Flutterwave vs. SensePass Comparison


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About The easiest way to make and accept payments from customers anywhere in the world. One platform that lets you sell wherever your customers are — online, in‑person, anywhere in the world, and everywhere in‑between. Sell online with an ecommerce website, Mobile App and more. Sell in-person at your store locations, pop-ups, concerts. With little to no effort, remove the boundaries to scaling your business and reach more customers with just one platform. Create cards for your team, add spending limits, make them site-specific and so much more. Using the Flutterwave API, you can instantly create and manage virtual cards. Cards can be used instantly through mobile wallets and global websites. With just a few lines of Issuing API code, the possibilities for your new FinTech business(es) are endless. At Flutterwave, we take security seriously so every payment made on our platform is 100% secure, even exceeding industry standard.	About SensePass is a unified payment gateway and connector that links your business systems to the entire payments ecosystem (100+ payment methods) through one integration. Built for NetSuite and Microsoft Dynamics 365 (Business Central, Finance & Operations, Commerce), SensePass also connects with Shopify, BigCommerce, Oracle Xstore, Aptos, and more. Accept 100+ payment methods — credit and debit cards, digital wallets (Apple Pay, Google Pay, PayPal, Venmo), BNPL and financing (Klarna, Affirm, Afterpay), bank transfers (ACH, pay-by-bank), and crypto — through 50+ processors, with no lock-in to a single acquirer. SensePass includes a full suite of payment products: a payment gateway, Tap and Pay (chargeless in-person payments), Pay by Link (secure payment links for invoices, phone, and remote sales), and compliant credit card surcharging. Every transaction reconciles automatically back into your ERP. One connector. Every way to pay, online and in person.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Anyone wanting to accept payments anywhere with an online payment platform	Audience NetSuite and Dynamics 365 businesses, retailers, B2B and wholesale companies, field service businesses and franchises, call centers, global and multi-national organizations (including nonprofits), finance/AR teams, ERP and POS partners and system integrators
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing 2.9% fee Free Version Not Supported Free Trial Not Supported	Pricing $50/month Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 4.0 / 5 Read all reviews	Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 4.5 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews
Pros & Cons from Real Users Pros Charges applied on transactions. If you are making money, they get some % and if you are not, they understand, no monthly charges or plan. You have access to all features. Instant transfers to your bank account or mobile money It's amazingly great! Cons I have not found any problem with using Flutterwave so far and i ideally recommend it to anyone who wants to collect payments internationally.	Pros & Cons from Real Users Pros As a NetSuite merchant, SensePass gives us an agnostic payment gateway - one bundle, fully reconciled with NetSuite, that connects to virtually any processor, wallet, or platform we need. It handles everything from credit cards to BNPL options like Klarna, Afterpay, and Affirm, plus wallets like Apple Pay, Google Pay, and PayPal — all through the same integration. Reconciliation used to be a manual headache - matching lump-sum deposits against dozens of individual transactions. With SensePass, payments and fees post directly into NetSuite and reconcile automatically, which has saved our finance team real hours every month-end close. We also use Pay by Link for remote and invoice-based payments, which has been great for collecting outside the storefront. But the biggest win has been freedom: we can move between credit card processors without paying migration fees or re-tokenizing our customers' saved cards - which used to be the most painful and expensive part of switching. That flexibility has let us negotiate better processing rates and cut our overall card processing costs meaningfully. Easy to use, answers all my needs, very flexible, great response time. I highly recommend using SensePass Cons I wish I knew about this sooner, we spent a lot of money on processing it is flashing money down the drain. They should do a better job advertising this. None. I never had an issue with the product or team
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information Flutterwave Founded: 2016 United States www.flutterwave.com/us/	Company Information SensePass Founded: 2017 United States Sensepass.com
Alternatives Chipper Chipper Cash	Alternatives xPay
Pesapal	Planet Payments Planet
Nomod	Ikajo
Givsum	TradePay VennHQ LLC
PayPal Point of Sale PayPal View All	Priority Rerun Rerun LLC View All
Categories Payment Processing Supported Point of Sale Supported	Categories Payment Gateways Supported
	Show More Features Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported
Integrations Shopify Supported Amazon Pay Not Supported Coinbase Not Supported Dynamics 365 Commerce Not Supported Iterative Billing Supported Kakao Pay Not Supported KonnectzIT Supported MasterDistiller Supported Microsoft Dynamics 365 Business Central Not Supported Oracle MICROS POS Not Supported PIX Not Supported Quickwork Supported Tashi Supported Traveho Supported TruelySell Supported Velmie Supported Venmo Not Supported WeChat Pay Not Supported WooCommerce Not Supported Xero Supported Show More Integrations View All 27 Integrations	Integrations Shopify Supported Amazon Pay Supported Coinbase Supported Dynamics 365 Commerce Supported Iterative Billing Not Supported Kakao Pay Supported KonnectzIT Not Supported MasterDistiller Not Supported Microsoft Dynamics 365 Business Central Supported Oracle MICROS POS Supported PIX Supported Quickwork Not Supported Tashi Not Supported Traveho Not Supported TruelySell Not Supported Velmie Not Supported Venmo Supported WeChat Pay Supported WooCommerce Supported Xero Not Supported Show More Integrations View All 44 Integrations
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