Forward looking. Manual and/or automatic import.
  • I used to use Mint but Neontra is better. I like that you can either connect your accounts for automatic transaction import, or manually upload your transactions using files you download from your banking website. The cashflow section is really useful for showing your income vs. expenses over different time periods, and can give a lot of insight as to where you're spending your money.
  • - Very comprehensive and powerful personal finance money management tool - Simplifies expense tracking, budgeting - Can manage all your traditional and non-traditional investments - The Health Check feature is a great snapshot of your entire financial life with some interesting ratios I never considered before - Calendar view with all your spending summed by day, week is a nice simple way to monitor spending - It’s free

Cons

  • Cannot create transactions, or customize categories.
  • At first glance it might be overwhelming since it provides so many features.
  • Can be overwhelming at first. A bit rough around the edges. Only supports automatic imports for US and Canada.
  • The mobile app seems a bit buggy, but I've mostly been using the web app.
  • - It has a lot of features which take some time to learn - Can be a bit overwhelming - Initial setup can be intimidating - No Google or Apple sign in
Neontra:

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported
Richwise:

Training

Documentation Not Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported
Neontra:

Company Information

TXIO
Founded: 2007
Canada
www.txio.ca
Richwise:

Company Information

Richwise
Founded: 2026
United States
richwise.ai
Neontra:

Alternatives

Richwise:

Alternatives

WealthNX

WealthNX

WealthNX AI
Neontra:
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Neontra:

Categories

Personal Finance Supported
Richwise:

Categories

Personal Finance Supported
Neontra:

Integrations

Flinks Supported
Plaid Supported
Richwise:

Integrations

Flinks Not Supported
Plaid Not Supported
Neontra:
Claim Neontra and update features and information
Claim Neontra and update features and information
Richwise:
Claim Richwise and update features and information
Claim Richwise and update features and information