Related Products
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About
Debifi is a non‑custodial, Bitcoin‑backed lending platform that lets borrowers tap into institutional‑grade liquidity without relinquishing control of their coins. Built by Bitcoiners, it uses a strict three‑of‑four multisignature escrow system, keys are generated on a separate device, never held by Debifi, and distributed among borrower, lender, and trusted third‑party signers, to ensure maximum transparency and eliminate collateral rehypothecation. Users connect through a lightweight app to create dedicated escrow addresses on Bitcoin’s blockchain, initiate loan contracts, and manage repayments directly with lenders. Debifi aggregates global liquidity providers to offer flexible loan terms from short‑term funding to five‑year stablecoin or fiat loans, with customizable loan‑to‑value ratios and competitive, risk‑adjusted interest rates. Institutional lenders benefit from over‑collateralization, a tiered margin‑call system, and automatic liquidations.
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About
Lava enables users to borrow U.S. dollars using their Bitcoin holdings as collateral without needing credit checks, heavy documentation, or selling their crypto. Users can access loans starting from as little as $100 and up to $1 billion, with fixed low interest rates beginning at around 5%. The platform offers instant funding, supports global bank-off-ramps, and promises that your Bitcoin assets remain in your control, no rehypothecation, no trading out your coins. Built on institutional-grade infrastructure used to secure over $100 billion in assets, Lava emphasises self-custody, strong security controls (multi-party approvals, biometric protection, whitelisted addresses, inheritance support), and encrypted user privacy. It also provides additional services such as zero-fee Bitcoin purchases, a stablecoin (LavaUSD) backed 1:1 with USD-denominated reserves at regulated financial institutions, and a rewards card offering up to 5% BTC back on purchases.
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Platforms Supported
Windows
Not Supported
Mac
Supported
Linux
Not Supported
Cloud
Supported
On-Premises
Not Supported
iPhone
Supported
iPad
Supported
Android
Supported
Chromebook
Not Supported
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Platforms Supported
Windows
Not Supported
Mac
Not Supported
Linux
Not Supported
Cloud
Supported
On-Premises
Not Supported
iPhone
Supported
iPad
Not Supported
Android
Supported
Chromebook
Not Supported
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Audience
Bitcoin holders seeking a secure, non‑custodial liquidity solution offering collateralized loans
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Audience
Bitcoin holders and crypto-savvy individuals seeking a tool to get access to dollar liquidity without selling their Bitcoin
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Support
Phone Support
Supported
24/7 Live Support
Not Supported
Online
Supported
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Support
Phone Support
Not Supported
24/7 Live Support
Supported
Online
Supported
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API
Offers API
Not Supported
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API
Offers API
Not Supported
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Screenshots and Videos |
Screenshots and Videos |
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Pricing
Free
Free Version
Supported
Free Trial
Not Supported
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Pricing
Free
Free Version
Supported
Free Trial
Not Supported
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Reviews/
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Reviews/
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Training
Documentation
Supported
Webinars
Not Supported
Live Online
Not Supported
In Person
Supported
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Training
Documentation
Supported
Webinars
Not Supported
Live Online
Not Supported
In Person
Not Supported
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Company InformationDebifi
Founded: 2021
Switzerland
debifi.com
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Company InformationLava
United States
www.lava.xyz/
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Alternatives |
Alternatives |
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Categories |
Categories |
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Integrations
Bitcoin
Supported
Corefy
Not Supported
Epoch
Supported
Liquid Network
Supported
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Integrations
Bitcoin
Supported
Corefy
Supported
Epoch
Not Supported
Liquid Network
Not Supported
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