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About

Divvy has combined seamless expense management software with business cards so you never have to process another expense report. With Divvy, you can leverage faster expense reporting, enforceable budgets, and a single platform to offer real-time visibility into all spend. Ready to gain more control and streamline your spend management—in a one-stop, easy-to-use platform? Get Divvy today to empower your team and save everyone time (including yourself). Divvy provides their customers with a strong credit line and makes going over budget literally impossible. Put a stop to painful expense resorts and simplify the AP process with Divvy—all for free.

About

Wallester is an Estonian-licensed financial institution and official Visa partner since 2018, specialising in digital financial solutions and card issuance. We help companies across the EEA and the UK streamline payments, launch branded cards, and scale efficiently. What we do: 1️⃣ White-Label Solution with Embedded Finance Our White-Label solution lets businesses integrate financial services directly into their platforms—known as embedded finance. This enables branded payment cards tailored to specific needs, improving customer experience and opening new revenue streams. We ensure swift time-to-market with simplified integration and dedicated support. 2️⃣ Wallester Business: Corporate Expense Management Wallester Business modernises corporate expense management with instant access to virtual and physical Visa cards. Through our app and portal, companies can track expenses, analyse budgets, and integrate seamlessly with accounting systems for better financial control.

Platforms Supported

Windows Supported
Mac Supported
Linux Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Platforms Supported

Windows Supported
Mac Supported
Linux Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Supported

Audience

Startups, Small Business, Mid-Market & Enterprise companies. Divvy is for everyone.

Audience

Any-size business

Support

Phone Support Supported
24/7 Live Support Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Not Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free to use for every company.
Free for every user.
Free Version Supported
Free Trial Supported

Pricing

$0
Free Version Supported
Free Trial Not Supported

Reviews/Ratings

Overall 4.8 / 5
ease 4.8 / 5
features 4.7 / 5
design 4.7 / 5
support 4.7 / 5

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 4.7 / 5
design 4.8 / 5
support 5.0 / 5

Pros & Cons from Real Users

Pros

  • Valuable product that helps build business credit! Offers many good benefits and services that will help establish credit.
  • Simplified our spending and tracking. They really listen to our thoughts, troubles and suggestions. Love that it's all in one place.
  • They have a great service, perfect customer service, amazing virtual cards. I can generate a large amount of virtual cards. The app is really good and working properly so I can use when I want. Divvy have been Simple, Elegant and Agile. So far the best service ever.
  • When I found about this card and it’s ability to build credit I was sold. The application process was quick and the features have been easy to understand. The setup of the website has been straightforward. Being able to fund your account with what you want is great.
  • This card has been easy to use. I really like the ability to create different cards and budgets for vendors as it creates better organization. The app is great and has the same functionality as going on the website.

Cons

  • You have to meet certain requirements to qualify.
  • New company so working out kinks and bugs customer service was hard to get ahold of for a while but works better now.
  • They did not say to me about the rewards before I opened the account, just after I had my account working I can discovered that I can just redeem my rewards after 1 year. It should be changed I really hate to discover after. I had a lot issues to managed to open account, but in the end I could do it.
  • No cons so far. My experience has been good as of now.
  • I don’t currently have any. I feel everything has been straightforward.

Pros from Real Users

Pros

  • Wallester team is extremely available and easy to contact. Communication is fast and clear, and my account managers are always helpful and responsive. Special thanks to Redi, my account manager, for continuous support and professionalism. Whenever I had questions or needed assistance, they handled everything efficiently and reliably. This level of availability really makes a difference in daily business operations.
  • I like the easy way to use the app and also the possibility to have how many virtual cards you need for your business
  • Customer Service. Now it is Redi, but guys before also were excellent as he is righ now. Speed for the top ups, in many currencies. Hyper important for us. Super easy user friendly. Purchase limits. Cheap!
  • Wallester offers a smooth and efficient experience, with quick card issuance and an easy-to-use dashboard that makes expense management straightforward. Real-time transaction visibility gives you full control over company spending, and the support team is consistently fast and helpful. Overall, it provides a modern, organized, and secure way to handle business expenses.
  • We started using Wallester to manage our company expenses, and it’s been a great experience so far. The setup was quick, and issuing virtual or physical cards takes just seconds. The dashboard is clean and easy to use, giving us full control and visibility over every transaction in real time. I also appreciate the reliable support team — they’re always fast and helpful. Overall, Wallester is a smart, modern software solution that made our business spending more organized, secure, and transparent.
  • I started using Wallester for our company’s expense management, and it’s been a game-changer. Setting up the account was quick, and we were able to issue virtual and physical cards the same day. The dashboard is clean, easy to use, and lets us track every transaction in real time. I really like how simple it is to set spending limits and manage budgets across teams. It’s made our finance process so much smoother and transparent. Overall, Wallester is reliable, efficient, and perfect for any business that wants better control over corporate spending.

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Supported

Company Information

Divvy
Founded: 2017
United States
getdivvy.com

Company Information

Wallester
Founded: 2016
Estonia
business.wallester.com

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Categories

Accounting Supported
Accounts Payable Supported
Bookkeeping Supported
Budgeting Supported
Expense Report Supported
General Ledger Supported
Spend Management Supported

Categories

AML Supported
Card Issuance Supported
Embedded Finance Supported
Expense Report Supported
KYC Supported
Spend Management Supported

Expense Report Features

Approval Process Control Supported
Invoice Management Supported
Multi-Currency Supported
Receipt Management Supported
Reimbursement Management Supported
Spend Control Supported
Time Tracking Not Supported
Workflow Management Supported

Spend Management Features

Approval Workflow Not Supported
Budgeting / Forecasting Supported
Expense Tracking Supported
Multi-Currency Not Supported
Prepaid Cards Not Supported
Procurement Management Not Supported
Receipt Management Supported
Spend Analysis Not Supported
Spend Control Supported
Supplier Management Not Supported

Accounting Features

Accounts Payable Supported
Accounts Receivable Supported
Bank Reconciliation Supported
Billing & Invoicing Supported
Cash Management Supported
CPA Firms Not Supported
Cryptocurrency Support Not Supported
Expense Tracking Supported
Fixed Asset Management Supported
Fund Accounting Supported
General Ledger Supported
Government Supported
Multi-Currency Not Supported
Nonprofits Supported
Payroll Management Not Supported
Project Accounting Supported
Purchase Orders Not Supported
Tax Management Not Supported

Accounts Payable Features

Approval Process Control Supported
Bank Reconciliation Supported
Cash Management Supported
Check Writing Not Supported
Duplicate Payment Alert Supported
Fraud Detection Supported
General Ledger Entry Supported
Vendor Management Supported

Bookkeeping Features

Accounts Payable Supported
Accounts Receivable Not Supported
Bank Reconciliation Supported
Billing & Invoicing Supported
Cash Management Supported
Collections Not Supported
Expense Tracking Supported
Fixed Asset Management Not Supported
General Ledger Supported
Payroll Not Supported
Revenue Recognition Not Supported
Spend Management Supported
Tax Management Supported

Budgeting Features

"What If" Scenarios Supported
Asset Planning Supported
Balance Sheet Supported
Capital Asset Planning Supported
Cash Management Supported
Consolidation / Roll-Up Supported
Forecasting Supported
General Ledger Supported
Income Statements Supported
Multi-Company Supported
Multi-Department / Project Supported
Profit / Loss Statement Supported
Project Budgeting Supported
Run Rate Tracking Supported
Version Control Supported

Financial Management Features

Budgeting & Forecasting Supported
Cash Management Supported
Consolidation / Roll-Up Not Supported
Currency Management Not Supported
Financial Reporting Supported
Investment Management Not Supported
Project Management Supported
Revenue Recognition Not Supported
Risk Management Supported
Tax Management Supported

Financial Reporting Features

"What If" Scenarios Not Supported
Audit Trail Supported
Balance Sheet Supported
Cash Management Supported
Consolidation / Roll-Up Not Supported
Forecasting Supported
General Ledger Not Supported
Income Statements Not Supported
Multi-Company Not Supported
Multi-Department / Project Not Supported
Profit / Loss Statement Not Supported

Integrations

Blue dot Supported
Headset Supported
Macrobank Core Banking Software Not Supported
NetSuite Supported
Open Dental Software Supported
POSaBIT Supported
Perk Supported
QuickBooks Online Supported
QuickBooks Online Advanced Supported
Xero Supported
ZenBusiness Supported

Integrations

Blue dot Not Supported
Headset Not Supported
Macrobank Core Banking Software Supported
NetSuite Not Supported
Open Dental Software Not Supported
POSaBIT Not Supported
Perk Not Supported
QuickBooks Online Not Supported
QuickBooks Online Advanced Not Supported
Xero Not Supported
ZenBusiness Not Supported
Claim Divvy and update features and information
Claim Divvy and update features and information