GiniMachine

GiniMachine

HES FinTech
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About

GiniMachine is an AI-based solution for automated decision making. It utilizes advanced machine learning algorithms and company's historical data to build high-performing scoring models. It can be used for credit scoring, collection scoring, application scoring, and expanding marketing (churn prediction), and sales (cross-sell and upsell) opportunities. The system uses a custom implementation of the decision tree ensemble method strengthened with a set of heuristics for preliminary data processing and preparation. The models that are built and provided by GiniMachine are fully compliant with BASEL requirements. The ability of the software to work with massive amounts of data can simplify the application scoring by identifying creditworthy borrowers in various industries. Using historical data of your business, GiniMachine can increase the returns in online loans, auto finance, POS lending, and more.

About

Neofin is a Shopify for lending business. It is a low-code SaaS for lending automation that allows launching any lending business in as fast as 15 minutes, establishing the credit products in 1 hour, and issuing credits and earning the same day. It covers all the stages of the borrower's journey, including loan origination, servicing, loan management system, decisioning, underwriting, collection, and even out-of-box front-end components. Our modules include: POS front-end/ BNPL widget Loan Management system Borrower area site builder Debt collection Digital onboarding and KYC CRM/marketing Decision engine/credit scoring

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Organizations interested in an AI-based solution for automated decision making

Audience

BNPL providers, community banks, credit unions, businesses working with post payments, fintech startups, NBFI, and lending companies

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Not Supported

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported

API

Offers API Not Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Pricing

$1,599/month
Free Version Not Supported
Free Trial Supported

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Pros & Cons from Real Users

Pros

  • Functional and affordable software for AI/ML decision-making in lending. Requires no complicated training. Implementation and onboarding are super fast.

Cons

  • The software requires quite a large amount of data for reliable predictive analytics. We had enough, but some customers may not have enough data (1000+ loans issued).

Training

Documentation Not Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Company Information

HES FinTech
Founded: 2017
Lithuania
ginimachine.com

Company Information

Neofin
Founded: 2020
United States
neo-fin.com

Alternatives

OnPoint CORTEX

OnPoint CORTEX

OnPoint - A Koch Engineered Solutions Company

Alternatives

HES LoanBox

HES LoanBox

HES FinTech
OneScore

OneScore

Equifax for FinTech
Roopya

Roopya

Geoalgo Technologies Private Limited

Categories

Categories

Loan Management Supported
Loan Origination Supported

Loan Origination Features

Amortization Schedule Supported
Audit Trail Supported
Closing Documents Supported
Compliance Management Not Supported
Customer Database Supported
Digital Signature Supported
Document Management Supported
Fee Management Supported
Loan Processing Supported
Online Application Supported

Integrations

CREDITONLINE Supported
Fingerprint Not Supported
Microblink Not Supported
PayPal Not Supported
Plaid Not Supported
Stripe Not Supported
Twilio Not Supported
Ultimus Digital Process Automation Suite Supported

Integrations

CREDITONLINE Not Supported
Fingerprint Supported
Microblink Supported
PayPal Supported
Plaid Supported
Stripe Supported
Twilio Supported
Ultimus Digital Process Automation Suite Not Supported
Claim GiniMachine and update features and information
Claim GiniMachine and update features and information
Claim Neofin and update features and information
Claim Neofin and update features and information