Lydia vs. M-PESA Comparison


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About With Lydia, you benefit from a current account with a French IBAN and a Visa card to manage all your daily expenses. Free transactions abroad, savings with interest at 0.6%, secure Internet payments, express loans: everything is at your fingertips, directly from your Lydia application. Lydia is an alternative to traditional banking apps for anyone who wants an innovative design, and a unique mobile app to track all your money at a glance and move it with a gesture. Clearer, its interface is also completely customizable. Cards, accounts and receipts can be differentiated and illustrated with photos to be more beautiful and better organized.	About M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Not Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Not Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Mobile Payment solution that helps individuals manage their money	Audience Businesses in search of a mobile money service solution to make and receive payments
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing Free Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews
	Pros & Cons from Real Users Pros Supports all computer and mobile phones brands and on all OS varieties. Works both online and offline. Easily accessible. It has the highest usability score of any payment platform due to its accessibility by all businesses. It also has the most robust feature of any platform I've used namely; funds transfer, withdrawals & deposits, loans & overdrafts, savings with interests, insurance, interbank transfers, merchant pay bills and tills, branchless banking, online and offline support at M-PESA agents. Cons Lacks a robust international network which limits its accessibility beyond Eastern Africa.
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported
Company Information Lydia Founded: 2011 France lydia-app.com	Company Information Vodafone Founded: 1982 United Kingdom www.vodafone.com/about-vodafone/what-we-do/consumer-products-and-services/m-pesa
Alternatives Postepay	Alternatives GlobalGiving
EziPay	Jiinubi
Maya	Chipper Chipper Cash
Google Pay Google	Mech Connect Mech Connect Solutions
GigaIOT View All	PayPal View All
Categories Mobile Payment Supported	Categories Digital Wallets Supported Mobile Payment Supported Money Transfer Supported

Integrations 1oT Not Supported Apple Pay Supported BlinqIO Not Supported Flowcart Not Supported GlobalGiving Not Supported Google Pay Supported Hotelinking Not Supported Iterative Billing Not Supported Jetpac Not Supported Keepgo Not Supported LicenceOne Supported Little Box Office Not Supported PremierCashier Not Supported Rayven Not Supported RedShield Not Supported Retainly Not Supported Xinix Not Supported Zelty Supported Show More Integrations View All 4 Integrations	Integrations 1oT Supported Apple Pay Not Supported BlinqIO Supported Flowcart Supported GlobalGiving Supported Google Pay Not Supported Hotelinking Supported Iterative Billing Supported Jetpac Supported Keepgo Supported LicenceOne Not Supported Little Box Office Supported PremierCashier Supported Rayven Supported RedShield Supported Retainly Supported Xinix Supported Zelty Not Supported Show More Integrations View All 14 Integrations
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