Meld

Meld

Meld.io
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About

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.

About

Meld empowers developers to build a Multi Vendor Fintech stack. With a few lines of code, developers gain access to a wide range of financial integrations across multiple domains. Meld helps you lower your overall 3rd party vendor costs, increase coverage and conversion rates, and save you time by launching integrations across markets faster. We provide performance analytics for every provider you integrate with - putting you back in control of your fintech stack.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Startups to large financial institutions searching for a Financial Data solution

Audience

Organizations that need to use bank linking aggregators, crypto onramps and offramp, fiat processors and more

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Pricing is API volume & package based
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 4.0 / 5
features 5.0 / 5
design 4.0 / 5
support 4.0 / 5

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 5.0 / 5
support 5.0 / 5

Pros & Cons from Real Users

Pros

  • Really cool product - similar bank aggregation to others but where Flinks really over performs is on the data enhancement/analytics. Product is easy to setup, good support all the way through. Their "attributes" reports are awesome, especially when it comes to data for income validation, trends, fraud etc.

Cons

  • Could be more reliable on the data aggregation with certain FIs.

Pros & Cons from Real Users

Pros

  • Meld's unified UI and data model simplifies managing multiple providers. They keep the list of supported institutions current, and their webhooks offer almost instant customer data access. If users can't connect to a bank with one provider, Meld’s Smart Routing lets us effortlessly switch to another, ensuring a smooth user experience and boosting our conversion rates.

Cons

  • I've had such a positive experience with Meld that it's challenging to pinpoint any specific drawbacks.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Flinks
Founded: 2016
Canada
flinks.com

Company Information

Meld.io
Founded: 2021
United States
www.meld.io

Alternatives

Alternatives

Diffract

Diffract

SmallSoftLoaf Software
VoPay

VoPay

VoPay International Inc
CoreWallet

CoreWallet

trimplement GmbH
Finicity

Finicity

Mastercard

Categories

Categories

Integrations

Stripe
Aloan
Authorize.Net
Banxa
Binance P2P
Braintree
Checkout.com
Circle
EPIC Loan Systems
Finicity
Infinity Loan Management
MoonPay
Neontra
Plaid
Sardine
Simplex
Totality
VoPay
Waypoint Budget

Integrations

Stripe
Aloan
Authorize.Net
Banxa
Binance P2P
Braintree
Checkout.com
Circle
EPIC Loan Systems
Finicity
Infinity Loan Management
MoonPay
Neontra
Plaid
Sardine
Simplex
Totality
VoPay
Waypoint Budget
Claim Flinks and update features and information
Claim Flinks and update features and information
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Claim Meld and update features and information