K3A vs. TOPAZ Banking Comparison Chart

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. SBS Financing Platform is a modular platform designed to boost the efficiency of asset financiers worldwide. It simplifies the entire lending process, from the front to the back office, making it a great fit for both new market entrants and expanding businesses. The clients of the SBS Financing Platform benefit from a wide partner network seamlessly integrated into the platform, giving them a strong competitive advantage.

Plaid is a global data network that powers the tools millions of people rely on to live a healthier financial life. Our ambition is to facilitate a more inclusive, competitive, and mutually beneficial financial system by simplifying payments, revolutionizing lending, and leading the fight against fraud. Plaid works with over 8,000 companies including fintechs like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to empower people with more choice and control over how they manage their money. Headquartered in San Francisco, Plaid’s network spans over 12,000 institutions across the US, Canada, UK and Europe.

RISK IDENT is a leading software development company that offers anti-fraud solutions to companies within the e-commerce, telecommunication and financial sectors. We are experts in data analytics and machine learning. Our key products are FRIDA Fraud Manager and DEVICE IDENT Device Fingerprinting. Use cases include payment fraud, account takeovers, fraud within account and loan applications. Our intelligent software products detect online fraud through an automated evaluation and interpretation of data points. We deliver results in real time and thus enable you to stop fraudulent attacks before the damage occurs. Multiple awards, serious data security. The challenge in fraud prevention is the networking and evaluation of all relevant data points at high processing speed. That is exactly what we deliver: Identifying anomalies in real time.

Get anytime, anywhere access to your bank or credit union’s financial performance. Get insights into your bank or credit union’s financial performance from anywhere with secure, cloud-based access. Get margin components, branch performance, forecasts and more with point-and-click simplicity. Banker’s Dashboard and Credit Union dashboard integrate seamlessly with your core processor. Quick and easy setup, so you can start improving your bottom line right away. Automate reporting and eliminate errors, freeing you to focus on more value-added tasks. Quickly run and revise multiple forecast scenarios, so you can analyze variances and alternative strategies. Measure and compare branch performance. Institute best practices and hold each branch accountable for better results.

Predict360 is an integrated risk and compliance management software platform for financial and insurance organizations. It integrates risk and compliance processes and industry best practices content into a single platform that streamlines regulatory compliance, improves efficiency, predicts risk, and provides best-in-class business intelligence reporting. Predict360 includes the following Risk Management applications: Enterprise Risk Management (ERM), Risk Management and Assessments, Risk Insights, Issues Management, Peer Insights, Third-Party Risk Management, and Quarterly Certifications and Attestations. Compliance applications are: Compliance Management, Compliance Monitoring & Testing, Complaints Management, Regulatory Change Management, Regulatory Examination and Findings Management, Policy & Procedure Management, and more. 360factors also offers Lumify360 - a KPI and KRI predictive analytics platform that enriches data, predicts performance, and works alongside any GRC.

NetBrain, founded in 2004, provides a powerful no-code automation platform for hybrid network observability, allowing organizations to enhance their operational efficiency through automated workflows. The platform applies automation across three key workflows: troubleshooting, change management, and assessment. Get network-wide and contextualized analysis across your multi-vendor, multi-cloud network Visualize and document the entire hybrid network using dynamic network maps and end-to-end paths Automate network discovery and ensure data accuracy for a single source of truth Auto-discover and decode your network's golden configurations, discover day 1 issues, and automate configuration drift prevention Automate pre- and post-validations for network changes with application performance context understanding Automate collaborative troubleshooting from human to machine For every network troubleshooting idea, create a map, apply automation from your own library

The Payroll by Credit Card feature from Zil Money will allow you to pay your employees on time and earn cash back rewards. Users can also write-off payroll funding by credit card fees as a business expense. This is a flexible solution to keep your employees happy. The cloud based platform allows you to customize and print checks instantly on blank stock papers using a regular printer at your office or home. Also, you can move money seamlessly and instantly through various payment methods like ACH, wire, e-checks, printable checks, and more, with a low transaction fee. Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnerships with FDIC member banks like Silicon Valley Bank, and Texas National Bank

A web-based enterprise application for multi-lingual examination, training, survey & certification with an extensive reporting module. As a highly secured system that can be accessed both on cloud or on-premise, YouTestMe is the best choice for government, business & education institutions. Various possibilities for customization and integrations via API, and many useful add-ons such as E-commerce, Single Sign-On, Remote Proctoring, etc. YouTestMe harnesses cutting-edge AI technologies to empower users to effortlessly create tests and training courses from both proprietary and globally available resources. And that's not all – we go beyond software. Our dedicated team of professionals is at your service, offering comprehensive test administration, live proctoring, and exam delivery services, available around the clock, every day of the year.

Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow. Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances to keep your business running smoothly.

FuelForce is a reliable and easy-to-use wireless fuel management software solution developed by MultiForce Systems. Known for its quality, wide dispenser integration, long-term reliability, and superior customer support, FuelForce enables fleet owners to control fuel costs and run their day-to-day operations seamlessly with an advanced fuel management reporting system. Key features include fuel cost reporting, fuel inventory, and vehicle activity tracking, visual dashboard, software and hardware integration, drive and fueling records, open API and more. Customers utilize keypad, credit card, RFID keys and cards, barcodes, vehicle tags and custom credentials for fuel authorization. Available web based software and traditional hosted software options. Procurement Options include Sourcewell cooperative purchasing contract, GSA Federal Government contract, local distributors or through the corporate office.