Plaid

Plaid

4.4 out of 5 stars
FinCell Plaid

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FinCell:

About

The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.
Plaid:

About

Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 100 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 7,000 apps and services.
FinCell:

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported
Plaid:

Platforms Supported

Windows Supported
Mac Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported
FinCell:

Audience

Financial institutions searching for a solution to increase revenue, grow customer base, and reduce churn rate
Plaid:

Audience

Plaid works with over 12,000 companies, from cutting-edge startups to fintechs like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to empower people with more choice and control over how they manage their money.
FinCell:

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported
Plaid:

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Not Supported
FinCell:

API

Offers API Supported
Plaid:

API

Offers API Supported
FinCell:

Screenshots and Videos

Plaid:

Screenshots and Videos

FinCell:

Pricing

Free
Free Version Supported
Free Trial Supported
Plaid:

Pricing

Free
Test for free
Free Version Supported
Free Trial Not Supported
FinCell:

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software
Plaid:

Reviews/Ratings

Overall 4.4 / 5
ease 4.5 / 5
features 4.0 / 5
design 3.7 / 5
support 3.7 / 5
Plaid:

Pros & Cons from Real Users

Pros

  • Good at what it does, fairly easy to set up and offers a lot of flexible customization features for bringing people into your financial apps.
  • I have dabbled in the business side of plaid but as a customer it was easy to use. This review is more for businesses to hear what a customer thinks. I like how this works with cards. It's nice to be able to trust where you are putting your card info.
  • PLAID is quick and easy to use when connecting your bank accounts. Support response time is quick and efficient, something solutions are not found immediately though.
  • Plaid was able to integrate banks that were not currently available. The time frame was six months but the integration process happened in three months. That was great as we can offer our services to more customers. Plaid has the vast majority of major banks, not so much smaller banks and credit unions.
  • I'm a huge fan of how easy Plaid's API makes it to enable connecting different payment sources from different banks. The user logs in with the same online banking credentials they normally do, and the data stays where it's supposed to.

Cons

  • Not a lot to hate about Plaid, I think the pricing can start to creep up if you have lots of users connecting their banks.
  • Nothing major. Have had issues with Discover not being accepted randomly until try 3.
  • The back-end for companies could use some work it is very confusing. Submitting tickets are confusing and difficult. It is near impossible to get a ticket entered without having to deep dive into the transactions and finding request codes.
  • There is no search option on their website to see if the bank institution is available through plaid. This would make it easier to let customers know right away instead of creating a fake application and searching on a live application.
  • Nothing, really. From a user experience perspective Plaid's doesn't leave much to be desired.
FinCell:

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported
Plaid:

Training

Documentation Supported
Webinars Not Supported
Live Online Not Supported
In Person Supported
FinCell:

Company Information

FinCell
Lithuania
www.fincell.eu/
Plaid:

Company Information

Plaid
Founded: 2013
United States
plaid.com
FinCell:

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Plaid:
FinCell:
Plaid:
FinCell:

Categories

Banking Supported
Mobile Banking Supported
Online Banking Supported
Open Banking Supported
Open Finance Supported
Plaid:

Categories

Authentication Supported
Bank Verification Supported
Banking Supported
Crypto APIs Supported
Embedded Finance Supported
Financial Services Supported
Fraud Detection Supported
Loan Servicing Supported
Mobile Banking Supported
Online Banking Supported
Open Banking Supported
Open Finance Supported
Unified APIs Supported
FinCell:

Banking Features

ATM Management Not Supported
Compliance Tracking Not Supported
Corporate Banking Not Supported
Credit Card Management Not Supported
Credit Union Not Supported
Investment Banking Not Supported
Multi-Branch Not Supported
Online Banking Not Supported
Private Banking Not Supported
Retail Banking Not Supported
Risk Management Not Supported
Securities Management Not Supported
Transaction Monitoring Supported

Mobile Banking Features

Bill Payment Not Supported
Biometric Not Supported
Cash Management Not Supported
Chat / Messaging Not Supported
Cross Selling Functionality Not Supported
Digital Wallet Supported
P2P Payments Supported
Remote Deposit Not Supported
SMS Banking Not Supported
Transaction Monitoring Supported
Voice Banking Not Supported

Online Banking Features

Brokerage Not Supported
Cash Management Not Supported
Chat / Messaging Not Supported
Credit Card Management Not Supported
Electronic Statements Not Supported
Fraud Detection Not Supported
Loan Management Not Supported
Marketing Automation Not Supported
Retail Banking Not Supported
Single Sign On Not Supported
Transaction Monitoring Supported
Plaid:

Banking Features

ATM Management Not Supported
Compliance Tracking Not Supported
Corporate Banking Not Supported
Credit Card Management Supported
Credit Union Not Supported
Investment Banking Supported
Multi-Branch Supported
Online Banking Supported
Private Banking Not Supported
Retail Banking Not Supported
Risk Management Supported
Securities Management Not Supported
Transaction Monitoring Supported

Online Banking Features

Brokerage Not Supported
Cash Management Supported
Chat / Messaging Not Supported
Credit Card Management Not Supported
Electronic Statements Not Supported
Fraud Detection Supported
Loan Management Supported
Marketing Automation Not Supported
Retail Banking Supported
Single Sign On Supported
Transaction Monitoring Supported

Financial Services Features

Analytics Supported
Branch Optimization Supported
Channel Management Supported
Compliance Management Supported
Customer Engagement Supported
Performance Management Not Supported
Risk Management Supported
FinCell:

Integrations

Adaptive Not Supported
Alinea Not Supported
Alpaca Not Supported
Cybrid Not Supported
Everest Not Supported
Flatly Not Supported
FlowFi Not Supported
HES LoanBox Not Supported
Inn-Flow Not Supported
Jupid Not Supported
LendAPI Not Supported
LendingFront Not Supported
Lendlord Not Supported
Marqeta Not Supported
Moven Not Supported
Neontra Not Supported
PayToMe Not Supported
Precise API Not Supported
Stripe Not Supported
Tuo Not Supported
Plaid:

Integrations

Adaptive Supported
Alinea Supported
Alpaca Supported
Cybrid Supported
Everest Supported
Flatly Supported
FlowFi Supported
HES LoanBox Supported
Inn-Flow Supported
Jupid Supported
LendAPI Supported
LendingFront Supported
Lendlord Supported
Marqeta Supported
Moven Supported
Neontra Supported
PayToMe Supported
Precise API Supported
Stripe Supported
Tuo Supported
FinCell:
Claim FinCell and update features and information
Claim FinCell and update features and information
Plaid:
Claim Plaid and update features and information
Claim Plaid and update features and information