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About

Let your idle assets work for you with MyConstant. Our current interest rates are up to 14% APY for USDC & USDT, up to 4% APY for BTC & ETH, and up to 7% APR for USD lending. No investing fees. Free withdrawals. 24-7 customer support. Or borrow against 73+ cryptocurrencies from just 6% APR. Get the cash or crypto you need instantly without having to sell your portfolio. Your crypto is securely stored and returned to you when you repay. Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk, MyConstant is designed to protect them both. Crypto collateral helps protect your investments from borrower defaults. Withdraw any amount in USD for free, straight to your bank account. Enjoy instant access to your funds or the choice of three fixed terms. No call centres, no automated messages, just real people ready to help you. As long as you have the collateral to back your loan, you’re always approved.

About

Use your cryptocurrency holdings as collateral to back your crypto loan. SpectroCoin crypto lending platform supports euro, Bitcoin, Ethereum, and other currencies. We offer LTV ratios starting from 25% up to 75%. Choosing a high LTV is a more risky option, however, it allows the clients to get the biggest available crypto loan with their crypto collateral. We tailor to the needs of each client. Get a crypto credit as low as 25 EUR (or as high as 1 million EUR). Banker tokens help you both save and earn. With BNK you always get lower interest rates. We offer competitive loan rates and no hidden fees. Choose the best option for you! Choose freely when to make loan repayments. All you have to do is make sure it is repaid before the maturity date. Deposit assets in the currency of your planned collateral. Choose the withdrawal amount, LTV, collateral amount and currency. Withdrawals will be made directly to your account.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Crypto assets trading platform for anyone

Audience

Anyone searching for a crypto lending platform that supports euro, Bitcoin, Ethereum, and other currencies

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Free
1) Register for an account on our website
2) Verify your identity with our hassle-free KYC process
3) Deposit crypto or USD on MyConstant.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 4.5 / 5
design 4.5 / 5
support 4.5 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Pros & Cons from Real Users

Pros

  • If you're looking for a hassle-free way to get a loan using your cryptocurrency as collateral, Crypto Loans at MyConstant is definitely worth checking out. The process is super straightforward and the customer service is excellent - I had all my questions answered met promptly and efficiently.
  • I have been lending my stable coins on MyConstant since beginning of 2022. The rate is good and I can withdraw anytime. The app looks good and customer services are very helpful.

Cons

  • I was confusing of navigating on their app. And I worried about volatility in the crypto markets.
  • Not a major complaint but it took a bit long for the KYC process, like most crypto wallets out there.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

MyConstant
Founded: 2019
United States
www.myconstant.com

Company Information

SpectroCoin
Founded: 2013
Lithuania
spectrocoin.com/en/crypto-loans.html

Alternatives

Alternatives

BitLoan

BitLoan

HyperPay
BitLoan

BitLoan

HyperPay
Inlock

Inlock

Income Locker

Categories

Categories

Integrations

Bitcoin
Ethereum
Binance
Brave Browser
CoinLedger
Koinly
Solana

Integrations

Bitcoin
Ethereum
Binance
Brave Browser
CoinLedger
Koinly
Solana
Claim MyConstant and update features and information
Claim MyConstant and update features and information
Claim SpectroCoin and update features and information
Claim SpectroCoin and update features and information