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About

MyPayNow is a financial technology company revolutionizing the traditional pay cycle by offering employees instant access to their earned wages. Through their user-friendly mobile application, individuals can access up to 25% of their paycheck in advance, with a maximum limit of $2,000 per pay cycle. The process is straightforward: users create an account, provide employment and salary details, and upon approval, can request the desired amount. Funds are deposited into the user's bank account within 60 seconds, 24/7, utilizing the New Payments Platform (NPP) technology. Repayments are automatically deducted from the next paycheck, with flexible payment options available for up to 62 days. MyPayNow operates independently of employers, requiring no involvement from them, and does not conduct credit checks, ensuring that credit scores remain unaffected. The platform employs advanced artificial intelligence to assess financial behavior.

About

Help your employees fully engage in both work and life with our all-in-one financial wellness platform that takes a holistic approach in improving financial lives and increasing employee satisfaction. Employees can immediately access money for hours already worked, transfer to their bank, load it on a Payactiv card, or pick up cash at Walmart. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. It’s not a loan and there’s no interest, it’s just their money, when they need it. Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace. Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns. Free access to financial learning articles and appointments with professional financial coaches.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Audience

Employees looking for a solution to get a portion of their earned wages to manage unforeseen expenses

Audience

Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported

API

Offers API Not Supported

API

Offers API Not Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free Version Supported
Free Trial Not Supported

Pricing

$0
ACH bank transfer / Real time transfer to Payactiv Visa card with Direct Deposit of $200 or more per pay period - no fee
Real time transfer to Payactiv Visa card without Direct Deposit - $2.49
Real-time transfers to Non-Payactiv debit or payroll cards / Walmart Cash Pickup - $3.49
Free Version Supported
Free Trial Not Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Company Information

MyPayNow
Founded: 2019
Australia
mypaynow.com.au

Company Information

Payactiv
Founded: 2012
United States
www.payactiv.com/for-companies/

Alternatives

Alternatives

Access PayWise+

Access PayWise+

The Access Group

Categories

Cash Advance Supported
Earned Wage Access Supported

Categories

Cash Advance Supported
Earned Wage Access Supported
Financial Wellness Supported

Integrations

ADP Celergo Not Supported
ADP Comprehensive Services Not Supported
ADP DataCloud Not Supported
ADP Enterprise HR Not Supported
ADP Global Payroll Not Supported
ADP Learning Management Not Supported
ADP Mobile Solutions Not Supported
ADP Next Gen HCM Not Supported
ADP Onboarding Not Supported
ADP StandOut Not Supported
ADP Streamline Not Supported
ADP Total Absence Management Not Supported
ADP Workforce Now On the Go Not Supported
AllianceHCM Not Supported
OnShift Not Supported
PDI Logistics Cloud Not Supported
Paychex Flex Not Supported
TabaPay Not Supported
Wisely by ADP Not Supported

Integrations

ADP Celergo Supported
ADP Comprehensive Services Supported
ADP DataCloud Supported
ADP Enterprise HR Supported
ADP Global Payroll Supported
ADP Learning Management Supported
ADP Mobile Solutions Supported
ADP Next Gen HCM Supported
ADP Onboarding Supported
ADP StandOut Supported
ADP Streamline Supported
ADP Total Absence Management Supported
ADP Workforce Now On the Go Supported
AllianceHCM Supported
OnShift Supported
PDI Logistics Cloud Supported
Paychex Flex Supported
TabaPay Supported
Wisely by ADP Supported
Claim MyPayNow and update features and information
Claim MyPayNow and update features and information
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Claim Payactiv and update features and information