Dock vs. GoCardless Comparison


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About Dock is a financial technology platform that provides infrastructure for companies to offer digital banking, payment services, and card issuing solutions. The platform enables businesses to launch financial products such as digital accounts, branded debit and credit cards, and payment processing systems through a modular and API-driven architecture. Dock also supports payment technologies like Pix and acquiring services, allowing companies to accept and process payments efficiently. The platform includes built-in fraud prevention and risk management tools that help protect transactions and customer data. By providing a complete financial infrastructure, Dock enables businesses to embed financial services directly into their digital products.	About Simplify recurring or one-off payment processing with GoCardless, UK's leading online direct debit provider. Cost effective and secure, GoCardless offers a truly paperless Direct Debit set up option, with a simple migration process and transparent fees. The platform also comes with pre-built integrations with leading accountancy, membership and subscription software, including Xero, Quickbooks, Sage, Zuora, Teamup and Online Scout Manager.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Businesses, fintech companies, digital platforms, and enterprises that want to launch embedded financial services such as digital banking, payments, and card issuing	Audience All businesses taking regular or recurring payments, from individuals to multi-national corporations
Support Phone Support Supported 24/7 Live Support Not Supported Online Not Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing $0.01/month/user Standard 1% per transaction Min 20p, max £2 No monthly fee Pro Volume-based pricing + £200 per month Free Version Not Supported Free Trial Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 3.0 / 5 ease 2.5 / 5 features 3.0 / 5 design 3.0 / 5 support 3.0 / 5 Read all reviews
	Pros & Cons from Real Users Pros Very low fees. Much better than credit cards! Integration with Xero is excellent. Handles multi-currency as well. I have been using GoCardless for my business since 2012. When we first started using them they were a small start-up and we had remained loyal and supportive of them for over 7 years. Cons Getting multi-currency setup correctly in Xero took a few extra steps and wasn't documented clearly at the time (we had to setup an additional clearing account in Xero). But the GoCardless support was very useful, and guided me to the Xero documentation I needed to follow. Sadly their service today is nothing like it was in the past. Over the years there have been some issues with their service but they had generally been helpful in getting things fixed.
Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Not Supported
Company Information Dock Founded: 1997 Brazil dock.tech/	Company Information GoCardless Founded: 2011 United Kingdom www.gocardless.com
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Categories Banking as a Service (BaaS) Supported Open Banking Supported Open Finance Supported Payment Processing Supported	Categories Billing and Invoicing Supported Buy Now Pay Later Supported Open Banking Supported Open Finance Supported Payment Gateways Supported Payment Processing Supported Recurring Billing Supported
Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Not Supported Recurring Billing Not Supported Signature Capture Not Supported	Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Supported Debit Card Support Not Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported Show More Features Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Not Supported Customer Portal Not Supported Customizable Invoices Not Supported Dunning Management Supported Hourly Billing Not Supported Invoice History Not Supported Mobile Payments Not Supported Multi-Currency Supported Online Invoicing Not Supported Online Payments Supported Payment Processing Supported Project Billing Supported Recurring/Subscription Billing Supported Service Ticket Billing Not Supported Tax Calculator Supported Payment Gateways Features ACH / eCheck support Not Supported Buyer Authentication Not Supported Credit / Debit Support Supported Customer Information Storage Not Supported Fraud Prevention Not Supported Invoicing Not Supported Multi-Currency Not Supported PCI Compliance Not Supported Point-of-Sale (POS) Not Supported Recurring Billing / Subscriptions Not Supported Reporting / Analytics Not Supported
Integrations BI Book Not Supported BillingPlatform Not Supported CleanerPlanner Not Supported Evenda Not Supported Gradient Works Not Supported Hyperline Not Supported Juspay Not Supported Karmen Not Supported MYFUNDBOX Not Supported Matiyas Not Supported Mucka Not Supported Payfacile Not Supported Quaeris Not Supported QuickBooks Online Not Supported Quickwork Not Supported Remofirst Not Supported Socket Not Supported Virtuagym Not Supported Wellyx Not Supported Workers by Delos Not Supported Show More Integrations View All 1 Integration	Integrations BI Book Supported BillingPlatform Supported CleanerPlanner Supported Evenda Supported Gradient Works Supported Hyperline Supported Juspay Supported Karmen Supported MYFUNDBOX Supported Matiyas Supported Mucka Supported Payfacile Supported Quaeris Supported QuickBooks Online Supported Quickwork Supported Remofirst Supported Socket Supported Virtuagym Supported Wellyx Supported Workers by Delos Supported Show More Integrations View All 109 Integrations
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