Lokta Core

Lokta Core

Lokta Tech Pvt Ltd
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About

Lokta Core is the AI-first loan management system for banks, NBFCs, and digital lenders that want to run modern lending without trading away control, auditability, or sovereignty. It is built so the AI workflows your team is already piloting — agentic servicing, intelligent collections, copilots for credit ops — work natively on the same book of record, not as bolt-ons. For a CXO, the question is what changes on Monday. Three things. Faster product launches: new loan products and policy changes ship in days, not quarters, because the platform is policy-driven and governance-first. Lower run cost: a single audit-ready system replaces stitched-together LMS, BRMS, collections, and reporting tools. AI-ready by default: every action — operator, customer, or agent — is policy-bounded, maker-checker enforced, and evidence-backed, so the AI use cases your board is asking about can actually go to production. Lokta Core also gives you choice on deployment—managed SaaS, single-tenant cloud.

About

Neofin is a Shopify for lending business. It is a low-code SaaS for lending automation that allows launching any lending business in as fast as 15 minutes, establishing the credit products in 1 hour, and issuing credits and earning the same day. It covers all the stages of the borrower's journey, including loan origination, servicing, loan management system, decisioning, underwriting, collection, and even out-of-box front-end components. Our modules include: POS front-end/ BNPL widget Loan Management system Borrower area site builder Debt collection Digital onboarding and KYC CRM/marketing Decision engine/credit scoring

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Banks, NBFCs, and digital lenders; Fintechs; Lending Service Providers (LSPs). Mid-market to large regulated lenders running active books of 10,000 to 1M+ accounts.

Audience

BNPL providers, community banks, credit unions, businesses working with post payments, fintech startups, NBFI, and lending companies

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

$1000
Free Version
Free Trial

Pricing

$1,599/month
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Lokta Tech Pvt Ltd
Founded: 2025
India
lokta.ai

Company Information

Neofin
Founded: 2020
United States
neo-fin.com

Alternatives

CloudNBFC

CloudNBFC

WebCuits IT & Media Solutions

Alternatives

Loan Blaster

Loan Blaster

NBFC Software
HES LoanBox

HES LoanBox

HES FinTech
LoansNeo

LoansNeo

Achieva.ai

Categories

Categories

Loan Origination Features

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application

Integrations

Fingerprint
Microblink
PayPal
Plaid
Stripe
Twilio

Integrations

Fingerprint
Microblink
PayPal
Plaid
Stripe
Twilio
Claim Lokta Core and update features and information
Claim Lokta Core and update features and information
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Claim Neofin and update features and information