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About

Let your idle assets work for you with MyConstant. Our current interest rates are up to 14% APY for USDC & USDT, up to 4% APY for BTC & ETH, and up to 7% APR for USD lending. No investing fees. Free withdrawals. 24-7 customer support. Or borrow against 73+ cryptocurrencies from just 6% APR. Get the cash or crypto you need instantly without having to sell your portfolio. Your crypto is securely stored and returned to you when you repay. Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk, MyConstant is designed to protect them both. Crypto collateral helps protect your investments from borrower defaults. Withdraw any amount in USD for free, straight to your bank account. Enjoy instant access to your funds or the choice of three fixed terms. No call centres, no automated messages, just real people ready to help you. As long as you have the collateral to back your loan, you’re always approved.

About

Vauld aims to provide its users with a customer-centric banking solution leveraging blockchain. We intend to treat your cryptocurrencies as a separate asset class and offer services that ensure technologies based on the blockchain are usable as of today. Our asset-backed lending and borrowing platform currently support Bitcoin, Ethereum, XRP, BAT, XLM, USDT, USDC, BUSD, TUSD, and DAI. Earn the industry’s highest interest rates on major cryptocurrencies. Interest is calculated daily, and paid out weekly on all your tokens. Withdraw any amount at any time while you earn interest. Opt-in to fixed deposits to earn higher interest rates. Opt-out with zero penalties. Interest earned is compounded every week or at the end of the fixed deposit term. Take a low interest loan against your existing crypto assets. Trade on a deep order book with all our supported tokens. Buy and Sell Crypto With INR At The Best Rates In The Market.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Crypto assets trading platform for anyone

Audience

Anyone looking for a customer-centric banking solution that leverages blockchain

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Free
1) Register for an account on our website
2) Verify your identity with our hassle-free KYC process
3) Deposit crypto or USD on MyConstant.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 4.5 / 5
design 4.5 / 5
support 4.5 / 5

Reviews/Ratings

Overall 3.0 / 5
ease 3.5 / 5
features 4.0 / 5
design 3.0 / 5
support 3.5 / 5

Pros & Cons from Real Users

Pros

  • If you're looking for a hassle-free way to get a loan using your cryptocurrency as collateral, Crypto Loans at MyConstant is definitely worth checking out. The process is super straightforward and the customer service is excellent - I had all my questions answered met promptly and efficiently.
  • I have been lending my stable coins on MyConstant since beginning of 2022. The rate is good and I can withdraw anytime. The app looks good and customer services are very helpful.

Cons

  • I was confusing of navigating on their app. And I worried about volatility in the crypto markets.
  • Not a major complaint but it took a bit long for the KYC process, like most crypto wallets out there.

Pros & Cons from Real Users

Pros

  • You can do fixed deposit of your crypto currencies and earn interest. The rates are same compared to other exchanges.
  • Interest rates are comparable to others but the coin list is much more extensive. I love the fact that they accept XRP unlike everyone else. Tested deposits and withdrawals. Very quick and easy. Both went off without a hitch. 24/7 LIVE support! This was the thing that made up my mind. Full live support at any time and they are backed and insured by companies like Bitgo, Coinbase Ventures, and Pantera Capital. So far has been a great experience.

Cons

  • You will be able to transfer the money to buy crypto only through few unknown banks in India. Other than bank transfer through these banks, no other system works. So it is useless.
  • They need some more reporting features like tax reporting and avg. cost… And please… Dark Mode!

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

MyConstant
Founded: 2019
United States
www.myconstant.com

Company Information

Vauld
Founded: 2018
Singapore
www.vauld.com

Alternatives

Alternatives

BitLoan

BitLoan

HyperPay

Categories

Categories

Integrations

Binance
Bitcoin
Brave Browser
Coinbase
Ethereum
Koinly
Solana

Integrations

Binance
Bitcoin
Brave Browser
Coinbase
Ethereum
Koinly
Solana
Claim MyConstant and update features and information
Claim MyConstant and update features and information
Claim Vauld and update features and information
Claim Vauld and update features and information