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About

Grow your savings at a fixed rate via Principal Tokens (PT). PTs are "on sale" versions of popular crypto-assets that you buy and hold for a set term then redeem for full value at end of the term. PTs have no minimums and no penalties. You can trade your PT back for its base asset at any time. Separate yield generating positions like Yearn vaults in two distinct tokens: yield and principal. Gain capital efficiency by freeing your principal and selling it. Utilize this mechanism to leverage your yield further. Provide liquidity on your yield and principal tokens to earn additional APY. Develop new defi products with the Element SDK. Whether it’s a new feature that you want to build on top of Element or a completely new product, we love to see our community utilizing our SDK. Element is the perfect treasury diversification solution allowing Protocols, DAOs, and organizations to earn fixed rate yield on treasury capital while maintaining the ability to exit if needed.

About

Earn interest like you do with a savings account, but you get 64x more. Deposit using your bank account or your debit card and earn interest immediately. When you need help, our team is available 7 days a week. Chat with us or give us a call. Linus connects your funds to borrowers in digital asset credit markets, where demand for your cash is greater than with your bank. Linus makes this process simple. All you need to manage is your email and password. Go from zero to earning in minutes. We are a startup that’s nimble, lightweight and unabated in our dedication to our customers. Linus partners with insitutional borrowers and prime brokers to offer the best risk adjusted rate on the market. No customer has ever experienced a loss of funds to date. Linus helps you reach borrowers in digital asset credit markets, which can be difficult to reach. Some of these yields you can reach on your own, others you cannot.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Anyone in need of an open source protocol for fixed and variable yield markets

Audience

Financial companies and anyone looking for a savings account solution to earn interest through cryptocurrency operations

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Overall 1.0 / 5
ease 1.0 / 5
features 1.0 / 5
design 1.0 / 5
support 1.0 / 5

Pros & Cons from Real Users

Pros

  • * The group appears to be engaged in hiding taxes and moving money from Dubai to the USA. My Experience: * I have suffered a total loss of the funds I invested in the Linus platform. * The manipulative practices and inconsistent information provided by the group members have led me to believe that this was a coordinated scam. * The group appears to be engaged in hiding taxes and moving money from Dubai to the USA.

Cons

  • High Profit Promises**: The company promises incredibly high returns, ranging from 120% to 200%. While they might initially deliver on these returns, the strategy is to gain your trust and then restrict access to larger funds, making it impossible to withdraw substantial amounts. 2. **Limited Online Information**: A search for the company reveals limited information, primarily consisting of paid articles on platforms like Yahoo Finance. These articles are often promotional rather than unbiased reports, which raises concerns about the transparency and legitimacy of the company. 3. **Withdrawal Issues**: Initial small withdrawals might be allowed to build trust. However, users often face significant challenges when attempting to withdraw larger sums, effectively trapping their funds within the platform. 4. **Connections to Dubai**: The company's ties with Dubai can complicate legal recourse due to differing international regulations. This connection further adds to the risk, making it difficult for investors to reclaim their funds if issues arise. 5. **Certificate Misrepresentation**: Although the company might provide a certificate, further investigation reveals that Canada typically issues only registration documents for such entities. This misrepresentation can mislead investors into a false sense of security. 6. **Regulatory Details**: Despite being registered with FINTRAC, the risks associated with this company are substantial. Researching scam reports and consulting financial experts is crucial to understand the potential dangers.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Element Finance
United States
www.element.fi/

Company Information

Linus
United States
www.getlinus.io

Alternatives

Alternatives

Genesis

Genesis

Genesis Global Trading
Yearn

Yearn

yearn.finance

Categories

Categories

Integrations

No info available.

Integrations

No info available.
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