Token

Token

Token.io
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About

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.

About

Token.io has reimagined account-to-account (A2A) payment infrastructure, enabling banks, fintech firms, platforms, and payment providers to increase revenue, reduce processing expenses, and simplify operations by offering ready-to-use Pay by Bank solutions. Widely acknowledged by independent analysts as one of the leading two A2A payment infrastructure providers worldwide, Token.io’s unparalleled connectivity and excellent partner support position it as a front-runner in open banking and A2A payment infrastructure. Its connections cover over 90% of bank accounts across 21 markets, granting unmatched capability to initiate instant bank payments, refunds and real-time payouts to more than 567 million bank accounts across Europe. Token.io's partenrs include 3 of Europe's top 5 financial institutions; it is also trusted by prominent names in the payments sector, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.

Platforms Supported

Windows Supported
Mac Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Startups to large financial institutions searching for a Financial Data solution

Audience

Banks, financial institutions, fintechs, payment service providers, gateways, acquirers, processors, digital wallets, crypto exchanges, gaming operators

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Not Supported

API

Offers API Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Pricing is API volume & package based
Free Version Not Supported
Free Trial Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Not Supported

Reviews/Ratings

Overall 5.0 / 5
ease 4.0 / 5
features 5.0 / 5
design 4.0 / 5
support 4.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Pros & Cons from Real Users

Pros

  • Really cool product - similar bank aggregation to others but where Flinks really over performs is on the data enhancement/analytics. Product is easy to setup, good support all the way through. Their "attributes" reports are awesome, especially when it comes to data for income validation, trends, fraud etc.

Cons

  • Could be more reliable on the data aggregation with certain FIs.

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported

Company Information

Flinks
Founded: 2016
Canada
flinks.com

Company Information

Token.io
Founded: 2015
United Kingdom
token.io

Alternatives

Alternatives

VoPay

VoPay

VoPay International Inc
Advantica

Advantica

Softax
Finicity

Finicity

Mastercard

Categories

Bank Verification Supported
Embedded Finance Supported
Open Banking Supported
Open Finance Supported

Categories

B2B Payment Supported
Banking Supported
Open Banking Supported
Open Finance Supported
Payment Processing Supported

Payment Processing Features

ACH Check Transactions Not Supported
Bitcoin Compatible Not Supported
Debit Card Support Not Supported
Gift Card Management Not Supported
Mobile Payments Supported
Online Payments Supported
POS Transactions Supported
Receipt Printing Not Supported
Recurring Billing Supported
Signature Capture Not Supported

Integrations

Aloan Supported
Argyle Supported
Dwolla Supported
EPIC Loan Systems Supported
Infinity Loan Management Supported
Neontra Supported
Stripe Supported
Totality Supported
VoPay Supported
Waypoint Budget Supported

Integrations

Aloan Not Supported
Argyle Not Supported
Dwolla Not Supported
EPIC Loan Systems Not Supported
Infinity Loan Management Not Supported
Neontra Not Supported
Stripe Not Supported
Totality Not Supported
VoPay Not Supported
Waypoint Budget Not Supported
Claim Flinks and update features and information
Claim Flinks and update features and information
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Claim Token and update features and information