Flinks

Flinks

5.0 out of 5 stars
Flinks Zum Rails

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Flinks:

About

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.
Zum Rails:

About

Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API.
Flinks:

Platforms Supported

Windows Supported
Mac Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported
Zum Rails:

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported
Flinks:

Audience

Startups to large financial institutions searching for a Financial Data solution
Zum Rails:

Audience

Financial Services, lending, investing, crypto, accounting, finance, retail, businesses
Flinks:

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported
Zum Rails:

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported
Flinks:

API

Offers API Supported
Zum Rails:

API

Offers API Not Supported
Flinks:

Screenshots and Videos

Zum Rails:

Screenshots and Videos

Flinks:

Pricing

Pricing is API volume & package based
Free Version Not Supported
Free Trial Supported
Zum Rails:

Pricing

Contact for details
Free Version Not Supported
Free Trial Not Supported
Flinks:

Reviews/Ratings

Overall 5.0 / 5
ease 4.0 / 5
features 5.0 / 5
design 4.0 / 5
support 4.0 / 5
Zum Rails:

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Flinks:

Pros & Cons from Real Users

Pros

  • Really cool product - similar bank aggregation to others but where Flinks really over performs is on the data enhancement/analytics. Product is easy to setup, good support all the way through. Their "attributes" reports are awesome, especially when it comes to data for income validation, trends, fraud etc.

Cons

  • Could be more reliable on the data aggregation with certain FIs.
Flinks:

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported
Zum Rails:

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Not Supported
Flinks:

Company Information

Flinks
Founded: 2016
Canada
flinks.com
Zum Rails:

Company Information

Zum Rails
Founded: 2019
Canada
zumrails.com
Flinks:

Alternatives

Plaid

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Zum Rails:

Alternatives

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Zum Rails:
Plaid

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Flinks:
VoPay

VoPay

VoPay International Inc
Zum Rails:
Sila

Sila

5.0 out of 5 stars
Flinks:
Zum Rails:
Flinks

Flinks

5.0 out of 5 stars
Flinks:
Finicity

Finicity

Mastercard
Zum Rails:
Flinks:

Categories

Bank Verification Supported
Embedded Finance Supported
Open Banking Supported
Open Finance Supported
Zum Rails:

Categories

Embedded Finance Supported
Fraud Detection Supported
Open Banking Supported
Open Finance Supported
Payment Gateways Supported
Payment Processing Supported
Zum Rails:

Fraud Detection Features

Access Security Management Not Supported
Check Fraud Monitoring Not Supported
Custom Fraud Parameters Not Supported
For Banking Supported
For Crypto Supported
For eCommerce Supported
For Insurance Industry Supported
Internal Fraud Monitoring Supported
Investigator Notes Not Supported
Pattern Recognition Not Supported
Transaction Approval Supported

Payment Gateways Features

ACH / eCheck support Not Supported
Buyer Authentication Supported
Credit / Debit Support Supported
Customer Information Storage Supported
Fraud Prevention Supported
Invoicing Supported
Multi-Currency Supported
PCI Compliance Supported
Point-of-Sale (POS) Not Supported
Recurring Billing / Subscriptions Supported
Reporting / Analytics Supported

Payment Processing Features

ACH Check Transactions Not Supported
Bitcoin Compatible Not Supported
Debit Card Support Supported
Gift Card Management Not Supported
Mobile Payments Not Supported
Online Payments Supported
POS Transactions Not Supported
Receipt Printing Not Supported
Recurring Billing Supported
Signature Capture Not Supported
Flinks:

Integrations

Totality Supported
Aloan Supported
Argyle Supported
Dwolla Supported
EPIC Loan Systems Supported
Infinity Loan Management Supported
Mortgage Automator Not Supported
Neontra Supported
Stripe Supported
VoPay Supported
Waypoint Budget Supported
Zum Rails:

Integrations

Totality Supported
Aloan Not Supported
Argyle Not Supported
Dwolla Not Supported
EPIC Loan Systems Not Supported
Infinity Loan Management Not Supported
Mortgage Automator Supported
Neontra Not Supported
Stripe Not Supported
VoPay Not Supported
Waypoint Budget Not Supported
Flinks:
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Zum Rails:
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