NOWPayments vs. RiskPay Comparison


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About NOWPayments is one of the best crypto payment gateway solutions for businesses, created by ChangeNOW. Accept crypto payments and send global payouts in 350+ cryptocurrencies and 30+ stablecoins, including USDT and USDC across multiple blockchain networks. Integrate via API, invoices, payment links, widgets, buttons, or subscriptions. Customers choose a currency, send funds to the generated payment address, and you receive the supported currency of your choice through automatic conversion and flexible settlement. NOWPayments also supports Mass Payouts via API, CSV, or email, as well as zero-fee ecosystem payouts to ChangeNOW Pro wallets with near-instant transfers in under one second. The platform offers reliable APIs, high uptime, 24/7 support, and transparent transaction fees from 0.3% to 1%.	About RiskPay is a payment gateway built specifically for high-risk businesses, offering instant approvals, anonymous onboarding, and fast USDC payouts. Merchants can easily apply without KYC, integrate the platform with WooCommerce or custom APIs, and start accepting credit cards, digital wallets, and bank transfers immediately. The solution provides one-click high-converting payment gateways, real-time payout tracking, and seamless global payment acceptance. RiskPay also offers instant USDC (Polygon) transfers with no delays or hidden fees, giving merchants immediate access to their funds. High-risk companies benefit from fraud protection, PCI DSS compliance, reliable payouts, and dedicated support. Overall, RiskPay simplifies payment processing for industries underserved by traditional payment processors.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Businesses, enterprises, online platforms, and companies looking to accept crypto payments, automate mass payouts, and manage global transactions in 350+ cryptocurrencies and 30+ stablecoins	Audience RiskPay is built for high-risk merchants and online businesses needing fast approval, secure processing, and instant crypto payouts without traditional banking restrictions
Support Phone Support Not Supported 24/7 Live Support Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Supported Online Not Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos No images available
Pricing 0.3% per transaction Transaction fees ranging from 0.3% to 1%, depending on the payment flow, conversion requirements, and selected rate type. There are no monthly subscription or per-user fees. Custom pricing may be available for high-volume businesses. Free Version Not Supported Free Trial Supported	Pricing $0 Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews
Pros & Cons from Real Users Pros The best crypto gateway out there. Supports around 300 crypto currencies. Great API system, supports many methods like creation of custom invoices, payments, etc. Supports Instant Payment Notification that integrates will with you app. - Easy to integrate - Clear API documentation - Eager to help personal managers - Lots of assets to use - Great flexibility and no KYC for crypto to crypto payments. Cons Does not support memecoins. Does not support bulk fetching of estimates of coins, like coingecko. - Some assets may be processed for quite some time, but in the end they never failed me.	Pros & Cons from Real Users Pros Instant payouts in crypto, dashboard for overview included in monthly plans. Lower fees included in monthly plan. NO APPLICATION PROCESS Cons The pricing included in the free plan is a bit high but can be reduced with monthly plan
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Supported
Company Information NOWPayments Founded: 2019 Netherlands nowpayments.io	Company Information RiskPay Founded: 2023 United States riskpay.biz
Alternatives Blockonomics	Alternatives AllPays.co
KUNA Pay	Ivno
BucksBus	PaySpace PaySpace Processing
BitPolaris Payments BitPolaris	TailoredPay
Match2Pay View All	High Risk Solutions View All
Categories Cryptocurrency Payment Supported Payment Gateways Supported	Categories High-Risk Payment Processors Supported Payment Gateways Supported

Integrations WooCommerce Supported Apple Pay Not Supported Atomic Supported Axumind Supported Binance Supported Cartesi Supported Clientlex Supported Gambling Soft Supported Google Pay Not Supported Guarda Wallet Supported Ledger Supported Magento Supported PrestaShop Supported Ravencoin Supported Sensay Supported Stripe Not Supported Trezor Supported WHMCS Supported Zano Supported Zen Cart Supported Show More Integrations View All 20 Integrations	Integrations WooCommerce Supported Apple Pay Supported Atomic Not Supported Axumind Not Supported Binance Not Supported Cartesi Not Supported Clientlex Not Supported Gambling Soft Not Supported Google Pay Supported Guarda Wallet Not Supported Ledger Not Supported Magento Not Supported PrestaShop Not Supported Ravencoin Not Supported Sensay Not Supported Stripe Supported Trezor Not Supported WHMCS Not Supported Zano Not Supported Zen Cart Not Supported Show More Integrations View All 4 Integrations
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