FundThrough vs. Ratio Comparison


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About FundThrough is an AI-enabled invoice funding platform that allows businesses to get paid on outstanding invoices in days instead of waiting through traditional net payment terms, helping solve cash flow delays that limit growth and operations. It works by advancing funds based on unpaid invoices, giving companies access to working capital they have already earned without taking on debt or giving up equity. It enables users to connect their accounting systems, submit invoices digitally, and receive funding through a streamlined, tech-powered process that includes automated verification, customer assessment, and document validation. Businesses can choose which invoices to fund, providing flexibility and control over when and how they access capital, while the system handles collections and repayment once the customer pays according to original terms.	About Reimagining technology procurement and funding by combining payments, predictive pricing, financing, and a seamless quote-to-cash process into one platform. Flexible payment options to close faster, embedded into sales. Get funded now leveraging your existing recurring revenues. Get paid now even though customers pay later. Align payments to Ratio with customer payments. Unlock capital for growth from your own assets without dilution or debt. No monthly payments are required for Ratio unlike venture debt and revenue-based financing. Pick and choose which contracts to sell based on your cash flow needs. The Ratio team is made up of experienced SaaS and finance executives, serial entrepreneurs, builders, and dreamers. Equity is a critical piece to building your company and compensating your team. Taking strategic capital from Ratio involves no dilution from selling equity or issuing warrants.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience B2B businesses and finance teams that want to convert unpaid invoices into immediate working capital to improve cash flow and fund operations	Audience Companies seeking a solution to manage their recurring revenue contracts, close more deal, implement payment options, and get funded
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information FundThrough Founded: 2014 Canada www.fundthrough.com	Company Information Ratio Founded: 2021 United States www.ratiotech.com
Alternatives WinFactor	Alternatives Capchase
AdvancePoint	SaaSPay
Cync Factoring Cync Software	tranch
Denim	Element Finance
FactorFox FactorFox Software LLC View All	Lighter Capital View All
Categories Factoring Supported	Categories Buy Now Pay Later Supported Quote-to-Cash Supported Revenue-Based Financing Supported

Integrations QuickBooks Online Supported Xero Supported Chargebee Not Supported Clear Books Not Supported Enverus Supported FreeAgent Not Supported FreshBooks Not Supported KashFlow Not Supported Maxio Not Supported NetSuite Not Supported Plaid Not Supported QuickBooks Desktop Pro Not Supported Recurly Not Supported Sage 100 Supported Sage 50 Not Supported Sage Accounting Not Supported Stripe Not Supported Show More Integrations View All 4 Integrations	Integrations QuickBooks Online Supported Xero Supported Chargebee Supported Clear Books Supported Enverus Not Supported FreeAgent Supported FreshBooks Supported KashFlow Supported Maxio Supported NetSuite Supported Plaid Supported QuickBooks Desktop Pro Supported Recurly Supported Sage 100 Not Supported Sage 50 Supported Sage Accounting Supported Stripe Supported Show More Integrations View All 15 Integrations
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