Google Pay vs. Venmo Comparison


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About Google Pay is the fast, simple way to pay online or make contactless payments with your phone. Your payment info is protected with multiple layers of security so you can pay with peace of mind – all the time. See where you’ve made the most recent transactions, right on your home screen. Find past purchases, loyalty cards, offers - even online ordering - all in one place. Keep credit cards, debit cards, transit passes, and more on your phone for quick, easy access. Bring your accounts together for a clearer view of what you have, what you’ve spent, and recent activity. Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions.	About Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Not Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Organizations of all sizes looking for a complete Payment Gateway solution	Audience Individuals or small to mid-sized businesses looking for a simple payment transfer solution
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing Free Standard service is free. 1% fee amount deducted in instant transfer. Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 4.4 / 5 ease 4.8 / 5 features 4.5 / 5 design 4.7 / 5 support 4.5 / 5 Read all reviews	Reviews/Ratings Overall 4.4 / 5 ease 4.9 / 5 features 4.4 / 5 design 4.6 / 5 support 4.3 / 5 Read all reviews
Pros & Cons from Real Users Pros Google Pay is an amazing service when it comes to facilitating payments at any physical point of sale or on any website that accepts Google Pay as a payment method, the main thing I love about that service is that I can link payment methods so unlimited, this means that I can link several debit or credit cards within my Google Pay wallet to any type of service in a matter of seconds, in addition, I can also link gift cards within Google Pay to pay for stores such as GameStop, Google Play or Amazon, with the push of a button, this application really allows me to have a much more different modality when it comes to making online payments. Another thing I love about this platform is the constant security that you have within it, you can add a multi-digit key to lock your wallet, but you can also add a two-step security key to get a temporary code every time you go to complete a transaction with Google Pay. The thing that most positively captured tension is that this platform allows me to make payments in physical stores just by bringing my mobile phone to the point of sale, the cashier only has to select the Google Pay payment method and I have to use the phone to point of sale, immediately card my card linked to my wallet, this is a mechanism that has made payments in any type of store much easier and faster. Google Pay has been a very important service for my personal use and work use, since this platform has allowed me to pay for all kinds of services, make mobile recharges, transfer money to my friends or colleagues and has also promised me to send money to any company . The first feature that I like about this platform is that it has a cashback and promotions service. This feature is very important within this platform since it offers me constant promotions for all kinds of services, to obtain discounts on my payments, as well as it provides me with a refund of a part of the money I pay for some services, without a doubt I love this function since it allows me to save money on each payment of the services or obtain innovative discounts. I also liked the recharge modality that there is when adding money to this platform, I can use my bank account and link to the platform to recharge money when necessary, I can also link my debit card or use a gift card to send money to my friends, this highly diversified recharge modality helps me a lot Laura to deposit money on this platform, I also liked the speed and simplicity with which I can send money to my colleagues, just by using a payment ID , I can transfer money to anyone, I can also use someone else's Gmail to make a payment to them using Google Pay. Without a doubt, I have loved the vast majority of functions provided by this platform, I consider that it has been key to developing a correct transfer of money that my colleagues and friends do on some occasions. Google Pay has been a very important service for me, mainly because this platform has allowed me to complete all kinds of payments in a simple way, in addition, it has been able to protect all my payment methods within the same wallet, to be able to use it with as just use my mobile phone. One of the main features that I liked about this platform is the great availability that it has in the vast majority of gift cards, since on several occasions I have accessed electronic gift cards, and with just a simple button to add to Google Pay, I have been able to add that gift card immediately to my wallet, with the press of a button I can easily add a gift card to my wallet, this helps me a lot since I can register several gift cards without the need for register them manually. In addition, another of the positive things that this platform has is the great availability that it has in the vast majority of websites and online shopping platforms, this helps me a lot since when paying for some type of service on a web page, I'm going to use my Google Pay wallet, I can choose whether to weaken my gift card or my debit card linked to this wallet. In addition, I have loved that this platform allows me to easily add any type of Google Play gift card. By simply registering a Google Play card in this wallet, I can pay for any type of application from my mobile phone, since the balance it's debited immediately, so I don't have to manually enter the gift card into the store. Google Pay is a fantastic service to make all kinds of payments without the need to manually use your debit or credit card, in addition, this platform will also help you store all kinds of gift cards that help you pay for various services or various products on specific web pages. I really liked that this platform was able to provide me with an unlimited system to associate various forms of payment, associated with more than 20 payment methods to my Google pay wallet, and this is fantastic since I can associate all the payment methods that I want depending on the number of gift cards or credit or debit card I'm using on a daily basis. I also like that this platform has an easy linking of gift cards, for example, if I need a Starbucks gift card, I only need to register the gift card with some QR code or register it manually with the code of the card, The gift card linking process is quite simple and you can link it in a few minutes. In addition, I also liked that every time I need to pay at a specific location, I just have to bring my mobile phone and immediately the Google Pay system processes the payment if I have a gift card associated with my wallet, but the system is fantastic and It saves me a lot of time, because just by using my mobile device, I can make payments anywhere. Google pay is a fantastic service to develop all kinds of online payments, it also works to pay in various physical locations, this platform helps a lot to add additional security to your card, in addition, you can link any form of payment to this Google wallet pay. The things I liked the most were: - Google pay allows you to link various forms of payment in a very simple way, just by pressing a simple button called add Google pay era, the gift card or credit card will be immediately linked to your wallet. You can find this button on the gift card you want to link, for example, if you want to link a Starbucks gift card, that button will appear when you open it on a website, and it will be immediately linked to your wallet. - This application is installed on Android devices, so if it is an Android device, you will already have this built-in wallet and you will only have to make various payment methods. - Another thing that I like is that this platform allows you to make payments in different places just by bringing your phone to the point of sale, when you have a payment method for a Starbucks gift card, just by bringing your phone to the point of sale. point of sale, you can make the corresponding payment. - This application can also be used to pay for anything online, just by linking your debit card or gift card, you can pay for anything online when this payment method exists. Cons The only negative point that you can find within this platform is that it is currently making us accepted on many websites, so if you want to pay with your Google pay wallet in an online store, it is very likely that this payment method It is not available in that store, so you will have to use your debit or credit card manually. Using Google Pay is quite a complicated process since there are many online stores that accept this payment method, but you will always find some pages that have not implemented this function, therefore, it may be limited to the number of pages or stores that you can pay with this wallet. The main function that I have not liked so much about this platform is the mobile recharge function, currently this application allows me to recharge money to my cell phone line without additional commissions, however, the recharges that I do within this application take a long time in correctly reaching my telephone line, so if you are looking for a platform that helps you recharge your telephone line much faster, I do not recommend the platform, because even though recharges are very easy to do, It takes a long time for recharges to arrive correctly on the telephone line used. Another thing that I did not like about this platform is that it does not have a function to register the people to whom we have recently sent money, it would be great to be able to add a section, all the people to whom we have made a payment recently, in this way we will have direct access to that person and their contact information to be able to send them money again with just one click. The fact that this function of sending money back to people that we have recently sent money does not exist is quite negative, since if we want to send money again, we must enter the payment information again to process that payment. In addition, it is also important to highlight that this platform does not have any kind of interface customization, the interface is quite basic but it is very useful, however, I consider that functions have to be implemented to customize the general interface. I really don't have any kind of complaint regarding that service, since I started using the holos I have had positive results, in addition, all the functionalities of gift card registration, online payments, sending money to my friends or colleagues, and also company payments, it has worked wonderfully. I currently have no complaints with that platform, the platform and mobile device have worked wonderfully, providing me with a fast service to pay all kinds of bills quickly, in addition, it offers me a transaction history which I can consult immediately. However, one of the main negative points of this platform is that it does not work on computers, therefore, to use this wallet it is very necessary to use an iPhone or Android mobile device, in order to download the application, it would be excellent. Being able to use this wallet from the computer, manage all kinds of payment methods from the wallet to see the browser. One of the main features that has to be improved within this platform is that they accept it on any website, on another there are currently many sites that still do not accept the Google pay payment method, and that only accept debit cards. or credit, I would like this payment method to be used on any website just as it happens with credit or debit cards, this would help us to be able to pay on any page without any type of problem or restriction. Another thing that has to be used within this platform is to incorporate some system or function that helps you customize your wallet, it would be excellent if you can modify the general design of your wallet within the mobile device, so that you can have a better organization within each one of the payment method that you previously associated, currently the application offers you a fairly basic interest to visualize your payment methods, you cannot modify the interface in any way, I am going to apply a theme so that this application looks better. I have never really presented any type of failure with respect to this application, I have always been able to develop a correct payment system in a personal and business way, I have used it for my company to make payments online without the need to use my debit card, only using gift cards. I loved the expectation and the experience I had with this platform, it really never had any kind of failure, the various payment methods were able to be linked in a simple way, in addition, I loved it, I consider it to be too comfortable and helps maintain the effectiveness of the user within the platform.	Pros & Cons from Real Users Pros Using the Venmo platform has become something too common for us due to the great stability it has provided when establishing direct payments both for my employees within my company and for people outside my company. The first thing I liked about Venmo is the validation of payments, I love being able to make all kinds of payments to any Venmo account and that the money is immediately available in the account to which I sent the money, this is fantastic, there are no money restrictions on the transactions I have made for more than 2 years that I have been using it. Another thing I love about Venmo is that it provides me with a debit card, this feature is excellent since it is a digital wallet, it allows me to manage my money more easily and pay anywhere using the debit card provided by Venmo, a very secure card that is available for all accounts within the platform. I also love that Venmo allows you to send custom payments, whether it be with special messages or special emojis, this is fantastic because it allows me to send much more interactive payments, not just simple payments, but special payments with special messages. Venmo has also provided me with a nice transfer of assets to or from my bank account, I love that I can link my bank account on this platform and make withdrawals from my bank and have the money available in minutes in my wallet, I like this because there are digital wallet platforms similar to Venmo that do not provide this fast deposit processing. It makes splitting the cost of items seamless, removes the need to carry cash, and helps small businesses sell their products without the hefty fees of competitors. You don't have to carry cash around anymore to pay people. Venmo makes it easy things like restaurant checks with friends. Venmo is the easiest way to borrow and share money with friends and family. I am able to make transactions easily and freely knowing that my money is secure. It's easy to manage trips and activities with friends. One person can book seats together or get the check at a restaurant and then split up the bill later. We use Venmo to manage dozens of different expenses that come up whenever I take a trip with a group. Cons The main criticism I have regarding Venmo is regarding the user support service within this digital wallet, this support team is not so efficient and that causes users to be unable to resolve the constant concerns they have within the platform. On several occasions I have had some doubts about the payments made and received, and the support team has taken up to more than 2 days to correctly respond to my request, this is something very shocking for me, since I consider that being a wallet platform, they should offer much faster user support and in a shorter response time. Another thing I must criticize is regarding the login system, they have too robust security and this causes me to be unable to access my wallet at any time, I have tried to access my account from a new device and I have completed the two-step verification but it has not let me enter due to a suspicious login. I would like to be able to access my account on a daily basis without any problems, I do not like the robust security system that Venmo is using. If you accidentally select the wrong recipient, there is no way to revoke your payment. I understand the need for this to prevent scams, but their search feature for people does make it easy to accidentally select the wrong person. Venmo is now charging businesses a fee if money is sent to them from clients. There is also a limit of how much money you can send each month. The charges for moving money to the bank instantly can be inconvenient, but I understand. There's no reason for a money transfer app to have many different social features. It seems obtrusive and unnecessary to have a wall to see how friends are sending money back and forth. The ease of use to move money back and forth is enough, it doesn't need to be Facebook.
Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Google Founded: 1998 United States pay.google.com/about/	Company Information PayPal Founded: 1998 United States venmo.com
Alternatives Amazon One Amazon	Alternatives Square Payments Block
Amazon Pay Amazon	Mollie
Apple Pay Apple	Plaid
PayPal	Paywint
Touch 'n Go View All	X Money X View All
Categories Digital Wallets Supported Mobile Payment Supported Payment Gateways Supported Payment Processing Supported	Categories Digital Wallets Supported Mobile Payment Supported Payment Processing Supported
Mobile Payment Features ACH Support Supported Contactless / NFC Supported Credit Card Support Supported Cryptocurrency Support Not Supported Debit Card Support Supported eCommerce Payments Supported In-App Payments Supported In-Store Payments Supported Micropayments Not Supported P2P Payments Supported Show More Features Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported	Mobile Payment Features ACH Support Supported Contactless / NFC Supported Credit Card Support Supported Cryptocurrency Support Not Supported Debit Card Support Supported eCommerce Payments Supported In-App Payments Not Supported In-Store Payments Not Supported Micropayments Not Supported P2P Payments Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Supported Recurring Billing Not Supported Signature Capture Not Supported
Integrations AllPays.co Supported CARDZ3N Supported Every.org Supported Gr4vy Supported Jotform Supported Paerpay Supported PatientPay Supported PayNearMe Supported Protonn Supported SensePass Supported Virtuous Supported 99Pledges Supported Bank of America Business Advantage Supported GearDex Not Supported Hotelinking Supported Mergado Supported MusicGPT Supported Payouts.com Not Supported Phonesites Not Supported SwipeSimple Supported Show More Integrations View All 284 Integrations	Integrations AllPays.co Supported CARDZ3N Supported Every.org Supported Gr4vy Supported Jotform Supported Paerpay Supported PatientPay Supported PayNearMe Supported Protonn Supported SensePass Supported Virtuous Supported 99Pledges Not Supported Bank of America Business Advantage Not Supported GearDex Supported Hotelinking Not Supported Mergado Not Supported MusicGPT Not Supported Payouts.com Supported Phonesites Supported SwipeSimple Not Supported Show More Integrations View All 62 Integrations
Claim Google Pay and update features and information Claim Google Pay and update features and information	Claim Venmo and update features and information Claim Venmo and update features and information