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About

Finexer is an FCA-regulated, API-driven platform revolutionizing how SMBs access and utilize financial data. By seamlessly connecting to all UK banks, Finexer enables real-time insights and Pay-By-Bank payments through a user-friendly dashboard, deploying 2-3x faster than competitors. Key Features - Data (AISP) & Payments (PISP) APIs: 1. Banks Transactions Data: Gain real-time access to bank transaction data, empowering businesses to enhance decision-making and create tailored user experiences. 2. Balance Checks: Unlock valuable insights into customers' income, expenses, and balance trends to deliver personalised services and targeted offers. 3. Open Banking Payments: Enable secure A2A payments, instant settlements, and automated recurring transactions (Beta), reducing costs by up to 90%. With advanced data capabilities, white-label options, and PSD2-compliant security, Finexer empowers businesses to optimise operations, drive revenue, and elevate customer experiences.

About

Qlower is the smart assistant for landlords. It simplifies property management by leveraging open banking and machine learning technologies. Also, it automates property management without any manual entry and saves you time and money. Tracking payments, identifying savings, and preparing tax declaration, just follow suggested journeys and optimize the management of your real estate portfolio. Qlower simplifies your life as a real estate investor * Automatic and free receipts & reminders * Automatic accounting in real time thanks to the bank connection * Tax declaration of your rental income * Identification of possible savings and heritage advice You rent one or more empty properties , furnished, short or long term, car parks, buildings, SCI? Qlower automates all administrative and accounting tasks up to optimized tax reporting. From the bank data or the operations entered, Qlower understands each expense and feeds your accounting as it goes.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Startups, Businesses, Fintechs, Accounting & ERP, Credit and Lending, payroll invoicing, EPOS

Audience

Landlords and property managers interested in a software solution to verify tenants

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 4.9 / 5
support 5.0 / 5

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Pros & Cons from Real Users

Pros

  • We started using Finexer to automate bank account verification during employee onboarding. The account information has been consistent, and our operations team spends much less time reviewing banking details manually.
  • Working with Finexer in live ERP environments, the main win has been consistency. Bank data comes in structured enough that reconciliation rules don’t break every month. Payment initiation is also more transparent than card flows—you can trace status without digging through multiple systems. It’s fairly low-maintenance once set up, which matters in busy finance ops teams.
  • Excellent visibility into seller bank activity. Helps validate genuine trading patterns and spot anomalies quickly. Works well for strengthening onboarding checks and ongoing fraud monitoring without heavy manual review.
  • Switching to Pay by Bank cut out card fees straight away, and we’ve seen fewer failed rent payments. The real-time bank data also makes affordability checks quicker and more reliable than chasing documents.
  • Speeds up source of funds checks with direct bank data access, reducing reliance on manual statements. Improves accuracy and helps streamline collaboration between solicitors and estate agents during property transactions.

Cons

  • Production pricing is discussed through a short sales process rather than instant self-service, but it meant we ended up with a setup that matched our expected usage.
  • It’s limited to UK banking coverage, so it doesn’t extend well if your setup includes international entities.
  • Focus on account-to-account payments reduces fees and complexity, but won’t suit businesses reliant on card-based flows or recurring card billing models.
  • Finexer does not support cross-border payouts, FX conversion, or SWIFT-based treasury flows.
  • Currently focused on UK coverage, which works well for UK transactions but may limit use in wider international property dealings for now.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Finexer
Founded: 2024
United Kingdom
finexer.com

Company Information

Qlower
Founded: 2020
France
www.qlower.com

Alternatives

Amiqus

Amiqus

Amiqus Resolution

Alternatives

Categories

Categories

Integrations

No info available.

Integrations

No info available.
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