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About

Digitap's AI-powered FinTech API platform empowers banks & FinTech with a comprehensive suite of solutions. Our onboarding suites (Aadhaar & PAN verification) streamline customer acquisition & ensure compliance (especially in India). Leverage alternative data (mobile data, bank statements) for user profiling & risk assessment with advanced fraud detection. Become an Account Aggregator enabler & facilitate secure data sharing. Deliver exceptional experiences with our PFM platform. We also simplify digital onboarding & verification for any online business, ensuring secure identity & financial profile checks. Partner with Digitap & unlock the future of FinTech!

About

Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Supported
Mac Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Audience

Banks, FinTech, NBFCs, Digital lenders, Investment and Asset Wealth Management companies, Insurance providers etc.

Audience

Startups to large financial institutions searching for a Financial Data solution

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Supported

API

Offers API Supported

Screenshots and Videos

Screenshots and Videos

Pricing

$.01/month/user
Free trial with customized pricing
Free Version Not Supported
Free Trial Supported

Pricing

Pricing is API volume & package based
Free Version Not Supported
Free Trial Supported

Reviews/Ratings

Overall 5.0 / 5
ease 5.0 / 5
features 5.0 / 5
design 4.0 / 5
support 4.0 / 5

Reviews/Ratings

Overall 5.0 / 5
ease 4.0 / 5
features 5.0 / 5
design 4.0 / 5
support 4.0 / 5

Pros & Cons from Real Users

Pros

  • Strong KYC Compliance & credit risk assessment for better NPA reduction. Best all in one tech stack for digital lenders

Cons

  • More customized versions with all the possible output could have been better.

Pros & Cons from Real Users

Pros

  • Really cool product - similar bank aggregation to others but where Flinks really over performs is on the data enhancement/analytics. Product is easy to setup, good support all the way through. Their "attributes" reports are awesome, especially when it comes to data for income validation, trends, fraud etc.

Cons

  • Could be more reliable on the data aggregation with certain FIs.

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Company Information

Digitap.ai
Founded: 2019
India
www.digitap.ai/

Company Information

Flinks
Founded: 2016
Canada
flinks.com

Alternatives

Alternatives

VoPay

VoPay

VoPay International Inc
Finicity

Finicity

Mastercard

Categories

Banking Supported

Categories

Bank Verification Supported
Embedded Finance Supported
Open Banking Supported
Open Finance Supported

Integrations

AWS Lambda Supported
Aloan Not Supported
Argyle Not Supported
Dwolla Not Supported
EPIC Loan Systems Not Supported
Infinity Loan Management Not Supported
Jira Service Management Supported
Neontra Not Supported
Postman Supported
Stripe Not Supported
Totality Not Supported
VoPay Not Supported
Waypoint Budget Not Supported

Integrations

AWS Lambda Not Supported
Aloan Supported
Argyle Supported
Dwolla Supported
EPIC Loan Systems Supported
Infinity Loan Management Supported
Jira Service Management Not Supported
Neontra Supported
Postman Not Supported
Stripe Supported
Totality Supported
VoPay Supported
Waypoint Budget Supported
Claim Digitap.ai and update features and information
Claim Digitap.ai and update features and information
Claim Flinks and update features and information
Claim Flinks and update features and information