NOWPayments vs. SmartPay Comparison


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About NOWPayments is one of the best crypto payment gateway solutions for businesses, created by ChangeNOW. Accept crypto payments and send global payouts in 350+ cryptocurrencies and 30+ stablecoins, including USDT and USDC across multiple blockchain networks. Integrate via API, invoices, payment links, widgets, buttons, or subscriptions. Customers choose a currency, send funds to the generated payment address, and you receive the supported currency of your choice through automatic conversion and flexible settlement. NOWPayments also supports Mass Payouts via API, CSV, or email, as well as zero-fee ecosystem payouts to ChangeNOW Pro wallets with near-instant transfers in under one second. The platform offers reliable APIs, high uptime, 24/7 support, and transparent transaction fees from 0.3% to 1%.	About SmartPay by CoinSmart is a best-in-class cryptocurrency payment processing and settlement solution. SmartPay is the easiest way for businesses to accept and send crypto without market risk and technical know-how, by providing guaranteed exchange rates, instant fiat conversion, fast settlements and low transaction fees. SmartPay enables merchants to unlock the power of cryptocurrency as a cost effective and efficient way to collect payment, issue invoices, pay suppliers, and process customer pay-ins and outs while eliminating chargebacks and allowing access to new markets and customer bases. Features: - Email Invoicing - Real time crypto payments with instant conversion to fiat currency - Crypto wallets - holding crypto or auto-selling to fiat currency - Buy/Sell crypto - Crypto withdrawals and settlements to external wallet addresses - Fiat withdrawals and settlements in traditional bank accounts - APIs for easy integration
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Businesses, enterprises, online platforms, and companies looking to accept crypto payments, automate mass payouts, and manage global transactions in 350+ cryptocurrencies and 30+ stablecoins	Audience Retail, E-commerce, Payment Processors, Payment Facilitators, FinTech, Remittances, Gaming, Professional Services, Hospitality and Travel, Loyalty Rewards
Support Phone Support Not Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos No images available
Pricing 0.3% per transaction Transaction fees ranging from 0.3% to 1%, depending on the payment flow, conversion requirements, and selected rate type. There are no monthly subscription or per-user fees. Custom pricing may be available for high-volume businesses. Free Version Not Supported Free Trial Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros The best crypto gateway out there. Supports around 300 crypto currencies. Great API system, supports many methods like creation of custom invoices, payments, etc. Supports Instant Payment Notification that integrates will with you app. - Easy to integrate - Clear API documentation - Eager to help personal managers - Lots of assets to use - Great flexibility and no KYC for crypto to crypto payments. Cons Does not support memecoins. Does not support bulk fetching of estimates of coins, like coingecko. - Some assets may be processed for quite some time, but in the end they never failed me.
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported	Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information NOWPayments Founded: 2019 Netherlands nowpayments.io	Company Information CoinSmart Founded: 2018 Canada smartpay.coinsmart.com
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BucksBus	Overchain
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Categories Cryptocurrency Payment Supported Payment Gateways Supported	Categories Cryptocurrency Payment Supported

Integrations Atomic Supported Binance Supported Bitcoin Not Supported Cartesi Supported Clientlex Supported Ecwid Supported Gambling Soft Supported Guarda Wallet Supported Guardarian Supported Ledger Supported Magento Supported OpenCart Supported PrestaShop Supported Ravencoin Supported Sensay Supported Trezor Supported WHMCS Supported WooCommerce Supported Zano Supported Zen Cart Supported Show More Integrations View All 19 Integrations	Integrations Atomic Not Supported Binance Not Supported Bitcoin Supported Cartesi Not Supported Clientlex Not Supported Ecwid Not Supported Gambling Soft Not Supported Guarda Wallet Not Supported Guardarian Not Supported Ledger Not Supported Magento Not Supported OpenCart Not Supported PrestaShop Not Supported Ravencoin Not Supported Sensay Not Supported Trezor Not Supported WHMCS Not Supported WooCommerce Not Supported Zano Not Supported Zen Cart Not Supported Show More Integrations View All 2 Integrations
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