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About

Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.

About

Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. What we do: 1️⃣ White-Label Solution with Embedded Finance Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support. 2️⃣ Wallester Business: Corporate Expense Management Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Startups, Small Business, Mid-Market & Enterprise companies. Divvy is for everyone.

Audience

Any-size business

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free to use for every company.
Free for every user.
Free Version
Free Trial

Pricing

$0
Free Version
Free Trial

Reviews/Ratings

Overall 4.8 / 5
ease 4.8 / 5
features 4.7 / 5
design 4.7 / 5
support 4.7 / 5

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 4.7 / 5
design 4.8 / 5
support 5.0 / 5

Pros & Cons from Real Users

Pros

  • Valuable product that helps build business credit! Offers many good benefits and services that will help establish credit.
  • Simplified our spending and tracking. They really listen to our thoughts, troubles and suggestions. Love that it's all in one place.
  • They have a great service, perfect customer service, amazing virtual cards. I can generate a large amount of virtual cards. The app is really good and working properly so I can use when I want. Divvy have been Simple, Elegant and Agile. So far the best service ever.
  • When I found about this card and it’s ability to build credit I was sold. The application process was quick and the features have been easy to understand. The setup of the website has been straightforward. Being able to fund your account with what you want is great.
  • This card has been easy to use. I really like the ability to create different cards and budgets for vendors as it creates better organization. The app is great and has the same functionality as going on the website.

Cons

  • You have to meet certain requirements to qualify.
  • New company so working out kinks and bugs customer service was hard to get ahold of for a while but works better now.
  • They did not say to me about the rewards before I opened the account, just after I had my account working I can discovered that I can just redeem my rewards after 1 year. It should be changed I really hate to discover after. I had a lot issues to managed to open account, but in the end I could do it.
  • No cons so far. My experience has been good as of now.
  • I don’t currently have any. I feel everything has been straightforward.

Pros from Real Users

Pros

  • Wallester team is extremely available and easy to contact. Communication is fast and clear, and my account managers are always helpful and responsive. Special thanks to Redi, my account manager, for continuous support and professionalism. Whenever I had questions or needed assistance, they handled everything efficiently and reliably. This level of availability really makes a difference in daily business operations.
  • I like the easy way to use the app and also the possibility to have how many virtual cards you need for your business
  • Customer Service. Now it is Redi, but guys before also were excellent as he is righ now. Speed for the top ups, in many currencies. Hyper important for us. Super easy user friendly. Purchase limits. Cheap!
  • Wallester offers a smooth and efficient experience, with quick card issuance and an easy-to-use dashboard that makes expense management straightforward. Real-time transaction visibility gives you full control over company spending, and the support team is consistently fast and helpful. Overall, it provides a modern, organized, and secure way to handle business expenses.
  • We started using Wallester to manage our company expenses, and it’s been a great experience so far. The setup was quick, and issuing virtual or physical cards takes just seconds. The dashboard is clean and easy to use, giving us full control and visibility over every transaction in real time. I also appreciate the reliable support team — they’re always fast and helpful. Overall, Wallester is a smart, modern software solution that made our business spending more organized, secure, and transparent.
  • I started using Wallester for our company’s expense management, and it’s been a game-changer. Setting up the account was quick, and we were able to issue virtual and physical cards the same day. The dashboard is clean, easy to use, and lets us track every transaction in real time. I really like how simple it is to set spending limits and manage budgets across teams. It’s made our finance process so much smoother and transparent. Overall, Wallester is reliable, efficient, and perfect for any business that wants better control over corporate spending.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Divvy
Founded: 2017
United States
getdivvy.com

Company Information

Wallester
Founded: 2016
Estonia
business.wallester.com

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Categories

Categories

Expense Report Features

Approval Process Control
Invoice Management
Multi-Currency
Receipt Management
Reimbursement Management
Spend Control
Time Tracking
Workflow Management

Spend Management Features

Approval Workflow
Budgeting / Forecasting
Expense Tracking
Multi-Currency
Prepaid Cards
Procurement Management
Receipt Management
Spend Analysis
Spend Control
Supplier Management

Accounting Features

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
Cash Management
CPA Firms
Cryptocurrency Support
Expense Tracking
Fixed Asset Management
Fund Accounting
General Ledger
Government
Multi-Currency
Nonprofits
Payroll Management
Project Accounting
Purchase Orders
Tax Management

Accounts Payable Features

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Duplicate Payment Alert
Fraud Detection
General Ledger Entry
Vendor Management

Bookkeeping Features

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
Cash Management
Collections
Expense Tracking
Fixed Asset Management
General Ledger
Payroll
Revenue Recognition
Spend Management
Tax Management

Budgeting Features

"What If" Scenarios
Asset Planning
Balance Sheet
Capital Asset Planning
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement
Project Budgeting
Run Rate Tracking
Version Control

Financial Management Features

Budgeting & Forecasting
Cash Management
Consolidation / Roll-Up
Currency Management
Financial Reporting
Investment Management
Project Management
Revenue Recognition
Risk Management
Tax Management

Financial Reporting Features

"What If" Scenarios
Audit Trail
Balance Sheet
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement

Integrations

Blue dot
Headset
Macrobank Core Banking Software
NetSuite
Open Dental Software
POSaBIT
Perk
QuickBooks Online
QuickBooks Online Advanced
Xero
ZenBusiness

Integrations

Blue dot
Headset
Macrobank Core Banking Software
NetSuite
Open Dental Software
POSaBIT
Perk
QuickBooks Online
QuickBooks Online Advanced
Xero
ZenBusiness
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