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About

Buy and earn up to 90% APY on your crypto, and 15% on popular stablecoins such as USDC, USDT, DAI, and BUSD - by simply depositing your assets and holding them in our accounts. Finblox is backed by Sequoia Capital, Three Arrows Capital, Dragonfly Capital, Coinfund, and many other prominent VCs and angels. All of your funds are in the custody of Fireblocks, and insured for up to 45M. There are no minimums, no lock-in periods, and no limits on when you can withdraw. Interest is compounded and paid daily, and all rates are completely fixed as advertised - meaning no tiers or limits as to how much of your deposit you can earn the highest rates on. For more information, please visit our website.

About

The first blockchain-based bank in the world. Earn daily interest with PointPay. We use strong military-grade encryption to store private keys on PointPay. Cold storage is used to hold the users' funds. PointPay, being a PCI DSS compliant platform, enables its clients to confirm operations through 2FA protection. Your checking and savings accounts earn daily compound interest with PointPay Blockchain-Based Bank. We support major cryptocurrencies by market capitalization: Bitcoin, USDT, etc. One-click money transfers between your accounts within PointPay Ecosystem. There are two types of accounts in PointPay Blockchain Bank: Checking accounts and Savings accounts. Checking account is convenient for daily usage. It allows a user to make an unlimited number of operations for receiving and sending funds in cryptocurrency. Savings account is suitable for storing funds, has a higher annual interest rate on a deposit, but it is allowed to transfer funds from it only three times a month.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

A high-yield crypto savings platform for beginners and experienced users!

Audience

Anyone looking for a platform to receive daily interest on deposits in cryptocurrency

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Free
N/A
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 4.3 / 5
ease 4.4 / 5
features 4.1 / 5
design 4.3 / 5
support 4.3 / 5

Reviews/Ratings

Overall 3.4 / 5
ease 3.4 / 5
features 3.4 / 5
design 3.4 / 5
support 3.4 / 5

Pros & Cons from Real Users

Pros

  • None, the CEO are scammers and made it so nothing has happened. Please return our money asap.
  • App looks nice and simple. Easy to use for the most part. No lock-in period, can withdraw anytime. New game features.
  • High APY. Simple UI. Great customer service. Perfect for beginners. Easy to learn and use. Face ID enabled.
  • Easy to use. High interest. Paid out daily. Big investors.
  • Nice interface and many assets to pick from. Has functions to track my worth. no lockups nor min terms.

Cons

  • Locking up your money with no explanation. They are still running this operation as if nothing has happened, stay away.
  • Always changing APY. Withdrawal is a bit slow sometimes.
  • Slow withdrawal (can take a few hours). Limited assets. Volatile APY rates.
  • Don't have a swap function but they said will launch it soon.
  • There are not so many issues but if you face any - just ping support - they are responsive.

Pros & Cons from Real Users

Pros

  • That’s a clear scam, they took our money, the previous CEO run away with all the money and now the point pay it’s a joke, organising games and competitions 😞, really??? I invested about £1000 which is worth now NOTHING!!! Stay AWAY!!!
  • No pros, very poor Customer Team Lead, she is not able even to provide a clean idea or explain anything.
  • Interest Tokenomics Team support App Exchange Wallet Crypto school Debit card Community Payment system Beyond Banking
  • What do we know about the crypto investment market? Everything is very complicated, each element raises questions, and only a specialist or many years of hard work will help you figure it out. But the cryptosphere does not stand still. Literally every day, new tokens appear, not to mention new opportunities and schemes to increase their investments. It seems that there is a first rule of the crypto fight club - do not talk about it. As a result, a general belief is created about the improbability of what is happening in the crypto market. Pointpay breaks down these stereotypes and gives you the opportunity to increase your investment in just a couple of clicks. The amazing Pointpay team has already implemented many earning tools, such as a universal crypto bank with a savings account, crypto loans, its promising token, and even a crypto school for absolutely any user. Convenience, clarity and versatility-these are the most important pillars on which Pointpay stands. The project is developing before our eyes and thanks to all the teachers, it is moving in the direction of improving the advantages and strengthening the existing positions. If you have long wanted to study the question of cryptotematics, then this is where you can understand any functions that are clear from the first glance and work with the speed of a hummingbird's wings.
  • The opportunity to invest in an outstanding idea for cryptocurrency community. Excellent customer service and easy handling app.

Cons

  • Losing money!!! Do not invest in this coin as you will loose money!!
  • Do not recommend this company. They have a horrible customer support and a very bad Customer Support Lead!!! She is not able to connect even two words together. I do not know who have made her a Team Lead.
  • Waiting for the native blockchain, but it's matter of time.
  • If you are tired of hearing about the advantages of Pointpay, then maybe you should listen about its disadvantages? I hasten to upset you, all the shortcomings that I noticed have already been corrected. and even with my personal error during the transaction, it was fixed by a great technical support team.
  • Actually there is a minimal amount of technical delay as regards the updates for regular increase in token price.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Finblox
Founded: 2021
Hong Kong
finblox.com

Company Information

PointPay
Founded: 2018
United Kingdom
bank.pointpay.io

Alternatives

Alternatives

QDAO DeFi

QDAO DeFi

Platinum Q DAO Engineering

Categories

Categories

Integrations

No info available.

Integrations

No info available.
Claim Finblox and update features and information
Claim Finblox and update features and information
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Claim PointPay and update features and information