GiniMachine

GiniMachine

HES FinTech
Monsoon CreditTech

Monsoon CreditTech

Monsoon CreditTech Technologies
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About

GiniMachine is an AI-based solution for automated decision making. It utilizes advanced machine learning algorithms and company's historical data to build high-performing scoring models. It can be used for credit scoring, collection scoring, application scoring, and expanding marketing (churn prediction), and sales (cross-sell and upsell) opportunities. The system uses a custom implementation of the decision tree ensemble method strengthened with a set of heuristics for preliminary data processing and preparation. The models that are built and provided by GiniMachine are fully compliant with BASEL requirements. The ability of the software to work with massive amounts of data can simplify the application scoring by identifying creditworthy borrowers in various industries. Using historical data of your business, GiniMachine can increase the returns in online loans, auto finance, POS lending, and more.

About

Monsoon’s machine learning powered underwriting models identify persistent patterns that enable us to predict future repayment behavior from borrower data (e.g. credit bureau data, bank statements, demographics, location related data and if available, alternate data). These patterns are unique to every lender based on the way they source borrowers, underwrite to borrowers and collect from borrowers. Our machine learning engine “learns” these patterns from every lender’s historic portfolio and application level data, combined with the repayment data associated with every borrower in the portfolio. Monsoon CreditTech’s technology is used by 24 lenders across a wide range of portfolios in the Retail lending and MSME lending spaces. Some of the loan products supported in the Retail lending space are Consumer Durable loans, Personal loans, Four/Two -Wheeler loans, Home loans and Credit Cards.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Organizations interested in an AI-based solution for automated decision making

Audience

Insurance and lenders seeking a solution to improve their operations

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

HES FinTech
Founded: 2017
Lithuania
ginimachine.com

Company Information

Monsoon CreditTech Technologies
monsoonfintech.com/products/

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OnPoint CORTEX

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Alternatives

HES LoanBox

HES LoanBox

HES FinTech
OneScore

OneScore

Equifax for FinTech

Categories

Categories

Integrations

CREDITONLINE
Ultimus Digital Process Automation Suite

Integrations

CREDITONLINE
Ultimus Digital Process Automation Suite
Claim GiniMachine and update features and information
Claim GiniMachine and update features and information
Claim Monsoon CreditTech and update features and information
Claim Monsoon CreditTech and update features and information