Monsoon CreditTechMonsoon CreditTech Technologies
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About
Finezza (finezza.in) is an end-to-end, AI-driven lending intelligence platform designed for the regulated Indian lending ecosystem covering banks, NBFCs, housing finance companies, microfinance institutions, and fintech lenders.
The platform manages the complete loan lifecycle: digital origination, automated credit underwriting with bureau and alternate data integrations, loan management, and AI-assisted collections - all accessible through a single, API-first interface.
Finezza's co-lending module is purpose-built for RBI's Co-Lending Model (CLM) guidelines, enabling seamless bank-NBFC partnerships with automated fund flow splitting, dual underwriting workflows, reconciliation, and regulatory reporting.
With 100+ pre-built integrations including CIBIL, Experian, Aadhaar eKYC, GST, ITR, bank statement analysis, and NACH, Finezza delivers sub-3-second credit decisions and a 360° borrower view, helping lenders scale faster while staying compliant.
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About
Monsoon’s machine learning powered underwriting models identify persistent patterns that enable us to predict future repayment behavior from borrower data (e.g. credit bureau data, bank statements, demographics, location related data and if available, alternate data). These patterns are unique to every lender based on the way they source borrowers, underwrite to borrowers and collect from borrowers. Our machine learning engine “learns” these patterns from every lender’s historic portfolio and application level data, combined with the repayment data associated with every borrower in the portfolio. Monsoon CreditTech’s technology is used by 24 lenders across a wide range of portfolios in the Retail lending and MSME lending spaces. Some of the loan products supported in the Retail lending space are Consumer Durable loans, Personal loans, Four/Two -Wheeler loans, Home loans and Credit Cards.
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Platforms Supported
Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook
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Audience
NBFC, Banks, Fintechs
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Audience
Insurance and lenders seeking a solution to improve their operations
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Support
Phone Support
24/7 Live Support
Online
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Support
Phone Support
24/7 Live Support
Online
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API
Offers API
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API
Offers API
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Screenshots and VideosNo images available
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PricingCustom
Free Version
Free Trial
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Pricing
No information available.
Free Version
Free Trial
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Reviews/
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Reviews/
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Training
Documentation
Webinars
Live Online
In Person
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Training
Documentation
Webinars
Live Online
In Person
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Company InformationFinezza
Founded: 2019
India
finezza.in
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Company InformationMonsoon CreditTech Technologies
monsoonfintech.com/products/
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Integrations
No info available.
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Integrations
No info available.
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