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About

Mondo is a PSD2-compliant Open Banking payment platform that enables businesses to accept secure, instant payments directly from customer bank accounts—no cards required. It eliminates chargebacks and reduces transaction fees while offering real-time settlement via SEPA Instant and UK Faster Payments. With bank-grade security and GDPR compliance, Mondo ensures full protection of customer data and regulatory alignment across Europe. Its API allows for seamless integration with just a few lines of code, making it simple for developers to get started quickly. By connecting with over 3,000 banks across the EU and UK, Mondo provides broad coverage and exceptional reliability. Designed for the digital economy, it’s a faster, safer, and more cost-effective alternative to traditional card payments.

About

Nickel is an all-in-one accounts payable and accounts receivable platform that helps B2B businesses grow their cashflow. Get paid faster with branded payment links and portals — customers pay by card, ACH, or check, and never need an account. Pay any vendor, contractor, or individual by ACH, card, wire, or mailed check using just their email, with custom approval workflows. Keep more of every dollar with free unlimited ACH, no monthly fee, no chargeback fees, and 2.9% flat-rate card processing you can pass to the payer. Native QuickBooks sync matches every payment to your books one-to-one, and idle cash earns 2% APY with Nickel Balance. We only succeed when you succeed, which is why we do the one thing our peers won't: publish exactly how we make money on every product. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel. Get started free in five minutes — no credit card required.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Ecommerce businesses, fintechs, and digital platforms seeking a secure, PSD2-compliant Open Banking payment solution with instant settlement, lower fees, and zero chargebacks

Audience

Construction, Manufacturing, Wholesale, Distribution, Small Business

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

2%
Free Version
Free Trial

Pricing

Free
Nickel Core plan is free, Nickel Plus starts at $35/month paid annually, and Nickel Pro which allows API access is $300 per month
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Reviews/Ratings

Overall 4.9 / 5
ease 5.0 / 5
features 4.8 / 5
design 5.0 / 5
support 5.0 / 5

Pros & Cons from Real Users

Pros

  • Nickel makes handling both receivables and payables incredibly easy for my aviation insurance brokerage. Payments are simple to send and collect, funds arrive quickly, and the cost is extremely competitive compared with other platforms I've used. The service has also been very reliable, and on the few occasions I've needed support, I've gotten a helpful response and a quick resolution.
  • API to integrate directly with our CRM Great payment UI Ability to do partial payments Ability to add cc fees
  • Nickel makes handling both Accounts Payable (AP) and Accounts Receivable (AR) simple. I like that I can send and receive ACH payments completely for free. It also lets me pass credit card processing fees directly to the customer, which saves my business a lot of money.
  • Nickel is incredibly easy to use, and their customer support is top notch. Best of all, our vendors and customers consistently tell us how much they appreciate the smooth payment experience on their end.
  • Nickel is very straight forward and easy to use. Payments get there fast and on time, and is very easy to pay vendors.

Cons

  • My complaints are pretty minor. The two things I'd most like to see are a direct Xero integration and API access included at a lower subscription tier. Neither is a dealbreaker. I can work around both in my day-to-day operations, but either would make an already excellent product even better.
  • I have been having some issues with the webhooks but nothing major and they have been very responsive
  • They do not offer international payment options right now. They also don't allow you to transfer funds between internal Nickel accounts directly.
  • Honestly, nothing significant comes to mind. The platform has been straightforward and easy to use from day one, and any questions we've had were quickly resolved by their support team.
  • There is nothing I don't like so far. At first there were a couple features lacking but their development team is shipping new features weekly it seems like.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Mondo
Founded: 2024
Poland
getmondo.co

Company Information

Nickel
Founded: 2021
United States
www.nickel.com

Alternatives

Alternatives

PaySpace

PaySpace

PaySpace Processing

Categories

Categories

Payment Processing Features

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Sales Tax Features

Address Validation
Audit Trail
Consumer Use Tax
Exemption Management
Tax Calculator
Tax Filing
Taxability Verification
Transaction Tracking
Value Added Tax (VAT)

Integrations

Akurateco
QuickBooks Accountants
QuickBooks Desktop Premier
QuickBooks Desktop Pro
QuickBooks Enterprise
QuickBooks Online
Salesforce

Integrations

Akurateco
QuickBooks Accountants
QuickBooks Desktop Premier
QuickBooks Desktop Pro
QuickBooks Enterprise
QuickBooks Online
Salesforce
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