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About

MyPayNow is a financial technology company revolutionizing the traditional pay cycle by offering employees instant access to their earned wages. Through their user-friendly mobile application, individuals can access up to 25% of their paycheck in advance, with a maximum limit of $2,000 per pay cycle. The process is straightforward: users create an account, provide employment and salary details, and upon approval, can request the desired amount. Funds are deposited into the user's bank account within 60 seconds, 24/7, utilizing the New Payments Platform (NPP) technology. Repayments are automatically deducted from the next paycheck, with flexible payment options available for up to 62 days. MyPayNow operates independently of employers, requiring no involvement from them, and does not conduct credit checks, ensuring that credit scores remain unaffected. The platform employs advanced artificial intelligence to assess financial behavior.

About

​Perpay is a financial technology company that offers consumers a unique buy now, pay later platform through which they can shop its marketplace offerings. It allows shoppers to pay for their purchases over time without accruing interest or incurring fees. Customers simply pay for their purchases in installments through their website directly. To use Perpay, consumers must create an online profile, after which the platform sets their estimated spending limit. Once a customer receives their spending limit, they can browse the online marketplace. When they’re ready to check out, they submit their cart for approval. After approval, the customer receives an email containing payment instructions. Upon receipt of the first payment, the platform ships the customer their purchased product(s). Essentially, this is a preapproved payment plan subject to neither interest nor additional fees. Perpay automatically deducts the amount customers owe from their paychecks.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Employees looking for a solution to get a portion of their earned wages to manage unforeseen expenses

Audience

Anyone in need of a solution to make purchases and build credit through manageable, interest-free installments

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free Version
Free Trial

Pricing

Free
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

MyPayNow
Founded: 2019
Australia
mypaynow.com.au

Company Information

Perpay
United States
perpay.com

Alternatives

Alternatives

Access PayWise+

Access PayWise+

The Access Group

Categories

Categories

Integrations

ADP Embedded Payroll
Equifax BusinessConnect
Experian Connect
TransUnion Collections Management

Integrations

ADP Embedded Payroll
Equifax BusinessConnect
Experian Connect
TransUnion Collections Management
Claim MyPayNow and update features and information
Claim MyPayNow and update features and information
Claim Perpay and update features and information
Claim Perpay and update features and information